*Subject to terms and conditions. Fees and charges
apply. All interest rates are quoted as an Annual Percentage Rate. Fees,
charges and interest rates are correct as at 1 January 2006 and are
subject to change. This offer is applicable to new customers only.
1. This promotional rate applies to a balance transfer you request on
the online Credit Card application form only. All payments to your credit
card account are applied first to any transferred balances (and/or other
amounts) which benefit from promotional interest rates with any payment
being applied first to the balance with the lowest promotional interest
rates. This will result in the balances subject to a lower interest rate
being paid off first. Minimum payment requirements of the Card account
apply to balance transfers. There are no interest free days on balance
transfers.
2. The Credit Card gives you up to 55 days interest free on
purchases, depending on when your statement is issued, whether you have
obtained a balance transfer and whether or not you are carrying forward a
balance on your account from the previous statement period. There are no
interest free days for cash advances or balance transfers.
3.Subject
to enrolment into American Express Choices or Ascent
Membership Rewards program. Subject to the terms and conditions of the
American Express Membership Rewards program. Membership rewards points do
not expire as long as your Card is current.
4. Provided you notify
American Express immediately upon discovery of any fraudulent transactions
and you have complied with your card
conditions, you will not be held
liable for any unauthorised charges.
Annual Card fee for each
supplementary Card is $20.