American Express^® Business Cards at a glance

	American Express Business Card Learn More Apply Now	American Express Gold Business Card Learn More Apply Now	American Express Qantas Business Card Learn More Apply Now	American Express Platinum Business Card Learn More Apply Now	American Express Business Accelerator Card Learn More Apply Now
Card Overview	The Business Card delivers everything you need to keep your business moving	The Gold Business Card opens more doors for your business	The Qantas Business Card gives you access to cash rebates1 on your eligible Qantas flights	The Platinum Business Card offers you a world of privileges and benefits designed to recognise and reward you as a successful business owner	The American Express Business Accelerator. It's the best Business Credit Card - with a 90 day money back satisfaction guarantee.
Minimum Income Required	$24,000 p.a.	$24,000 p.a.	$24,000 p.a.	$75,000 p.a.	$24,000 p.a.
Minimum Trading Period Required	12 months	12 months	12 months	12 months	12 months
Annual Card Fee2	$109 p.a.	$169 p.a.	$169 p.a.	$1,200 p.a.	$160 p.a.
Supplementary Annual Card Fee2 (per Card)	$79 p.a.	$119 p.a.	$119 p.a.	4 Free	Free
Membership Rewards3 Fee	Choices $40 p.a. Ascent $80 p.a.	Choices $40 p.a. Ascent $80 p.a.	Spirit $59	Complimentary enrolment in Ascent or Choices 1.5 points for each dollar spent up to $250,0008	Complimentary automatic enrolment in Choices 2 points for each dollar spent up to $150,000
Tax Deductible Membership Fee4	Yes	Yes	Yes	Yes	Yes
Credit Limit5	No pre-set spending limit	No pre-set spending limit	No pre-set spending limit	No pre-set spending limit	Up to $50,000
Credit Free Days6	Up to 51 credit-free days	Up to 51 credit-free days	Up to 51 credit-free days	Up to 51 credit-free days	Up to 55 credit-free days
Qantas Rebate7	No	No	Yes	No	No
Monthly Statements that meet ATO requirements for GST reporting	Yes	Yes	Yes	Yes	Yes
Monthly Business Expenses Cover*	No	No	No	Up to $3,000 per month up to 6 months	No
Domestic and International Travel cover*	No	Yes	Yes	Yes	No
Travel Inconvenience Cover*	No	Yes	Yes	Yes	No
Purchase Protection*	No	No	No	Yes	No
Refund Protection*	No	No	No	Yes	No
Transport Accident Cover*	Up to $150,000	Up to $300,000	Up to $300,000	Up to $400,000	No
Transport Accident Card Account Waiver*	Up to $10,000	Up to $20,000	Up to $20,000	Up to $25,000	No
Business Trip Completion Cover*	Yes	Yes	Yes	Yes	No
Buyer’s AdvantageTM*	No	No	No	Yes	No
Subscriptions to BRW and the Weekend Financial Review	No	No	No	Yes	No
Business Support Line	1st call no fee $41.25 thereafter	1st call no fee $41.25 thereafter	1st call no fee $41.25 thereafter	No additional fee	No

1. Rebate amount is subject to a maximum of $50,000 + GST per Rebate Year.
2. Fees and charges are current as at 24 August 2005 and are subject to change.
3. Membership Rewards enrolment required. An annual fee applies to Business Charge Cards. Subject to the terms and conditions of the Membership Rewards program. There may be taxation implications associated with your participation in the Membership Rewards program. You are advised to check with your accountant or tax advisor for further information.
4. Membership fees for both the Business Card and each Supplementary Card are tax deductible if the Cards are used solely for business purposes.
5. You are free to spend as much as you show us you can afford to repay. Proof of resources and security may be required.
6. Receive up to 51 credit-free days on your Business Charge Card before paying your account in full.
7. Businesses that choose to keep an existing rebate or discount agreement with Qantas are not eligible for this offer. Rebate Terms and Conditions apply.
8. Reverting to one point for every dollar thereafter.