American Express

American Express credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 1 April 2013 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited.

American Express Platinum Edge Credit Card

1. Offer only available to new American Express Card members who apply, are approved by 31 July 2013 and spend $500 in the first 2 months of Card membership. Please allow up to 8 to 10 weeks after 2 months of membership for the 10,000 Membership Bonus Points to be awarded to the Card member's account. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
2. Available to Membership Rewards Ascent enrollees only. All flights are subject to availability and American Express does not guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Flight Offer Conditions available here.
3. Subject to the Terms and Conditions of the Membership Rewards program available here. Participating retailers include the following merchants who have been classified as "Major supermarkets" are Bi-Lo, Safeway, Woolworths, Coles, IGA, Fishers, Fresh Provisions, Food For Less, Supabarn, Macro Wholefoods. "Major petrol stations" are BP, Shell, Caltex Woolworths, 7 Eleven, Woolworths Petrol, Safeway petrol, Peak & Gull. Applies to transactions in Australia only. You will earn 0.5 points for every dollar you spend in Australia at merchants classified as: "utilities" which are gas, water and electricity providers; "insurance" ( excluding insurances offered by American Express ); "telecommunications providers" which includes goods and services purchased from phone, mobile and internet service providers; "government bodies" including the Australian Taxation Office, Australia Post, federal/state and local government bodies.
4. American Express Platinum Edge Credit Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Edge Credit Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.
5. Supplementary Credit Card members must be over 18 years of age. You will be liable for all Supplementary Credit Card spending.

American Express Platinum Reserve Credit Card

6. Subject to the Terms and Conditions of the Membership Rewards program available here. Spending at restaurants, airlines and accommodation, major cruise and tour operators will only be eligible for increased Membership Rewards points where they are categorised as such in the American Express Merchant Acceptance system. For example, dining within a retail department store, hotels, pubs and liquor outlets may not be eligible to receive the additional points for restaurants. Membership Rewards points are awarded on the $A equivalent amount of the spend in foreign currency. Except for spend in foreign currency, purchases at these merchants are only eligible for additional points if the transactions are made in Australia.
7. All flights are subject to availability and American Express does not guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Flight Offer Conditions available here.
8. American Express Platinum Reserve Credit Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Reserve Credit Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This communication does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.
9. Supplementary Credit Card members must be over 18 years of age. You will be liable for all Supplementary Credit Card spending.

American Express Platinum Card

10. Offer only available to new American Express Card members who apply, are approved by 15 June 2013 and spend $500 in the first 2 months of Card membership. Please allow 8 to 10 weeks after 2 months of Card membership for the 80,000 Membership Bonus Points to be awarded to the Card member's account. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
11. There is typically no cost for Platinum Concierge, although you are responsible for any purchase and/or shipping charges you authorise. Fees may apply for meetings and event planning.
12. All fees or amounts payable in relation to the services are inclusive of GST where applicable. All fees, taxes and charges levied by the travel providers and/or air travel suppliers still apply and these are subject to change without notice until such time as tickets are issued. Domestic ticketing includes New Zealand. Travel services provided by American Express International, Inc. ABN 15 000 618 208. Incorporated with limited liability in Delaware, USA. Licensed Travel Agent, 12 Shelley Street, Sydney NSW 2000. Licence No. NSW 2TA000113, ACT 212/D, QLD TAG132, VIC 30233, WA 9TA81, SA TTA 214584, TAS TAS064.
13. Subject to the Terms and Conditions of the Membership Rewards program available here.Spending at restaurants, airlines and accommodation, major cruise and tour operators will only be eligible for increased Membership Rewards points where they are categorised as such in the American Express Merchant Acceptance system.For example, dining within a retail department store, hotels, pubs and liquor outlets may not be eligible to receive the additional points for restaurants.  Membership Rewards points are awarded on the $A equivalent amount of the spend in foreign currency. Except for spend in foreign currency, purchases at these merchants are only eligible for additional points if the transactions are made in Australia.
14. Qantas Frequent Flyer members only. Membership of the Qantas Frequent Flyer program is subject to the terms and conditions of the Qantas Frequent Flyer program available here. A joining fee applies. Under Membership Rewards Ascent Premium a minimum of 2,000 Membership Rewards points may be redeemed for Qantas Frequent Flyer points at any one time and must be in whole numbers. Once Membership Rewards points have been redeemed for Qantas Frequent Flyer points, they are governed by the terms and conditions of the Qantas Frequent Flyer program and cannot be reversed. Award flight availability (particularly Classic Awards) is limited particularly around peak times such as school and public holidays and other peak times.
15. Subject to the Terms and Conditions of the Membership Rewards program available here. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be enrolled in Membership Rewards Ascent Premium and be a member of the partner program. Membership of the partner program is the Card members responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply. Award seats are not available on all routes. Please check availability with the partner prior to transferring your points. Charges/levies/taxes may apply. The redemption of points will be administered solely by American Express. A minimum redemption amount applies. American Express holds no responsibility for flight or accommodation availability, which may be limited. This is at the sole discretion of the airline and hotel partners
16. American Express Platinum Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This communication does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.
17. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us.