The TrueEarnings^TM Card from Costco and American Express

• Earn 3% cash back* on eligible restaurant purchases
• Earn 2% cash back* on eligible gas purchases (up to $3,000 annually, 1% thereafter)*
• Earn up to 1% cash back* on everyday purchases* - including at Costco^®†
• There's no limit to the amount of cash back* you can earn
• Share a FREE Supplementary Card with someone else who is a current member on your Costco account

You can earn cash back on purchases inside and outside of Costco.

• Earn 3% cash back on eligible restaurant purchases
• Earn 2% cash back on eligible gas purchases
  • 2% up to $3,000 annually
  • 1% on any amount over $3,000
• Earn up to 1% cashback on everyday purchases - inside and outside of Costco
  • 0.25% up to $1,000
  • 0.50% on the next $2,000
  • 1% on any amount over $3,000
• Rebates are issued on qualified accounts in January, in the form of a coupon.

• $100,000 Travel Accident Insurance^1†

  $100,000 Travel Accident Insurance

  Up to $100,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your TrueEarningsTM Card from Costco^® and American Express^®. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.

  close

For your entertainment, you could get access to the tickets you want, when you want, even to sold-out shows.

• Front Of The Line^®

  Front Of The Line^®

  Cardmembers can purchase tickets to many sought-after events before they go on sale to the general public. During the specified sale period, tickets are available exclusively to American Express^® Cardmembers.²

  close
• Reserved Seating

  Reserved Seating

  During the public on-sale period for many major events including but not limited to: music, theatre, culinary and comedy, Cardmembers can purchase tickets from a block of great seats reserved for American Express. Reserve ticket access is available to American Express^® Cardmembers².

  close

Have peace of mind when you shop.

• Buyer’s Assurance^® Protection Plan³

  Buyer’s Assurance^® Protection Plan³

  Automatically doubles the manufacturer’s original warranty up to one additional year when you charge the full purchase price to your Card.

  close
• Purchase Protection^® Plan^4†

  Purchase Protection^® Plan⁴

  Automatically insures your eligible purchases against accidental physical damage and theft. No registration required.

  close

Customer service you can count on. Anywhere, any time.

• 24/7 Customer Service

  24/7 Customer Service

  Your life doesn’t keep regular office hours, so neither do we. If you want us, there is always someone local to speak with you, 24/7, about whatever you need big or small. Wherever you are in the world.

  close
• Emergency Card Replacement

  Emergency Card Replacement

  Problem? Wherever you are, call us and we’ll help sort it.

  close
• Fraud Protection Guarantee

  Fraud Protection Guarantee

  Use the TrueEarnings^TM Card from Costco and American Express online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN.

  close
• Manage your account online

  Manage your account online

  With Online Services from American Express, you can stay on top of your account. Check statements, set account alerts and more while you’re on the go.

  close

To save you time, make sure you can say yes to the following before applying for the TrueEarnings^TM Card from Costco and American Express:

• You are a Canadian resident and have a Canadian credit file
• You are of the age of majority in the province or territory where you live.
• You have a personal annual income of $15,000 or more
• In the past 7 years you have not filed for bankruptcy
• You have an existing Costco Membership

* Rebates are calculated on eligible net purchases at American Express merchants and are issued as a rebate coupon in January to qualified accounts in good standing for redemption at Costco warehouses in Canada for goods, services or cash within 6 months of date issued. Restricted definition of eligible restaurant and gasoline purchases applies. Other conditions and restrictions apply. See Rewards for details.