The American Express^® Platinum Business Card

American Express credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All information is correct as at 1 August 2012 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited.

1. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us.
   
   
2. Offer only available to new American Express Card members who apply online only, are approved by 31 May 2013 and spend $10,000 in the first 3 months of Card membership. Please allow up to 8 to 10 weeks after 2 months of membership for the 45,000 Membership Bonus Points to be awarded to the Card member's account. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
   
   
3. There is typically no cost for Platinum Business Concierge, although you are responsible for any purchases and/or shipping charges you authorise. Fees may apply for meetings and event planning.
   
   
4. Subject to the Terms and Conditions of the Membership Rewards program of which you are actively enrolled in. Spending at restaurants, airlines and accommodation will only be eligible for increased Membership Rewards points where they are categorised as such in the American Express Merchant Acceptance system. For example, dining within a retail department store, hotels, pubs and liquor outlets may not be eligible to receive the additional points for restaurants. Spend on airlines or accommodation is eligible for the additional points when paid directly to the merchant or through a travel agent. Membership Rewards points are awarded on the $AU equivalent amount of the spend in foreign currency. Except for spend in foreign currency, purchases at these merchants are only eligible for additional points if the transactions are made in Australia. You will earn 0.5 Membership Rewards point per $1 spend at participating merchants classified as; "utilities" including gas, water and electricity providers; "government" including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; and "insurance" excluding insurances offered by American Express. Purchases at these merchants are only eligible for additional points if the transactions are made in Australia. There is no expiry date for points earned while in the program so long as you are an American Express Cardmember enrolled in Membership Rewards, and your account is kept in good standing and is not overdue.
   
   
5. Depending on when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period.
   
   
6. Subject to the Terms and Conditions of the Membership Rewards program available here. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be enrolled in Membership Rewards Ascent Premium and be a member of the partner program. Membership of the partner program is the Card members' responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply. Award seats are not available on all routes. Please check availability with the partner prior to transferring your points. Charges/levies/taxes may apply. The redemption of points will be administered solely by American Express. A minimum redemption amount applies. American Express holds no responsibility for flight or accommodation availability, which may be limited. This is at the sole discretion of the airline and hotel partners.
   
   
7. Points may be redeemed by the Basic Cardmember for a credit on the Primary Card Account. American Express may decline a Points for Credit request where the Card Account or Cardmember's other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Redeeming Points for Credit is not available for redemption by Corporate Card accounts and is not redeemable for cash via Credit balance refund.
   
   
8. Simply enrol to enjoy these benefits. Benefits may vary and are subject to availability. To find out more about our partner hotels or top join our partner loyalty program contact Platinum Travel Services on 1800 175 568.
   
   
9. There may be taxation implications. You are advised to check with your accountant or tax supervisor for further information. 
    
   
   
10. The basic Platinum Business member must be travelling with Virgin Australia. Access is to Virgin Australia branded lounges in Australia. Name on boarding pass must match the name on the Platinum Business card. The Platinum Business Card member must present his or her valid American Express Platinum Business Card and same day boarding pass (containing your Virgin Australia Velocity Frequent Flyer number and status if you are an existing Velocity member) to Virgin Australia lounge agents. This benefit does not provide lounge access for guests (including children). Access to Virgin Australia's lounges is subject to space availability. This benefit is subject to change or withdrawal without notice.
    
    
11. American Express Platinum Business Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms and conditions and exclusions contained in the American Express Platinum Business Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313 (American Express) and ACE. This site does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available at americanexpress.com.au/businesst&cs and consider the appropriateness of that insurance in relation to your individual requirements.
    
    
12. Transactions with GST itemisation on American Express Business Card statements can act as proof of purchase for taxation purposes, and may substitute for a tax invoice when claiming input tax credits. However, original tax invoice retention is required where the merchant is classified as a Mixed Supply merchant.
    
    

American Express Australia Limited (ABN 92 108 952 085). ®Registered Trademark of American Express Company.