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Membership Rewards Program – The American Express® Gold Rewards Card

The earn rate for the American Express Gold Rewards Card and any associated Gold Companion Credit Cards is two (2) Membership Rewards points for every $1.00 in Eligible Gasoline Purchases, Eligible Drugstore Purchases, Eligible Grocery Purchases and Eligible Travel Purchases (together “Eligible Purchases”) and one (1) Membership Rewards point for every $1.00 of other qualified purchases.

“Eligible Gasoline Purchase” means consumer retail automobile gasoline purchases at American Express merchants that are stand-alone gasoline stations in Canada as categorized on American Express systems.

“Eligible Drugstore Purchase” means consumer retail purchases in Canada at stand-alone American Express drugstore merchants as categorized on American Express systems, excluding purchases at merchants such as medical facilities, wholesale clubs and retail stores for which a drugstore or pharmacy is adjunct to their primary business.

“Eligible Grocery Purchase” means consumer retail purchases at American Express merchants in Canada whose primary business is the sale of everyday food and grocery items as categorized on American Express systems, excluding purchases at stand-alone retail merchants selling alcohol, merchants for which the sale of everyday food and grocery items is adjunct to their primary business and wholesale clubs.

“Eligible Travel Purchase” means consumer purchases at American Express merchants whose primary business is the sale of travel services or travel bookings including merchants selling air, water, rail and road transport, lodging merchants and tour operators as categorized on American Express systems, excluding purchases at merchants providing local and commuter transportation services such as commuter trains, buses and taxis.

Membership Rewards points earned from Eligible Purchases are subject to categorization of and submission of charges by American Express merchants. If the merchant submits a charge using an industry code, merchant code or product/service code that would not categorize it as an Eligible Purchase, you will receive one (1) Membership Rewards point for every $1.00 of qualified purchases.

Merchants with multiple locations may submit charges from different locations using different codes. This means that you may be subject to a different earn rate (as described above) for charges at different locations of the same merchant