The faster way from ‘someday’ to ‘some vacation’
The Starwood Preferred Guest®* Credit Card from American Express

We’d like to welcome you with 10,000 bonus Starpoints®1 — enough for up to 3 free nights2.

Apply Now Using the Card for business expenses? Apply here.

Card Benefits

  • Earn 10,000 Welcome Bonus Starpoints after you charge $1,000 in purchases to your Card in your first three months of Cardmembership1
  • Earn 1 Starpoint for every $1 in purchases charged to the Card3
  • $120 annual fee (annual interest rate 19.99% on purchases and 21.99% on funds advances)*
  • Enjoy a Free Weekend Night Award when you reach $40,000 in purchases each year5
  • Experience Starwood Gold Preferred Guest status when you reach $30,000 in purchases each year4

Exceptional rewards

  • Redeem Starpoints for Free Nights with no blackout dates at over 1,000 of the world's most desired hotels in nearly 100 countries6
  • Use Starpoints for flights on over 350 airlines with no blackout dates with SPG Flights7
  • Experience once-in-a-lifetime events with SPG Moments®*
  • Plus more extraordinary benefits

Cardmember privileges

  • Enjoy a broad range of travel insurances such as Flight Delay Insurance8†, and Car Rental Theft and Damage Insurance9†
  • Get Front Of The Line®* access to tickets for some of the most popular concerts, theatre, shows and special events10
  • Enjoy the flexibility to pay balances in full or over time
It's the fastest way to earn Starpoints on a credit card in Canada.  Apply Now
Using the Card for business expenses? Apply here.

See what 10,000 Starpoints gets you

Redeem 10,000 Starpoints for: Options include
    1 Weekday Night at a Category 4 Hotel: The Westin Resort & Spa, Los Cabos  
    2 Weekend Nights & 1 Weekday night at a Category 2 Hotel: Four Points by Sheraton Toronto Airport; Sheraton Lake Buena Vista Resort, Orlando  
spg - Starwood Preferred Guest

* Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

  1. Account must be in good standing. To qualify for the 10,000 Bonus Starpoints, you must have at least $1,000 in net purchases posted to your account on or before your three month anniversary date.
  2. Three nights are based on two weekend nights and one mid-week night in a standard room at a Category 2 property. Starpoints required for a free night range from 2,000 Starpoints for a weekend night in a standard room at a Category 1 property to 35,000 Starpoints for any night in a standard room at Category 7 properties. Category 7 properties that are all suites or villas require higher Starpoints redemption. For complete information on reward stays, visit www.SPG.com.
  3. Account must be in good standing. Starpoints will be earned on the amount of all eligible purchases, less credits and returns. Funds advances, interest, Amex cheques, balance transfers, annual fees (if applicable), other fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Starpoints.
  4. Each year if, before the annual reset date, you reach $30,000 in net purchases charged to your account you will earn Gold Preferred Guest level of the Starwood Preferred Guest program for a minimum of 1 year (unless you are already enrolled at that or a higher level). Account must be in good standing. On the annual reset date, the amount of annual net purchases resets to zero. Subject to terms and conditions at www.SPG.com. If you already have Gold Preferred or Platinum Preferred status with Starwood Preferred Guest, you will retain that status as long as you meet the requirements specified in the Starwood Preferred Guest terms and conditions.
  5. Each year if, before the annual reset date, you reach $40,000 in net purchases charged to your account you will earn a Free Weekend Night Award redeemable within 1 year for an available single or double occupancy standard room at a participating Starwood Category 1-4 property for one Friday, Saturday or Sunday night. Account must be in good standing. On the annual reset date, the amount of annual net purchases resets to zero. Additional terms apply.
  6. Free night awards apply to standard rooms only as defined by each participating property; contact the property before booking to check availability. To view the full terms and conditions, visit www.SPG.com.
  7. Ticket Price includes Taxes & Fees. Other fees may apply. To view the full terms and conditions, visit www.SPG.com.
  8. Underwritten by RBC Insurance Company of Canada.
  9. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in effect as long as you have fully charged your rental to your Starwood Preferred Guest Credit Card from American Express. There are specific conditions that apply to who may rent and drive the rental vehicle, the length of rental and the type of vehicle covered.
  10. On select events. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing agent terms, conditions and fees.

† All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read Certificates of Insurance carefully.