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Influence. Status. Privilege. With the American Express® Platinum Moneyback Card, you'll access a world of luxury and service. Love shopping? You're covered with Refund Protection², Purchase Protection² and our extensive On-Line Fraud Guarantee². Use your Card almost anywhere, and you'll earn 5% of your MoneyBack for the first 3 months up to $300 for the first $6000 you spend. Then after your first $6,000 spend, you'll earn 1% ongoing, with no limit to your MoneyBack¹. It could add up to anything from a lava lamp to oysters at the Ritz. Whatever you want that day. That's all for a low annual fee of $99 p.a. So apply today and never pay full price again.
- Platinum Service provides 24 hours a day, 7 days a week support. You can call American Express about anything your Card does
- Platinum Protection² credits your account if you're refused a refund on an unused eligible item, or if your purchase is damaged or stolen within 90 days
of purchase
- Your MoneyBack rebate is calculated on each purchase and credited monthly
- Supplementary Cards at no additional cost
- Interest rate of 20.74% p.a.³
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Eligibilty
To apply online for the Platinum MoneyBack Credit Card you'll need:
- Your bank account details
- Your address details (if you've been there less than five years we'll also need your previous address)
- Driver's Licence (if you have one)
Approval Criteria:
- You are over 18 years of age.
- You have a good credit rating.
- You have an annual Income of $40,000 p.a. or more.
- You are a permanent resident/citizen of Australia.
- If self-employed, to have been working for more than one year
Terms and Conditions
+American Express® credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply and are correct as at 16 December 2010
1. Rebates are earned on each purchase charged to your Platinum MoneyBack Credit Card account in the relevant statement period (excluding credits, purchases of American Express Travellers Cheques, Gift Cheque, Foreign Currencies, Interests and fees). Rebates are subject to the Platinum MoneyBack Rebate Programme Terms and Conditions. The introductory rate of 5% MoneyBack is ONLY valid on purchases charged to the Card in the first 3 months of your Card membership and up to a maximum MoneyBack rebate of $300 ONLY. After the first 3 months of membership or once you have earned $300 MoneyBack (whichever occurs earlier), you will revert back to a 1% MoneyBack Rebate rate.
2. American Express Platinum MoneyBack Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Platinum MoneyBack Card insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This brochure does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available upon request and consider the appropriateness of that insurance in relation to your individual requirements.
3. Interest rates are current at published date and subject to change, including changes under our Interest Rate Policy. Our interest rate policy describes how we intend to adjust credit card interest rates based on your payment history. Under this policy we intend to maintain this special low rate for the promotional period if you make your minimum payments on time.
American Express Australia Limited (ABN 92 108 952 085) ® Registered Trademark of American Express Company
