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Earning cash back* is as easy as 1,2,3

Shopping bag Earn up to 1% cash back
on everyday purchases.* 0.25% up to $1,000, 0.50% on the next $2,000, 1% on any amount over $3,000.
Gas pump Earn 2% cash back
on eligible gas purchases* up to $3,000 annually, 1% thereafter.
Plate and cutlery Earn 3% cash back
on eligible restaurant & take-out purchases.*
TrueEarnings Credit Card

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Cash Back Calculator

Earning cash back is easy as 1, 2, 3. See how your cash back can really add up.

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Two TrueEarnings Credit Cards

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Share many of the benefits with a current Costco member1.

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* Rebates are calculated on eligible purchases (less credits and returns) at American Express merchants and are issued as a rebate coupon in January to qualified accounts in good standing for redemption at Costco warehouses in Canada for goods, services or cash within 6 months of date issued. Coupons are not transferable. Funds advances, interest, balance transfers, Amex cheques, annual fees, other fees and charges for travellers cheques and foreign currencies are not purchases and do not qualify. Rebates are also not earned on any purchases where not permitted by law. 3% rebate applies to purchases in Canada at restaurants. 2% rebate applies to consumer automobile gas purchases in Canada of up to $3000 annually (1% thereafter) at Costco and retail stand-alone gas stations (excluding superstores, supermarkets, other warehouse clubs and retail stores for which gas is an adjunct to their business). For other eligible purchases, rebate of .25% applies on the first $1000 annually, .5% applies on the next $2000 and 1% on amounts over $3000. Calculation resets annually. Percentage rebate is subject to categorization of and submission of charges by American Express merchants. Additional conditions and restrictions apply as set out in the terms accompanying the Cardmember Agreement.

1. No annual fee for Supplementary Cards. Must be age of majority. Maximum 9 Supplementary Cards per account. Account must be in good standing.

™ ®: Used by Amex Bank of Canada under license from American Express.

How much could you earn?

Estimate your monthly purchases and see how the annual cash rebate on the TrueEarnings Card can really add up on eligible gas and restaurant purchases and everyday purchases.*

$/month

You can earn 3% Cash Back on eligible restaurant purchases and take-out.

$/month

You can earn 2% Cash Back on eligible gasoline purchases up to $3,000 annually and 1% thereafter.

$/month

You can earn up to 1% Cash Back on everyday purchases (0.25% up to $1,000, 0.50% on the next $2,000 and 1% on any amount over $3,000).

There’s no limit to the amount of cash back you can earn annually.

POTENTIAL ANNUAL REBATE:

$0

♢ Examples are simplified for illustrative purposes only based on the TrueEarnings Card rebate calculation as indicated. Rebates are issued annually on qualified accounts.

* Rebates are calculated on eligible purchases (less credits and returns) at American Express merchants and are issued as a rebate coupon in January to qualified accounts in good standing for redemption at Costco warehouses in Canada for goods, services or cash within 6 months of date issued. Coupons are not transferable. Funds advances, interest, balance transfers, Amex cheques, annual fees, other fees and charges for travellers cheques and foreign currencies are not purchases and do not qualify. Rebates are also not earned on any purchases where not permitted by law. 3% rebate applies to purchases in Canada at restaurants. 2% rebate applies to consumer automobile gas purchases in Canada of up to $3000 annually (1% thereafter) at Costco and retail stand-alone gas stations (excluding superstores, supermarkets, other warehouse clubs and retail stores for which gas is an adjunct to their business). For other eligible purchases, rebate of .25% applies on the first $1000 annually, .5% applies on the next $2000 and 1% on amounts over $3000. Calculation resets annually. Percentage rebate is subject to categorization of and submission of charges by American Express merchants. Additional conditions and restrictions apply as set out in the terms accompanying the Cardmember Agreement.

TM, ®: Used by Amex Bank of Canada under license from American Express.

®†: Registered trademark of Price Costco International, Inc. used under license.