‡ Subject to approval. The applicable rates are 2.99% on purchases for the first 6 billing periods and 21.99% on funds advances. The rate for
purchases will increase to 19.75% following the promotional period or if you have 1 Missed Payment. If you have more than 1 Missed Payment,
the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of
Missed Payment and which rates apply to charges on your account and other details.
* You must be a Costco member in order to apply for and hold the TrueEarnings Card. Rebates are calculated on eligible purchases (less credits and returns)
at American Express merchants and are issued as a rebate coupon in January to qualified accounts in good standing for redemption at Costco warehouses
in Canada for goods, services or cash within 6 months of date issued. Coupons are not transferable. Funds advances, interest, balance transfers,
Amex cheques, annual fees, other fees and charges for travellers cheques and foreign currencies are not purchases and do not qualify. Rebates are also
not earned on any purchases where not permitted by law. 3% rebate applies to purchases in Canada at restaurants. 2% rebate applies to consumer automobile
gas purchases in Canada of up to $3000 annually (1% thereafter) at Costco and retail stand-alone gas stations (excluding superstores, supermarkets,
other warehouse clubs and retail stores for which gas is an adjunct to their business). For other eligible purchases, rebate of .25% applies on the
first $1000 annually, .5% applies on the next $2000 and 1% on amounts over $3000. Calculation resets annually. Percentage rebate is subject to
categorization of and submission of charges by American Express merchants. Additional conditions and restrictions apply as set out in the
terms accompanying the Cardmember Agreement.
†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions
apply. Please read your Certificates of Insurance carefully.
1. On select events. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing terms,
conditions and fees.
2. When you charge the full price on eligible purchases to your TrueEarnings™ Card, the coverage given under the manufacturer’s original warranty
is automatically doubled for up to one additional year. Buyer’s Assurance Protection Plan is underwritten by Royal & Sun Alliance Insurance
Company of Canada.
3. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in excess of any and all other applicable insurance.
4. Use the American Express Card online or off, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken
reasonable care to protect your account details and PIN. Notify us at once if your Card is lost or stolen, or you suspect it is being used without
your permission.
5. Travel Accident Insurance is Underwritten by ACE INA Life Insurance, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135.
6. Comprises Travel and Foreign Exchange locations of American Express. Not all services are available at all locations and are subject to local
laws and cash availability. In Canada, American Express Travel Services locations are independently owned and operated.
®, TM: Used by Amex Bank of Canada under license from American Express.
®†: Registered trademark of Price Costco International, Inc. used under license.
