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Key Features

Let us elevate your travel experience and service.

The American Express® AIR MILES®* Reserve Credit Card is the only AIR MILES®* Credit Card that provides these exclusive benefits: AIR MILES®* FlexFlyTM*1‡ Redemptions, the Companion Flight Benefit2‡, the choice to redeem AIR MILES®* reward miles for flight taxes and fees, and waived AIR MILES®* flight administration fee. Right this way for travel freedom and elevated service.

There’s so much that’s exceptional about Reserve Credit Cardmembership.
  • AIR MILES®* FlexFlyTM*1‡, a Reserve Exclusive**. The American Express AIR MILES Reserve Credit Card is the only AIR MILES Credit Card that allows you to redeem your reward miles or use a combination of reward miles and your American Express AIR MILES Reserve Credit Card to book flights not available within the AIR MILES®* Flight Program. The AIR MILES reward mile redemption rate for an AIR MILES FlexFly redemption is 770 AIR MILES reward miles per $100. Through AIR MILES FlexFly Redemptions, you have access to additional airlines and destinations, departure times, and economy, business and first class seats on flights not available within the AIR MILES Flight Program.
  • Exclusive Annual Companion Flight Benefit2‡**. Once a year, when you redeem for a round-trip economy flight within the AIR MILES Flight Program, up to a maximum of 1,450 reward miles, you can receive a Companion Flight for your companion to travel with you for the same itinerary (offer excludes service charges if applicable, taxes and fuel surcharges).
  • Redeem reward miles for flight taxes and fees – another Reserve exclusive**. You can redeem your reward miles to pay for taxes and fees payable at time of booking on your flight redemptions. Book online or speak with an AIR MILES Concierge Specialist to take advantage of this benefit.

    ** These exclusive benefits are available when you redeem using the AIR MILES reward miles in your AIR MILES®* Dream Balance.

  • Priority Pass Worldwide Lounge Access3. Upon enrollment with Priority Pass, you can receive four complimentary visits per year to more than 600 airport lounges around the globe. After your four (4) complimentary visits have been used for the year, you may visit for a nominal fee of US$27 per person, per visit.
  • Access to AIR MILES®* Business Class Seats4. For more comfort and choice, you have the option to redeem for available Business Class seats. Visit airmiles.ca or contact an
    AIR MILES Concierge Specialist for details.
  • Waived AIR MILES®* Flight Administration Fee. When you redeem for a flight either online or through the AIR MILES Concierge team, the American Express AIR MILES Reserve Credit Card is the only AIR MILES Credit Card that will waive the AIR MILES flight administration fee payable at time of booking, making your redemption that much sweeter.
  • Toronto Pearson Priority Security Lane5. Once you’re inside the terminal, you can expedite your way through security by simply presenting the American Express AIR MILES®* Reserve Credit Card and valid boarding pass to access the Pearson Priority Lanes in Terminal 1 and Terminal 3.
  • Get there faster with Priority Limo and Taxi Lanes6. Your ride awaits with Priority Limo and Taxi Lanes located at Terminals 1 and 3 at Toronto Pearson. Once you’ve arrived back from your trip, simply present your Reserve Credit Card and you can get on your way faster with access to Priority Limo and Taxi Lanes.
  • American Express 24/7 Customer Care. With access to American Express 24 hours a day, 7 days a week servicing, our dedicated team of Customer Care Professionals are ready to take your call around the clock.
  • Exclusive AIR MILES®* Concierge service. Available exclusively for American Express
    AIR MILES Reserve Credit Cardmembers, one of the AIR MILES Concierge Specialists will be pleased to help you book flights for AIR MILES FlexFly1‡ Redemptions, help you take advantage of your annual exclusive Companion Flight Benefit2‡, as well as offer you personalized travel planning.
  • Front Of The Line® : preferred ticket7 access to concerts, theatre, dining and more.
  • Flexibility to pay balances in full, or over time.
  • $299 annual fee (preferred rate for purchases is 19.99% and funds advances is 21.99%)*, $50 per Supplementary Card8
Rewards

Earn AIR MILES®* reward miles.

Use your Credit Card to earn reward miles on everyday purchases and before you know it, you could redeem your reward miles for your dream vacation. From your daily coffee and parking to monthly bill payments and bigger expenses like travel and entertainment – it can all add up to more reward miles and the chance to redeem for your next travel adventure.

 
Everyday purchases can bring you closer to your next reward
  • Earn 1 reward mile for every $10 in Card purchases at AIR MILES®* Sponsors9
  • Earn 1 reward mile for every $10 in Card purchases at other eligible stand-alone grocery stores, gas stations, and drugstores in Canada9
  • Earn 1 reward mile for every $15 in Card purchases everywhere else9

Maximize your earning power by using both your AIR MILES®* Collector Card and your new American Express AIR MILES Reserve Credit Card at AIR MILES Sponsors and you can earn reward miles twice.
Visit americanexpress.ca/airmilessponsors for a complete list of AIR MILES Sponsors.

Over a thousand rewards. Endless ways to dream.

There are many ways to earn reward miles and even more ways to redeem them. The AIR MILES®* Reward Program offers more than 1,200 rewards to choose from. Redeem for a wide range of rewards - everything from movie tickets to electronics, travel and more. Visit airmiles.ca to check out all the reward options available to you.

Coverage and Services

Travel Insurance and Retail Coverage

Whether you’re travelling, shopping or doing a bit of both, enjoy the peace of mind and coverage that comes with your Reserve Credit Card.

Travel Insurance
  • Emergency Medical Insurance10† (Out of province/country)
  • Car Rental Theft & Damage Insurance11†
  • $100,000 Travel Accident Insurance12†
  • Lost or Stolen Baggage Insurance13†
  • Flight Delay Insurance10†
  • Baggage Delay Insurance13†
  • Hotel/Motel Burglary Insurance13†


Retail Coverage
  • Buyer’s Assurance® Protection Plan14†
  • Purchase Protection® Plan15†


Other Card Services and Benefits
  • Fraud Protection Guarantee16
  • Emergency Card Replacement


Online Services
  • View your statement 24/7 from anywhere – whether you’re on vacation or away on a business trip, at work or at home
  • Go Paperless and enroll in Online-Only Statements
  • Keep track of your account at your own convenience – sort your transactions by date, see how much you (or your Supplementary Cardmember) spent or where you used your Card
  • Sign up for e-mail alerts to help avoid late payments
  • Personalized PIN management for added security

*Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

All Rewards offered are subject to the Terms and Conditions of the AIR MILES®* Reward Program, are subject to change and may be withdrawn without notice. To redeem for Travel and/or Merchandise Rewards, you must have accumulated sufficient AIR MILES®* reward miles in your Dream Balance. Some restrictions may apply. Quantities may be limited. Collectors must pay taxes, fuel surcharges and other applicable charges and fees on air, hotel and car rental Rewards. Travel Rewards may be subject to a minimum advance booking and availability from participating Suppliers. No cancellations, exchange or refunds for tickets, certificates or merchandise once booked or ordered. For complete details, visit airmiles.ca. For an AIR MILES reward mile balance update, a new or replacement AIR MILES Collector Card or redemption information please visit airmiles.ca.



1. FlexFly - Visit www.airmiles.ca to book an appointment or call 1 888 606 8888 to speak to an AIR MILES®* Concierge Specialist to review your flight options. You will have access to additional airlines, destinations, and departure times not available in the AIR MILES Flight Program. Flights can be booked in economy or business class. You can redeem AIR MILES reward miles for the full cost of your flight (including surcharges, fees and taxes) or use a combination of AIR MILES reward miles and pay the difference with your American Express Card. Economy and Business Class redemption options subject to availability. The AIR MILES®* reward mile redemption rate for an AIR MILES®* FlexFlyTM* redemption is 770 AIR MILES®* reward miles per $100.

2. Companion Flight Benefit - Once per year, based on the date your American Express AIR MILES Reserve Credit Card account was opened on our system, when a Basic Cardmember redeems up to a maximum of 1,450 AIR MILES®* reward miles for one round-trip flight in economy class within the AIR MILES®* Flight Program, they can receive a Companion Flight for the same itinerary, excluding service charges, taxes and fuel surcharges. Subject to availability. The Companion Flight benefit cannot be used in conjunction with the AIR MILES FlexFly Benefit.

3. Priority Pass – American Express AIR MILES Reserve Credit Card Basic Cardmember(s) ("Cardmember") may apply for a Priority Pass membership ("PP membership"). PP membership is subject to approval by Priority Pass Limited ("PPL") and is not guaranteed. Unless cancelled or unused within the three year membership period, PP membership automatically renews on its anniversary date. PP membership may be cancelled by American Express if: (i) the Priority Pass benefit associated with the American Express AIR MILES Reserve Credit Card is changed or terminated, or (ii) the Cardmember’s American Express AIR MILES Reserve Credit Card is cancelled. PP membership includes access to any airport lounge participating in the Priority Pass Program. Participating lounges are owned and operated by independent third parties and their participation and/or facilities can change from time to time. To access a lounge, the Cardmember will need to show his/her valid Priority Pass card and an airline ticket for travel on the same day for the Cardmember and each of his/her guests. At their sole discretion, participating lounges may restrict entry of persons under 21 years old; please check restriction details for the individual lounges at www.prioritypass.com or your Priority Pass Directory provided by PPL. This membership provides four (4) complimentary visits per year to any of the participating lounges in the program. Cardmembers can apply complimentary visits towards accompanying guest visits. After your four (4) complimentary visits have been used, you may visit for a nominal fee of US$27 per person, per visit. Lounge access charges can be billed by PPL to the American Express AIR MILES Reserve Credit Card connected to the Cardmember’s PP membership upon PP’s receipt of notification from the lounge visited. All Cardmembers are subject to PPL’s terms and conditions for the Priority Pass Program and the individual lounge operators’ terms of use for the participating lounges visited. For complete PPL terms and conditions and a directory of participating lounge locations, please visit: www.prioritypass.com. Amex Bank will share your information with Priority Pass for enrollment and membership maintenance purposes.

4. AIR MILES Business Class Seats - Subject to availability. Redemption for business class seats will require the use of additional AIR MILES®* reward miles. The reward miles required to redeem for a business class seat are subject to change and will be determined at the time of booking.

5. Pearson Priority Security Lane - Basic and Supplementary Cardmembers with a valid American Express AIR MILES Reserve Credit Card can access the Pearson Priority Security Lanes ("Priority Lane") during peak airport operating hours. The Priority Lanes are serviced by the Greater Toronto Airport Authority and will be available to eligible Cardmembers. Priority Lanes are located at select departure areas for domestic, transborder, and international flights departing from Terminal 1 and 3 at Toronto Pearson International Airport. Access to a Priority Lane is available to eligible Cardmembers departing from Terminal 1 and 3 and companions travelling on the same itinerary upon the presentation of a valid, unexpired eligible Card. The name on the Card must match the name on the boarding pass. All passengers departing Pearson International Airport, including those accessing the Priority Lane are required to comply with airport security and customs screening requirements. Priority Lane access is subject to change or cancellation at any time and additional terms and conditions apply.

6. Priority Limo and Taxi Lanes – Conditions apply. Select Canadian American Express® Cards are eligible for this benefit: The Centurion® Card from American Express, the Platinum Card® from American Express, the American Express® AeroplanPlus®* Platinum Card, the American Express® AIR MILES®* Reserve Credit Card, the Business Platinum Card® from American Express, the American Express Corporate Platinum Card, and the American Express® AeroplanPlus®* Corporate Platinum Card.

7. Front Of The Line® - Purchase must be charged in full to an American Express Card issued by Amex Bank of Canada. Subject to availability and to event and ticketing agent terms, conditions and fees. Not all seats are available. All sales are final. No refunds. No exchanges.

8. Supplementary Cards - Maximum of 9 Supplementary Cards. Account must be in good standing. Supplementary Card applicant must be the age of majority. Supplementary Cards do not have access to the annual Companion Flight Benefit and Priority Pass Worldwide Lounge Access.

9. You can earn AIR MILES reward miles for eligible retail purchases at American Express merchants in Canada as follows:
  • 1 reward mile for every $10 at AIR MILES Sponsors. Visit the eligible sponsor list at americanexpress.ca/airmilessponsors. List is subject to change without notice.
  • 1 reward mile for every $10 at (i) stand-alone gasoline stations for automobiles, (ii) stand-alone grocery stores, and (iii) stand-alone drugstores. Purchases at merchants where gas, grocery and pharmacy sales are not their primary business (including superstores, wholesale clubs, alcohol retailers and general merchandise retailers) and purchases at sponsors do not qualify for the earn rate in this category.
  • 1 reward mile for every $15 of other card purchases.
Merchants are typically assigned codes and categorized based on what they sell. Earn rate of 1 reward mile for every $15 applies if the merchant code is not in an eligible category, the purchase is made using an electronic wallet or is not made directly from the provider of the good or service, e.g. through a third party or by using a mobile device (e.g. smart phone) with an attached card reader. Provided your account is in good standing, reward miles can be earned on eligible purchases less returns and other credits. Funds advances, interest, fees, balance transfers, Amex cheques and charges for travellers cheques and foreign currencies are not purchases and do not earn reward miles.

10. Underwritten by RBC Insurance Company of Canada.

11. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in effect as long as you have fully charged your rental to your American Express AIR MILES Reserve Credit Card. There are specific conditions that apply to who may rent and drive the rental vehicle, the length of rental(s) and the type of vehicle covered.

12. Travel Accident Insurance provides automatic coverage of up to $100,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your American Express AIR MILES Reserve Credit Card. Use the Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they will also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers are also covered. Travel Accident Insurance is Underwritten by ACE INA Life Insurance, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135.

13. Underwritten by RBC Insurance Company of Canada. In Quebec, certain coverages are underwritten by RBC General Insurance Company.

14. When you charge the full price on eligible purchases to your American Express AIR MILES Reserve Credit Card, the coverage given under the manufacturer’s original warranty is automatically doubled for up to one additional year. Buyer's Assurance Protection Plan is underwritten by Royal & Sun Alliance Insurance Company of Canada.

15. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in excess of any and all other applicable insurance.

16. Use the American Express Card online or off, and you won’t be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN. Notify us at once if your Card is lost or stolen, or you suspect it is being used without your permission.

† All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

®, TM : Used by Amex Bank of Canada under license from American Express.
®*, TM*: Trademark of AIR MILES®* International Trading B.V. Used under license by LoyaltyOne, Inc. and Amex Bank of Canada.