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Velocity Frequent Flyer - loyalty program of Virgin Australia American Express
American Express Velocity Gold Card

15,000 bonus Velocity Points3

Enjoy 15,000 bonus Velocity Points when you apply by 30 April 2014, are approved and spend $500 on your new3 Card within the first 3 months3. This introductory offer excludes existing Card Members or those previous Card Members who have held any American Express Card in the last 12 months3.

The Velocity American Express Series

The NEW American Express Velocity Escape Card American Express Velocity Platinum Card
Compare All Cards

American Express Velocity Gold Card

  • 0.99% p.a. on balance transfers for the first 6 months1 - This offer excludes any existing or previous Card Members. A one-off credit plan establishment fee of 1% applies to any balances transferred
  • Earn up to 2 Velocity Points per $1 spent2. See Velocity Frequent Flyer section for further details
  • 15,000 bonus Velocity Points when you apply by 30 April 2014, are approved and spend $500 on your new3 Card within the first 3 months3. This introductory offer excludes existing Card Members or those previous Card Members who have held any American Express Card in the last 12 months3
  • Enjoy 2 complimentary Single Entry passes to the domestic Virgin Australia lounge each anniversary year at selected airports4
  • Complimentary Domestic & International Travel Insurance5

Apply today to start your next escape.

Velocity Rewards

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You can earn... On eligible purchases at...2
2 Velocity Points per dollar spent2
  • Virgin Australia2
  • Major supermarket and petrol stations in Australia2
Earn 1 Velocity Point per dollar spent2
  • All other providers, excluding those below
  • Insurances offered by American Express
Earn 0.5 Velocity Points per dollar spent2
  • Utilities which are gas, water and electricity providers
  • Insurance offered by companies other than American Express
  • Telecommunication providers which includes goods and services purchased from phone, mobile and internet service providers
  • Government bodies including the Australian Taxation Office, Australia Post, federal/state and local government bodies
  • No limit to the number of Velocity Points you can earn as long as your Card account remains current and in good standing
  • Velocity Points earned on your Card are transferred directly to your Velocity Account each month and can be redeemed for a range of flights, accommodation, car hire, gift cards and much more6. See where your Velocity Points could take you
  • With over 500 destinations to choose from, you can redeem your Points for domestic or international flights thanks to Velocity's global network of airline partners6

The domestic Virgin Australia lounge is open to you
Escape the hustle and bustle of the airport with two complimentary Single Entry passes to the domestic Virgin Australia lounge each anniversary year4. Enjoy complimentary food and beverages, connect to free wireless broadband or simply relax, take time out and read the paper before your flight.

Supplementary Cards7 with no annual Card fee
You have access to Supplementary Credit Cards at no extra cost. What's more, Velocity Points earned on each Supplementary Card will be credited to your Velocity Account, so you can earn Points faster7.

0.99%p.a. for the first 6 months* on balance transfers so you can enjoy the savings of a low interest rate.

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A balance transfer can be a simple way to save on interest and repay more of your balance sooner. When you apply for the Velocity Gold Card online or over the phone as a new Card Member, you can also apply at the same time to transfer an existing balance from another account.

Applicants must apply online or by phone by 30 April 2014 and be approved. You can transfer up to 50% of your credit limit up to $7,500 maximum.

Once the balance transfer has been approved, a 1% credit plan establishment fee will be applied and you will receive a rate of 0.99% p.a. for the first 6 months of your Card Membership1. This offer excludes any existing or previous Card Members.

The low rate of 0.99% p.a. expires at the end of the first 6 months of your Card Membership and after that date the standard rate of interest will be charged on any remaining balances on your account.

Find out how much you could save through the calculator below

Protection comes standard

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Complimentary Domestic & International Travel Insurance5

Travel should be exciting, not worrying. Which is why your American Express Velocity Gold Card offers you a little extra security when you're away from home.

What's more, your spouse and dependent children aged 22 and under are covered, even when they travel without you5.

Here are just some of the insurance benefits you'll receive when you pay for travel with your American Express Velocity Gold Card:

  • Overseas Medical Emergency Expenses and Repatriation – up to $2,500,0005
  • Travel Cancellation – up to $7,5005
  • Baggage, Money and Documents Cover – up to $5,0005
  • Transport Accident Cover – up to $200,0005

Travel Inconvenience Cover
When you pay for travel with your Card or with your Velocity Points, you'll have the reassurance of knowing you're covered for Travel Delay, Missed Connections and Luggage Delay5.

Purchase Protection
Purchase protection covers eligible items you have purchased with your American Express Velocity Gold Card. If they're stolen or damaged within 90 days of the purchase date, they'll either be repaired or refunded5.

Refund Protection
If you try to return an unused eligible item that you purchased with your American Express Velocity Gold Card within 90 days of the date of purchase on your Card and the establishment refuses to take it back, we'll refund the purchase price5.

Online Fraud Protection Guarantee
Shop online with confidence, because with our Online Fraud Protection Guarantee, you won't be held responsible for any unauthorised charges made without your knowledge while shopping on the internet8.

At your service, wherever you are

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Emergency Card replacement
Nothing can replace your American Express Velocity Gold Card – except another American Express Velocity Gold Card.

So if your Card is ever stolen, lost or damaged, report it immediately so we can replace it. Once you've notified us, you won't be liable for any unauthorised charges9, and we'll organise for a replacement Card to be delivered virtually anywhere in the world.

American Express Online Services

  • Check your purchases and payments or update your contact details, 24 hours a day, seven days a week
  • Nominate 'Online Statements' and receive email notification to log on and view your statement
  • You can rest assured that American Express employs the latest technology to keep your Account number secure to protect your safety and privacy online

American Express Travel Services
With over 2,200 Travel and Foreign Exchange Services locations in more than 140 countries, you have our personal commitment that travel assistance is just around the corner – no matter where in the world you are10.

The numbers at a glance

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0.99% p.a. on balance transfers for the first 6 months1 - This offer excludes any existing or previous Card Members. A one-off credit plan establishment fee of 1% applies to any balances transferred. Learn more about balance transfers

As a new11 American Express Card Member your first year fee will be $99 and $199 p.a. thereafter if you apply by 30 April 2014 and are approved - saving you $10011

$0 annual Card fee per Supplementary Card7 so you can earn more points

15,000 bonus Velocity Points when you apply by 30 April 2014, are approved and spend $500 on your new3 Card within the first 3 months3. This introductory offer excludes existing Card Members or those previous Card Members who have held any American Express Card in the last 12 months3

20.74% p.a. interest rate12

Apply Now

Eligibility

Eligibility

To save time before you apply for your American Express Velocity Gold Card, it's best to make sure you can say yes to the following:

• I am aged over 18
• I am an Australian citizen or permanent resident or hold a current Business Long Stay Visa (Subclass 457)
• I have a personal gross (pre-tax) annual income of $40,000 or more
• I have no history of bad debt or payment default
• And if self employed, I have been trading for at least 18 months or 12 months if I hold an existing American Express issued Card

If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds-so apply now.

Terms and conditions

To earn and redeem Velocity Points, you must be a Velocity member. Velocity membership and Points earn and redemption is subject to the Member Terms and Conditions available here, as amended from time to time.

Cards are offered, issued and administered by American Express Australia Limited. Credit provided by American Express Australia Limited (ABN 92 1088 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company. Applicants must be 18 years of age or over, reside in Australia and earn a minimum income of $40,000 per annum to apply for the American Express Velocity Gold Card. American Express income and credit approval criteria apply. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates, is correct as at 24 December 2013 and are subject to change.

  1. Balance transfers are only available to new applicants who apply online or by phone by 30 April 2014 and are approved. A one off 1% credit plan establishment fee applies. The maximum balance transfer that you can be approved for is $7,500 or 50% of your approved credit limit whichever is less. Existing Card Members are not eligible for this offer. Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited are ineligible for this offer. The balance transferred will be eligible for the promotional interest rate for a six-month period from approval, at which point any remaining balance transfer balance will revert to the standard rate of interest at that time. The credit plan establishment fee attracts the standard rate of interest. Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and fees) in full by the due date each month. We reserve the right to withdraw this offer if your account is not in good standing or we become aware of any adverse credit information. Click here for full Balance Transfer Terms and Conditions.
  2. Velocity Points are earned in accordance with and subject to the American Express Velocity Cards Points Terms and Conditions, and exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller's cheques and foreign currencies. These do not earn Velocity Points. For the full list of exclusions, please refer to the American Express Velocity Cards Points Terms and Conditions available here. "Major supermarkets" are Bi-Lo, Flemings, Safeway, Woolworths, Coles, IGA, Franklins, Fishers, Fresh Provisions, Food For Less, Supabarn, Macro Wholefoods. Applies to transactions in Australia only. "Major petrol stations" are BP, Shell, Caltex Woolworths, 7-Eleven, Woolworths Petrol, Safeway Petrol, Peak & Gull. Applies to transactions in Australia only. The earn rate of 2 Points per $1 spent on Virgin Australia only applies to purchases made in Australia.
  3. Offer only available to new American Express Card Members who apply by 30 April 2014, are approved and spend $500 on their new Card in the first 3 months of Card Membership. Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 12 month period are ineligible for this offer. Please allow 8 to 10 weeks after the $500 spend benchmark has been met for the 15,000 Bonus Velocity Points to be awarded to the Card Member's Velocity Account. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
  4. Virgin Australia lounge entry passes are subject to the American Express Velocity Gold Card Benefits Terms and Conditions available here. Two Single Entry passes to the Virgin Australia lounge will be activated on the Basic Card Member's Velocity membership Card annually on or after each annual Card fee renewal date. Single Entry passes are valid for 12 months from the date of issue. The Virgin Australia lounge is operated by Virgin Australia Airlines Pty Ltd in selected domestic airports and entry is subject to the Virgin Australia lounge Terms and Conditions, available here and as amended from time to time.
  5. American Express Velocity Gold Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Velocity Gold Card Insurances policy of insurance between American Express International, Inc. (ABN 15 000 618 208, AFSL No. 237996) (AEII) of 12 Shelley Street, Sydney NSW 2000, and ACE. This landing page does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.
  6. Velocity membership and Points earn and redemption are subject to the Velocity Membership Terms and Conditions available here.
  7. Supplementary Credit Card Members must be over 18 years of age. You will be liable for all Supplementary Credit Card spending. Points are earned in accordance with the American Express Velocity Cards Points Terms and Conditions available here. Exclusions apply. Velocity Points earned on the Supplementary Card will be credited to the primary Card Member's Velocity account. Velocity membership and Points earn and redemption is subject to the Velocity Membership Terms and Conditions available here, as amended from time to time.
  8. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Member Agreement, you will not be held liable for any unauthorised charges.
  9. If your Credit Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
  10. Comprises Travel and Foreign Exchange Services locations of American Express; not all services available at all locations. Travel services are provided by American Express International, Inc. (ABN 15 000 618 208). Incorporated with Limited Liability in Delaware, USA. Licensed Travel Agent, 12 Shelley Street, Sydney NSW. Licence No. NSW - 2TA000113, VIC - TA-30233, QLD - 3497079, SA - 214584, WA - 9TA81, TAS - TAS064.
  11. To be eligible for the reduced annual Card fee of $99 for the first year, you must be a new American Express Card Member who does not currently hold any American Express products and apply via this landing page by 30 April 2014 and be approved. Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 12-month period are ineligible for this offer. An Annual fee of $199 will apply after the first membership year.
  12. All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 24 December 2013 and is subject to change.

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