Escape sooner with highest Velocity Points earn rate of any Australian credit card of up to 3 Velocity Points per $1 spent with the Virgin Australia group of airlines1 and 1.5 Points per $1 spent everywhere else1, a complimentary companion fare every time you fly on selected Business Class Flexi fares with V Australia2 and a complimentary Virgin Australia return domestic flight after you first spend on your Card now and every year3.
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Rewards Program
Velocity Rewards1
Annual Card Fee
$349 p.a.
Points earn rate
$1 spent on purchases with the Card = 1.5 Velocity Points1
$1 spent with your Card with the Virgin Australia group of airlines = 3 Velocity Points1

Start planning your escape

As an introductory offer when you apply and are approved by 31 October 2012 you will enjoy 30,000 bonus Velocity Points when you spend $500 in the first 3 months of being a Card member4. That's enough for a return flight from Sydney to Townsville5 so you can escape again sooner.

Escape on business class, and get two Business Flexi fares for the price of one2 (taxes and surcharges apply)

You and a guest, travelling together, fly for the price of just one passenger (plus taxes and surcharges) every time you fly on selected Business Class Flexi fares with V Australia and on code share flights with Delta2. So every time you fly business internationally you'll be able to take a companion along for the ride.

Have a Complimentary Domestic Economy Return flight, on us3

To get you flying more often, you'll be entitled to a complimentary Virgin Australia return flight between selected Australian cities after your first spend on your Card every year3.

Escape sooner with up to 3 Points per $1 spent on purchases with the Card1

Get up in the air faster with the American Express Velocity Platinum Card. Earn 3 Points per $1 spent when you spend on the Card with Virgin Australia, V Australia, Pacific Blue and Polynesian Blue1 and 1.5 Points per $1 spent on everyday purchases with the Card1. You'll also receive automatic enrolment into the Velocity Rewards program, if you're not already a member.

Supplementary Cards at no additional cost6

Earn Points faster by getting Supplementary Cards for family members at no additional cost6, and escape to your next exotic destination in no time.

Introductory Interest Rate of 0% p.a. on purchases for the first six months

Enjoy a special introductory Interest Rate of 0%** p.a. on purchases for the first six months

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Boost your Points balance sky high

Get the rewards you want faster with 1.5 Points per $1 spent on purchases with you Card1.

When you use your Card for purchases with Virgin Australia, V Australia, Pacific Blue or Polynesian Blue - you'll get an accelerated earn rate of 3 Points per $1 spent1, which is sure to boost your balance. Best thing is, there's no limit to the number of Velocity Points you can earn as long as your account remains current and in good standing.

Escape sooner

As an introductory offer when you apply and are approved by 31 October 2012 you will enjoy 30,000 bonus Velocity Points when you spend $500 in the first 3 months of Card membership4. That is enough for a return flight from Sydney to Townsville5 so you can escape again sooner.

Apply Now 

Escape on business class and get two Business Class Flexi fares for the price of one2 (taxes and surcharges apply)

You and a guest, travelling together, fly for the price of just one passenger (plus taxes and surcharges) every time you fly on selected Business Class Flexi fares with V Australia and on code share flights with Delta2. So every time you fly business internationally you'll be able to take a companion along for the ride.

A complimentary domestic return flight now and every year after your first Card spend3

To get you flying more often, you'll be entitled to a complimentary return domestic flight with Virgin Australia for each year you hold the American Express Velocity Platinum Card3.

Escape the hustle and bustle of the Airport with 2 complimentary entries to the Virgin Australia lounge7

Relax in comfort with two complimentary single entry passes to the Virgin Australia lounge each year7 at selected airports. You can indulge in an array of complimentary food and beverages, connect to free wireless broadband or simply relax, take time out and read the paper before your flight.

American Express Travel Services

You can take comfort in knowing that, with American Express Travel Services, we're with you even after your trip begins. With over 2,200 Travel and Foreign Exchange Services locations8 in more than 140 countries, you have our personal commitment that travel assistance is just around the corner - no matter where in the world you are.

In Australia, call 13 13 98 for your local American Express Travel Office

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Platinum Protection

Relax in the knowledge that when you use your American Express Velocity Platinum Card, you're covered by the following comprehensive protection benefits9:

  • Domestic and international Travel Insurance9 for you and your Supplementary Card members.
  • Travel Inconvenience Cover9 will cover you for flight delays, missed connections or delayed luggage.
  • Refund Protection9 means we'll credit your account if you're refused a refund on an unused eligible item within 90 days of purchase.
  • Purchase Protection9 means we'll repair or replace eligible items if they are accidentally broken or stolen within 90 days of purchase.
  • With our Online Fraud Protection Guarantee10, you won't be held responsible for any unauthorised charges online as long as you notify us immediately
  • Emergency Card Replacement - our global network of offices means that we can usually get a replacement Card to you virtually anywhere in the world.
  • Global Customer Service - wherever you are in the world, whatever the time of day, we're here to help.

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Keeping on top of your finances

Manage your account online with a host of tools and services to help you stay on top of your finances.

Stay organised

Use our online tools to view all your recent transactions, schedule payments, set up email or text message reminders for payments, and keep tabs on your Velocity Points1.

24/7 online account access

Access your account remotely from a mobile phone, laptop or desktop computer with our suite of user-friendly tools and resources. Complete control when you need it – wherever you are in the world.

Instant Alerts

Know what is happening with your account at all times by signing up to Alerts at no additional cost. Choose from balance updates, payment due Alerts and confirmation of payment received Alerts, and have them delivered by either SMS or email.

Get help 24/7

If you have any queries regarding your account, just call our 24/7 global customer support hotline.

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How long will the application take?

This application will take around 10 to 15 minutes to complete if you have all your information at hand.

To protect your personal information this application will timeout after 30 minutes.

Upon completion of the application, you can submit and receive a notification within 60 seconds advising you whether or not you have been approved or whether we need more time to process your application. In some instances, we may need additional information from you.

What information do I need?

In order to complete the application you will need the following information at hand.

  • Existing American Express Card number (if applicable).
  • Your driver's licence details.
  • Your current employer's details including full address and telephone number.
  • Your annual salary and other annual income before tax.
  • If you are self-employed, details of your accountant.
  • Your monthly household expenses.
  • Your monthly repayments for car, personal or other loans.
  • Combined credit limit for Cards that are NOT held with American Express.
  • Your Velocity membership number if you are already a Velocity member.

Who can apply?

  • Be over 18 years of age.
  • Have a good credit history and no payment defaults
  • Be a permanent resident or citizen of Australia or hold a current Business Long Stay Visa (Subclass 457)
  • Earn a personal gross (pre-tax) annual income of $65,000 or more
  • If self-employed, you have been trading for at least 18 months or 12 months if you hold an existing American Express issued Card

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Terms and Conditions 

Cards are offered, issued and administered by American Express Australia Limited. Credit provided by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313.

American Express Australia Limited ABN 92 108 952 085 ® Registered trademark of American Express Company.

Applicants must be 18 years of age or over, reside in Australia and earn a minimum income of $65,000 per annum to apply for the American Express Velocity Platinum Card. American Express income and credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates are correct as at 12 March 2012 and are subject to change.

* The 0% p.a. introductory promotional interest rate is only available on new purchases only after your application is approved. New purchases made in the subsequent six month period from/after the first purchase on your Card will be subject to the promotional interest rate. After the six month introductory period, the interest rate for purchases will revert to the prevailing interest rate at that time. The 0% p.a. introductory promotional interest rate does not apply to and excludes balance transfers and cash advances. Interest rates are current as at 12 March 2012 and subject to change, including charges under our Interest Rate Policy.

1. Points are earned in accordance with the American Express Velocity Cards Points Terms and Conditions available here. Exclusions apply. Velocity membership and Points earn and redemption is subject to the Velocity Membership Terms & Conditions available at velocityrewards.com.au as amended from time to time. Earn rate of 3 Points per $1 spent on Virgin Australia group of airlines only applies to purchases made in Australia.

2. Offer provides a 50% discount for you and a guest when you purchase Business Class airfares in the nominated class of the Business Flexi fare family when flying with V Australia or V Australia flights that codeshare or interline with Delta Airlines. Flights to European sectors on Etihad are not included in this offer. Availability of the offer is subject to the seat availability in the nominated class of the Business cabin. The Basic Card member must be one of the passengers travelling and both passengers must be travelling together on the same flight, at the same time. Credit card payment fees, taxes and surcharges apply to both guests and are not discounted. Offer applies to new bookings made via American Express Membership Travel Services only. Payment with your American Express Velocity Platinum Card is required. Seats must be booked in the same fare class and are subject to availability which may be limited at peak times such as weekends, Christmas or School Holidays. Neither American Express nor V Australia guarantee that seats will be available at the times you may wish to fly. Offered in accordance with the American Express Velocity Platinum Card Benefits Terms and Conditions available here. Velocity membership required. Travel with V Australia is subject to the V Australia conditions of carriage available at www.vaustralia.com.au.

3. The complimentary domestic economy Virgin Australia return flight is available between selected Australian cities and is available for booking by American Express Velocity Platinum Card members after your first Card spend in the first year, and then after your first Card spend each year after the anniversary of your membership. All flights are subject to availability and Virgin Australia or American Express do not guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available. Route availability is subject to change without notice. Booking is subject to the American Express Velocity Platinum Card Benefits Terms and Conditions available here and Virgin Australia Conditions of Carriage available at www.virginaustralia.com.

4. Offer only available to new American Express Velocity Card members who apply via the online application form are approved by 31 October 2012 and spend $500 in the first 3 months of American Express Velocity Card membership. Please allow 6-8 weeks after the $500 spend benchmark has been met for the 30,000 Velocity Points to be awarded to the Card member's Velocity Account.

5. All redemptions are Reward Class seats, subject to availability and to the Velocity Membership Terms & Conditions. Fares are correct as at 15 August 2011 and are subject to change. Additional baggage charges may apply and are payable in addition to Velocity Points redeemed. When booking by phone fares are $15 more. Seats are limited and may not be available at peak times or on all flights. Any pay component is not eligible for Points earn. These fares do not include checked baggage. For Red Velocity Members, Pre–pay AUD $10 or 1,100 Points online for up to 23kg of checked baggage per person per one–way sector or pay AUD $20 at the airport for the same allowance. Fees will be incurred for excess baggage. Complimentary baggage allowances apply for Silver and Gold Velocity Members, Flexi, Premium Economy and Business Fares. Conditions and travel restrictions apply for all fares. For full details see velocityrewards.com.au

6. Supplementary Credit Card members must be over 18 years of age. You will be liable for all Supplementary Credit Card spending.

7. Virgin Australia lounge passes are subject to the American Express Velocity Platinum Card Benefits Terms and Conditions available here. Two single entry passes to the Virgin Australia lounge will be activated on the Basic Card member's Velocity membership card annually on or after the anniversary of membership. The Virgin Australia lounge is operated by Virgin Australia Airlines Pty Ltd in selected domestic airports (in accordance with the Virgin Australia lounge Terms and Conditions, available at www.virginaustralia.com/lounge and as amended from time to time)

8. Comprises Travel and Foreign Exchange Services locations of American Express; not all services available at all locations. Travel services are provided by American Express International, Inc. (ABN 15 000 618 208). Incorporated with limited liability in Delaware, USA. Licensed Travel Agent, 12 Shelley Street, Sydney NSW. Licence No. NSW 2TA000113, VIC 30233, QLD TAG132, WA 9TA81, SA-TTA30, TAS-TAS064, ACT 212/D

9. American Express Velocity Platinum Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Velocity Platinum Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This site does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.

10. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card member Agreement, you will not be held liable for any unauthorised charges. "Immediately" means as soon as you are aware but no later than on or after the due date for payment of the statement in which the fraudulent transaction appears.

Velocity is owned and operated by Velocity Rewards Pty Ltd as trustee of the Loyalty Trust. To earn and redeem Velocity Points, you must be a Velocity member. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions, available at velocityrewards.com.au, as amended from time to time.

American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313.®Registered Trademark of American Express Company