The Platinum Edge Credit Card

American Express credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 5 October 2012 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited.

1. Offer only available to new American Express Card members who apply, are approved by 31 July 2013 and spend $500 in the first 2 months of Card membership. Please allow up to 8 to 10 weeks after 2 months of membership for the 10,000 Membership Bonus Points to be awarded to the Card member's account. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
   
   
2. All flights are restricted to selected classes within the Saver Fare family and are subject to availability. The complimentary flight is offered on selected destinations only and not valid for flights with Virgin Australia partner airlines or any codeshare flights. Virgin Australia and American Express cannot guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for this promotion. Route availability is subject to change without notice. Baggage in excess to the 23kgs included in the promotion will attract additional fees, see virginaustralia.com for more information. The offer is subject to the American Express Flight Offer Conditions and air travel is subject to Virgin Australia Terms and Conditions of Carriage.
   
   
3. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au. Participating retailers include the following merchants who have been classified as "major supermarkets": Bi-Lo, Safeway, Woolworths, Coles, IGA, Fishers, Fresh Provisions, Food For Less, Supabarn, Macro Wholefoods. Participating retailers include the following merchants who have been classified as "major petrol stations": BP, Shell, Caltex Woolworths, 7 Eleven, Woolworths Petrol, Safeway petrol, Peak & Gull. Exceptions may apply if an individual merchant trading as one of the above named retailers does not accept American Express as a form of payment. Purchases at major supermarket & major petrol station retailers are only eligible for additional points if the transactions are made in Australia. 0.5 merchants classified as; "utilities" including gas, water and electricity providers; "government" including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; and "insurance" excluding insurances offered by American Express.
   
   
4. American Express Platinum Edge Credit Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Edge Credit Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This site does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.
   
   
5. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be a member of the partner program. Membership of the partner program is the Cardmember's responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply.
   
   
6. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit and are valid for a period of 3 months from the date of issue, unless otherwise stated. Normal retailer Gift Card and voucher conditions apply.
   
   
7. Points may be redeemed by the Basic Cardmember for a credit on the Primary Card Account. American Express may decline a Points for Credit request where the Card Account or Cardmember's other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Redeeming Points for Credit is not available for redemption by Corporate Card accounts and is not redeemable for cash via Credit balance refund.
   
   
8. Partner terms and conditions apply. Available to Australian enrolees who reside in Australia only. A minimum of 7,500 points must be redeemed at any one time. Copyright Webjet Marketing Pty. Ltd. CAN 063 430 848, ABN 8406 9490 848. Part of the Webjet Limited Group. Travel Agent Licence No. 32282.
   
   
9. Travelscene Pty. Ltd. Licence No. NSW 2TA003629, VIC 32089, SA TTA163633, QLD 1431, WA 9TA974. Harvey World Travel Franchises Pty. Ltd. Licence Nos: ACT: TC373, NSW/WA: 2TA5129, NT: NT001, QLD: TAG 1718, SA: TTA 165258, TAS: TAS 069, VIC: 32392. Each Travelscene American Express and some Harvey World Travel shops are independently owned and have their own travel agent's licence. Travel Agent service charges may apply.
   
   
10. Purchases must be charged in full to your American Express Platinum Edge Credit Card. Offers cannot be combined with other promotions or offers. American Express and the business establishment reserve the right to change the terms and conditions at any time without prior notice.
    
    
11. Supplementary Credit Cardmembers must be over 18 years of age. You will be liable for all Supplementary Credit Card spending.
    
    
12. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges.
    

American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ^®Registered Trademark of American Express Company.