Terms and Conditions

* Balances cannot be transferred from your American Express Platinum Credit Card to another American Express Card or Bank account. The equivalent Annualized Percentage Rates for the promotional rates of 2.99% , calculated by the Net Present Value Method is 3.03%.
** Saving calculated when compared against an interest rate of 30% p.a. Interest calculation is based on outstanding balance of HK$10,000 for four months and minimum payment of 5%. Figures have been simplified for illustration purpose only. Actual interest computation may vary depending upon the interest rate charged by other credit card issuer, promotions, monthly minimum repayment requirements and other terms of the offer.