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The Card that knows no boundaries.

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The American Express® Gold Rewards CardAdd to Saved Cards

Rewards Program
Membership Rewards®
Welcome Bonus
Earn 15,000 Bonus Membership Rewards® points1
Earn Rate
Earn double points on eligible travel and everyday Card purchases2 and earn one point for every $1 in Card purchases2 everywhere else.
Annual Fee
No annual fee for the first year. A savings of $150
Supplementary Cards
1 Free Supplementary Gold Rewards Card - a $50* value - to help you earn points faster

Earn 15,000 Bonus Membership Rewards® points1

With the American Express Gold Rewards Card you earn Membership Rewards points, redeemable for travel, top-brand merchandise, entertainment rewards and more. Plus, you'll earn a Welcome Bonus of 15,000 Membership Rewards points just by making $500 in purchases in the first three months of Cardmembership1.

Earn Double points on eligible travel and everyday purchases2

Earn double points for every $1 in eligible travel purchases2 charged to the Card, including flights, hotels, car rentals, cruises, and more. Plus, earn double points for every $1 in eligible gas, grocery and drugstore purchases2 charged to the Card. You'll also earn one point for every $1 in Card purchases2 everywhere else.

 

Your first year's on us.

Indulge yourself in your American Express Gold Rewards Card. No annual fee for the first year – it's on us. A savings of $150*.

Supplementary Cards

Share many of the benefits of Cardmembership, the first Supplementary Gold Rewards Card is FREE! Each additional Supplementary Card is free for the first year, $50* each annually thereafter.3

Entertainment Access

With our Front Of The Line® service, Cardmembers have preferred access to purchase tickets to great seats at many popular entertainment events across Canada, and often before they are offered to the general public. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing agent terms, conditions and fees.

What Can Your Purchases Earn You?

Earn double points for every $1 in eligible travel purchases2 charged to the Card, including flights, hotels, car rentals, cruises, and more.

Earn double points for every $1 in eligible gas, grocery and drugstore purchases2 charged to the Card.

You'll also earn one point for every $1 in Card purchases2 everywhere else. There is no cap on the number of points you can earn, and your points don't expire.

Travel Wherever, Whenever, However You Want.

Use a travel agency, tour operator or even an online travel website to book your travel plans. Charge last-minute flights, seat sales, car rentals, cruises, and more to your Card. Your points can even cover taxes and fees.

Once it appears on your statement, call us to redeem your points4. We won't put blackouts or seat restrictions in your way when you redeem, because after all, this is the World of Yes.

Transfer points to Aeroplan®* or other frequent flyer and hotel programs.

Here’s travel freedom at its finest. Transfer points to Aeroplan. Instantly. 1 point = 1 Aeroplan®* Mile.5
Or you can transfer points to other frequent flyer programs, including Alitalia, British Airways, Cathay Pacific, and Delta; and hotel programs including Hilton HHonors, Starwood Preferred Guest and Priority Club.6

Enjoy many other rewards

Membership Rewards points travel well. And they also give you access to a wide range of exciting other rewards, including top-brand merchandise and entertainment, as well as retail gift cards and certificates.

It's Like A Round Trip To Peace Of Mind.

American Express® Gold Rewards Card members receive a wide range of benefits designed to help make travel experiences convenient.

Emergency Medical Insurance7†

Provides coverage for eligible emergency medical expenses incurred while travelling outside your Canadian province or territory of residence, for the first 15 consecutive days of each trip for all insured persons under the age of 65.

Trip Interruption Insurance7†

Provides coverage for the non-refundable unused portion of your prepaid travel arrangements, as well as transportation up to $1,500 per trip per insured person up to a maximum of $6,000 for all insured persons combined should your trip be interrupted or delayed for a covered reason.

Car Rental Theft and Damage Insurance8

Save money when travelling with complimentary Car Rental Theft and Damage Insurance.

Lost or Stolen Baggage Insurance9†

When you fully charge your airline tickets to your American Express Gold Rewards Card, you are covered for loss or damage to your checked-in or carry on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined.

Flight Delay Insurance10†

Charge your airline ticket to your American Express Gold Rewards Card and receive up to $500 coverage (aggregate maximum with Baggage Delay Insurance) for all necessary and reasonable hotel, motel, restaurant expenses and sundry items purchased within 48 hours when you are delayed or denied boarding for four hours or more and no alternate transportation is made available.

Hotel/Motel Burglary Insurance9

Automatic coverage of up to $500 against the loss of most personal items if your hotel/motel is burglarized.

$500,000 Travel Accident Insurance11†

Up to $500,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your American Express Gold Rewards Card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.

Travel Network Coverage12

American Express has over 2,200 Travel Service locations around the world to offer assistance while you're travelling.

How Can You Skip the Line?

American Express Cardmembers can go to the Front Of The Line® for tickets to some of the most popular events across Canada. Many Cardmembers have already taken advantage of this exclusive service to purchase great seats to shows such as Rihanna, The Black Keys, Katy Perry, Selena Gomez, Sting, Drake, Disney’s The Lion King, Wicked, Mary Poppins, and Stratford Shakespeare Festival.

Advance Ticket Access16

Cardmembers can purchase some of the best seats in the house to many sought-after events before tickets go on sale to the general public.

Reserved Ticket Access16

During the public on-sale period for many major events, Cardmembers can purchase tickets from a block of great seats reserved for American Express.

American Express Special Experiences

American Express offers Cardmembers the opportunity to unique and extraordinary experiences from time to time such as movie premieres, Summerlicious and Winterlicious.

Redeem Membership Rewards® points at Ticketmaster

You can redeem Membership Rewards® points with Ticketmaster.ca. Enjoy amazing concerts, live sports or shows by getting the hottest tickets to the hottest events.

Are There More Benefits?

American Express® Gold Rewards Card members can take advantage of a wide range of benefits designed to help make shopping experiences convenient.

No Pre-Set Spending Limit13

Enjoy financial flexibility and the opportunity to maximize your points. Because the American Express Gold Rewards Card has no pre-set spending limit, it allows you flexibility when spending. Using a Charge Card is a great way to manage your finances as the balance must be paid in full each month.

Buyers Assurance® Protection Plan14†

Automatically doubles the manufacturer's original warranty up to one additional year when you charge the full purchase price to your American Express Gold Rewards Card.

Purchase Protection® Plan14†

Automatically, without registration, insures your eligible purchases against accidental physical damage and theft when you use your American Express Gold Rewards Card.

Fraud Protection Guarantee

Use your American Express Gold Rewards Card online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN. Simply notify us if your Card is lost or stolen, or you suspect is being used without your permission.

Emergency Card Replacement

If your American Express Gold Rewards Card is lost or stolen, call us and a replacement Card will be issued to you. If you are in a remote area, arrangements can usually be made to have your Card waiting at some point along your itinerary.
Contact Customer Service, by calling (in Canada/U.S.)
1-800-668-2639 or (International collect call) 905-474-9380.

How Can You Keep Tabs On Your Account?

Manage your account online easily and securely. Online Services helps you monitor your account activity with secure online account access. You can conveniently:

  • Check your balance and most recently posted charges
  • Download and save your statement in your preferred accounting format, or print it for your records
  • Keep track of your account by sorting transactions and viewing purchase details
  • Go Paperless by choosing to receive Online-Only statements
  • Receive Account Alerts by text message and email17
  • Keep track of and redeem Membership Rewards points
  • Update your profile

Click here to enroll in Online Services quickly and easily

You can keep track of spending on your American Express Gold Rewards Card, as well as any Supplementary Cards. We'll send you a complimentary summary of all charges, including an itemized chronological listing of your transactions for the entire calendar year.

Who Should Apply?

The minimum requirements in order to be approved for the American Express® Gold Rewards Card are:

  • You are a Canadian resident and have a Canadian credit file
  • You are of the age of majority in your province or territory of residence
  • Your personal income plus your spouse/partner annual income (if applicable) must be $20,000 or more
  • In the past 7 years you have not filed for bankruptcy and always made your monthly payments on time

Apply now for your American Express® Gold Rewards Card and get a response in 60 seconds.

* As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.

**American Express Gold Rewards Card. Winner of Top Hybrid Travel Credit Card (with annual fee) in 2011 as voted by RewardsCanada.ca.

1. To qualify for the Welcome Bonus you must have at least $500 in net purchases posted to your account in your first 3 months of Card Membership. Account must be in good standing. Offer not available to existing American Express Gold Rewards Cardmembers.

2. Account must be in good standing. Membership Rewards points will be earned by the Basic Cardmember on the amount of all purchases, less credits and adjustments. Interest, annual fees, other fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Membership Rewards points. The earn rate is two Membership Rewards points for every $1.00 in eligible gas, drugstore, grocery and travel purchases (“Eligible Purchases”) and one Membership Rewards point for every $1.00 in other qualified purchases. Restricted definition of Eligible Purchases applies. Please see Rewards for additional details.

3. Maximum 9 Supplementary Cards per account.

4. Membership Rewards points can only be redeemed for a statement credit towards a qualified travel purchase charged to your Card. There is a minimum redemption requirement of 1,000 points for a $10 credit and redemptions must be made within 12 months after the qualified travel purchase is posted to your account. Other terms, conditions and restrictions apply.

5. Membership Rewards points transfers must be made in increments of 100 points, with a minimum redemption requirement of 1,000 points for each transfer. 1,000 Membership Rewards points = 1,000 Aeroplan Miles. Other terms, conditions, and restrictions apply. Visit membershiprewards.ca for full Membership Rewards Terms and Conditions.

6. Points transfer ratios vary by participant and transfers can take up to 5 days. Other terms apply. Visit membershiprewards.ca for details.

7. Underwritten by RBC Insurance Company of Canada.

8. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in effect as long as you have fully charged your rental to your American Express Gold Rewards Card. There are specific conditions that apply to who may rent and drive the rental vehicle, the length and the type of vehicle covered.

9. Underwritten by RBC Insurance Company of Canada. In Quebec, certain coverages are underwritten by RBC General Insurance Company.

10. Underwritten by RBC Insurance Company of Canada.

11. Travel Accident Insurance is Underwritten by ACE INA Life Insurance, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135.

12.Having no pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including your credit history, account history, and personal resources. Proof of resources and security may be required.

13.When you charge the full price on eligible purchases to your American Express Gold Rewards Card, the coverage given under the manufacturer’s original warranty is automatically doubled for up to one additional year. Buyer's Assurance Protection Plan is underwritten by Royal & Sun Alliance Insurance Company of Canada.

14. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in excess of any and all other applicable insurance.

15. Account Alerts is a free service for American Express Cardmembers. However, your mobile phone service provider may apply fees for incoming text messages. Please contact your provider for further details.

16. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing agent terms, conditions and fees.

†All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

®, TM: Used by Amex Bank of Canada under license from American Express.

®*: Aeroplan is a registered trademarks of Aeroplan Canada Inc.