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The Gold Credit Card
Get 4 Times Membership RewardsTM Points in the First 3 Months to Enjoy Cash Reward
Upon successful application of the American Express Gold Credit Card, you can enjoy:
- 2 times Membership Rewards points from Turbo program¹ for FREE in the First Year
- An additional 2 times Membership Rewards points for all spending in the first 3 months (a minimum spending of HK$6,000 is required)²- Total 4 times Membership Rewards points for all spending² in the first 3 months
- First Year Annual Card Fee Waiver
Here is an example of how your daily spending can easily earn your rewards:
| First 3-month Spending | |
|---|---|
| Grocery | HK$2,000 |
| Dining | HK$6,500 |
| Fashion | HK$4,500 |
| Electrical Appliance | HK$5,000 |
| Total Spending | HK$18,000 |
| Total Points Earned | 72,000 points (HK$18,000 x 4 points) |
| Redeemable Reward | HK$360 cash reward or other gift items |
Terms and Conditions:
- Double points are applicable to the first HK$160,000 spent during every 12 months period of Membership Rewards Turbo enrollment. From HK$160,001 onwards, every HK$1 spent entitles you to 1 point. Applicants can enjoy the Membership Rewards Turbo program for free in the first year upon Card issuance. The program fee of HK$240 will be charged to your Card Account from the second year onwards. If you choose to discontinue with the Membership Rewards Turbo program, you can enroll in the Membership Rewards Basic program - 1 point for every HK$1 spent and no fee will be charged.
- With complimentary enrollment in the Turbo program for the first year, every dollar spent will earn you 2 Membership Rewards points. Furthermore, if your total spending for the first 3 months is HK$6,000 or more (Express Cash withdrawals are not eligible), you will receive additional 2 Membership Rewards bonus points on the spending, giving you a total of 4 points for every dollar spent in the first 3 months. The Membership Rewards bonus points are capped at 500,000 points and will be credited to your Account upon fulfillment of spending requirement. All Utility payments will only earn you 1 point for every HK$1 spent.
- American Express International, Inc. reserves the right to change the offer terms and conditions and terminate this program without prior notice.


