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Credit Limit Increase. More spending power.

Not sure if you're eligible?
Call us on 1300 132 639

Increase your spending power with a Credit Limit Increase.

Whether you're welcoming a new arrival, moving into a new home or exploring new horizons, there are times when you need access to more funds. We're here to help.

A Credit Limit Increase can extend your current limit and give you access to additional funds, which you can use for whatever you need.

How a Credit Limit Increase works

All you need to do is log in and apply. We'll do the rest. If your application is successful, your new Credit Limit will appear on your next statement.

Frequently Asked Questions

If I’m approved for a higher credit limit, when will it become effective?

If I’m approved for a higher credit limit, when will it become effective?

A: Typically, your new credit limit will become effective within 15 minutes after approval.

If I change the credit limit on my Credit Card, will this be applied to my Supplementary Card Members?

If I change the credit limit on my Credit Card, will this be applied to my Supplementary Card Members?

A: Yes, the credit limit on your Supplementary Card will also change to match that of your primary card, as both the primary and Supplementary Card share the same limit.

What happens if I'm not approved for a credit limit increase?

What happens if I'm not approved for a credit limit increase?

A: If you wish to find out why your application for a higher credit limit was declined, please call us on 1300 132 639 to discuss it further.

Questions about Credit Limit Increases?

Our Customer Service Experts can help you with any questions you may have about Credit Limit Increases or your American Express Card.

Call us on 1300 132 639.

Call us now

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Terms & Conditions

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American Express credit approval criteria applies.

American Express Australia Limited (ABN 92 108 952 085) ® Registered Trademark of American Express Company. Australian Credit Licence No. 291313.