No Annual Fee Cards
Selection of our No Annual Fee Cards
 American Express® AIR MILES®* Credit Card |
 Blue Sky® Credit Card |
 Holt Renfrew Card from American Express |
 TrueEarningsTM Card from Costco and American Express |
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Turn everyday purchases into great rewards |
The no-fee Card that lets you redeem with no travel restrictions |
The no-fee Card that lets you treat yourself to fabulous rewards |
The Card that earns you CASH BACK just about anywhere.1 |
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| Add to Saved Cards | Add to Saved Cards | Add to Saved Cards | Add to Saved Cards | ||
Overview |
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| What's great about the card |
Earn 1 AIR MILES®* reward mile for every $15 in Card purchases at AIR MILES®* Sponsors; 1 reward mile for every $20 in purchases everywhere else you use the card1 |
Earn 1.25 Blue Sky® Points for every $1 in purchases1 |
Earn 1.4 Holt Renfrew Points for every $1 in Card purchases at Holt Renfrew stores; 1 Point for every $1 in purchases everywhere else you use the Card1 |
Earn an Annual Cash Rebate1 |
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| Introductory Offer |
Receive a Welcome Bonus of 400 reward miles the first time you use the Card.2 |
You can earn 10,000 Bonus Points2 |
Get 10% off your first purchase at Holt Renfrew using the Card2 |
Just keep doing what you're doing - use your Card everywhere American Express Cards are welcomed and the cash back can really add up. |
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Unique Travel Benefits |
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| Travel Insurance |
$100,000 Travel Accident Insurance3† |
$100,000 Travel Accident Insurance3† |
$100,000 Travel Accident Insurance3† |
$100,000 Travel Accident Insurance2† |
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Peace of mind benefits |
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| Buyer's Assurance® Protection* |
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| Purchase Protection® Plan** |
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Unique Dining & Entertainment Benefits |
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| Preferred Ticket Access*** |
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Additional Benefits |
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| Card Fee |
No Annual Fee▲ |
No annual fee. |
No annual fee. |
No annual fee. |
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| Interest Rate (APR) |
2.99% special interest rate on purchases for the first 12 months of Cardmembership, 19.99% thereafter, 21.99% on funds advances, provided you make your minimum monthly payments on time.▲ |
19.99% rate for purchases and 21.99% rate for funds advances |
19.99% rate for purchases and 21.99% rate for funds advances |
19.99% rate for purchases and 21.99% rate for funds advances |
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| Credit or Charge |
Credit Card |
Credit Card |
Credit Card |
Credit Card |
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Service Benefits |
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| Supplementary Cards |
Free Supplementary Cards |
Free Supplementary Cards |
Free Supplementary Cards |
Free Supplementary Card2 |
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| Online Account Access |
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| Service & Support |
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| Online Fraud guarantee |
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| Customer Service |
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| 24hr Card Replacement |
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Subject to approval. The applicable rates are 2.99% on purchases for the first 12 billing periods and 21.99% on funds advances. The rate for purchases will increase to 19.99% following the promotional period or if you have 1 Missed Payment. If you have more than 1 Missed Payment, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details. Also see Special Rate for Purchases section included with the application. |
Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details. |
Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details. |
◊ Rebates are calculated on eligible net purchases at American Express merchants and are issued as a rebate coupon in January to qualified accounts in good standing for redemption at Costco warehouses in Canada for goods, services or cash within 6 months of date issued. Restricted definition of eligible restaurant and gasoline purchases applies. Other conditions and restrictions apply. See View All Footnotes for details. |
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