| Annual Card Fee |
No Annual Card Fee for the first year then $70, waived if you spend $18,000 p.a. |
| Supplementary Card Fees |
$20 p.a. |
| Standard Interest Rate |
13.99% p.a1. |
| Balance Transfer Rate |
Transfer your credit card balance to a low rate of 6.99%2 p.a. for 6 months subject to our interest rate policy.3 |
| Minimum Income Required to Apply |
$40,000 p.a. |
| Interest Free Days |
Up to 55 days4 on purchases |
| Credit Limit |
Up to $50,000 |
| Membership Rewards Annual Fee |
Choices: $40 p.a.
Ascent: $80 p.a. |
| Cash Advance |
Cash advance enrolment is required for withdrawals and available at most ATMs in Australia at over 520,000 world-wide. Fees and charges apply. |
- Subject to terms and conditions. Fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. Fees, charges and interest rates are correct as at 24 November 2006 and are subject to change.
- All payments to your credit card account are applied first to transferred balances, including transferred balances benefiting from promotional interest rates. This will result in the balances subject to a lower interest rate being paid off first. Minimum payment requirements of the card account apply to balance transfers. There are no interest free days on balance transfers.
- Our interest rate policy describes how we intend to adjust credit card interest rates based on your payment history. Under this policy we intend to maintain this special low rate for the promotional period if you make your minimum payments on time.
- Depending upon when you make a purchase, whether you have obtained a balance transfer when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period. There are no interest free days on Cash Advances or Balance Transfers.
 |
|
