Apply now and receive a $100 ecruising voucher²

American Express ecruising.travel

Applicants must be 18 years of age or over, reside in Australia and earn a minimum income of $40,000 p.a. to apply for a Gold Ascent Credit Card. American Express credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 10 June 2010 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited.

1. Enrolment in Membership Rewards Ascent is complimentary if you apply and are approved for the Gold Ascent Credit Card. If you choose to select the 'Boost my points (A)" option on the Card application form, an $80 annual fee will apply to your Membership Rewards Ascent program. Subject to the Terms and Conditions of the Membership Rewards program. To transfer Membership Rewards points into an airline rewards partner program you must be enrolled in Membership Rewards Ascent and be a member of the relevant airline rewards program. Membership of the relevant airline rewards program is the Cardmember's responsibility and membership of, and points in that program are subject to that program's Terms and Conditions. A joining fee may apply. The redemption of Membership Rewards points will be administered solely by American Express and is subject to the Terms and Conditions of the Membership Rewards program. You must redeem a minimum of 5, 000 points (applicable to Singapore Airlines KrisFlyer, Cathay Pacific Asia Miles and Thai Airways International Royal Orchid Plus), 2,000 points (applicable to Air New Zealand Airpoints, Velocity Rewards and Virgin Atlantic Flying Club) or 500 points for Malaysia Airlines Enrich Miles and redeem Membership Rewards points in whole numbers.
2. To be eligible for the $100 Ecruising Australia Gift voucher offer you must be a new Card applicant, apply for the Card via the attached online application form only and be approved by 31 December 2010. Please allow 6 to 8 weeks after you have been approved for the gift voucher to be sent. Gift vouchers are subject to the terms and conditions of Ecruising Australia.
3. The number of actual interest-free days depends upon when you make a purchase, when your statement is issued, whether you have obtained a balance transfer and whether or not you are carrying forward a balance on your account from your previous statement period. There are no interest free days on cash advances.
4. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges.
5. Interest rates are current as at 10 June 2010 and subject to changes under our Interest Rate Policy. Our Interest Rate Policy describes how we intend to adjust Credit Card interest rates based on your payment history. Under this policy we intend to maintain the preferred rate on your account if you make your minimum payments on time.