| Annual Card Fee |
$80 p.a. |
| Minimum Income Required to Apply |
$30,000 p.a. |
| Spending Power |
No pre-set spending limit, pay in full each month.1 |
| Supplementary Card Fees |
$45 p.a. |
| Membership Rewards Annual Fee |
Choices: $40 p.a.
Ascent: $80 p.a. |
| 24/7 Online Account Access |
Online Services allows you to manage various aspects of your Card Account, saving you time and giving you complete control, 24-hours a day. |
| Cash when you need it |
You can cash a personal cheque for up to $1,000 every 21 days overseas or every 7 days within Australia. Up to $100 will be provided in cash, and the balance in American Express Travellers Cheques*.
* This is subject to conditions which include the amount of cash and Travellers Cheques available and local regulations.
You can use the Card to get cash at ATMs worldwide through our Express CashTM Service2. To receive an application, call the Telephone Service Centre on 1300 13 2639.
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| Emergency Replacement Card |
Should your Card be lost, damaged, or stolen, we can get a replacement to you usually with 24 hours, virtually anywhere in the world. |
| Online Fraud Guarantee |
Shop online with confidence. You will not be held responsible for unauthorised online purchases.3 |
- You are free to spend as much as you show us you can afford to repay. Proof of resources and security may be required.
- Transaction fee applies and a currency conversion fee is payable when a cash withdrawal is processed in a currency other than Australian dollars.
- Provided you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges.
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