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American Express Home Insurance Plan

Have you got the total protection for your sweet home, much as you and your family investments on your home decoration, in the same magnitude? American Express cares about your need. We cordially present, with Zurich Insurance Company, the "American Express Home Contents Insurance Plan", which ensures you have the genuine full protection.

Coverage Maximum Benefit (HK$)
(Per one accident)
1. Home Contents:
Individual Item Limit (Max Amount Per Accident):
  • Furniture or domestic appliance (Max. HK$150,000 per item, set or collection)
  • Personal Property or Possessions (Max. HK$20,000 per item, set or collection)
  • Valuable Property (Max. HK$20,000 per item, set or collection; Max. $200,000 in total)
  • Stamps, coins or medals collections (HK$5,000 per item, set or collection)
  • Money (HK$3,000)
    		•  HK$1,000,000
    (Any one accident and any one period)
    Extensions
  • Alternative Accommodation (HK$1,000 per day, maximum 45 days)
    		•  HK$45,000
  • Temporary Removal
    		•  HK$100,000
  • Home Removal
    		•  HK$100,000
  • Removal of Debris
    		•  HK$20,000
  • Food Deterioration
    		•  HK$5,000
  • Loss of Personal Document
    		•  HK$3,000
    Excess:
  • HK$350 for each and every loss
  • HK$1,000 or 10% of loss, whichever is higher for water damage
    		•
    2. Legal Liability HK$5,000,000
    3. Home Emergency Assistant Service
  • Reimbursement for locksmith service (Also including 24-hour free referrals services for plumber, electrician, air-conditioner engineer and other referrals)
    		•  HK$500

      Note:
    • Zurich Insurance Company is the underwriter of American Express Home Insurance Plan and is solely responsible for all coverage and compensation.
    • Zurich Insurance Company reserves the final right of approval of the Plan.
    • Zurich Insurance Company is a company incorporated in Switzerland with limited liability.
    • The information in above table is for reference only, for details please refer to policy terms and conditions and exclusions.
    Premium
     You can simply pay the premium by your American Express Card
    Gross Area Monthly Premium
    Gross Area below 1,500 sq. ft. HK$120
    Gross Area 1,501- 3,000 sq. ft. HK$192


    Enrollment
     To apply, simply fill in the Enrollment Form and fax it to 2811 3231.
    24-Hour Enquiry Hotline: 2277 1688 (For Credit Cardmembers)
    2277 1888 (For Charge Cardmembers)


    Insurer
     Zurich Insurance Company