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American Express Charge Cards are a unique offering and the perfect choice for great service with fantastic rewards. Enjoy the flexibility of no pre-set spending limit and no interest charges as you pay the balance in full every month. Vis-a-vis a Credit Card your Charge Card takes into consideration your spending patterns, payment behaviour and automatically keeps adjusting your spending level.
The American Express Gold Charge Card offers you one of the biggest cache of rewards to choose from - the Membership Rewards Gold Collection plus the American Express Membership Rewards Programme which includes over 600 exciting redemption options to choose from including free flights, hotel accomodation, shopping vouchers and more.
Since 2001, the American Express Platinum Charge Card has provided unique experiences, travel benefits, dedicated service and privileges. Also, enjoy complimentary elite tier membership, upgrades, access to special benefits and more. Embark on your travel adventures in style with premium privileges reserved exclusively for the jet-setter in you.
American Express Charge Cards offer you:
Platinum Services on American Express Platinum Charge Card
Platinum Travel Services
24-hour Card Related Assistance
Travel Emergency Assistance
Gold Services on American Express Gold Charge Card
24X7 Card Related Assistance
Zero lost Card liability
Emergency Card Replacement
2 Complimentary Supplementary Gold Cards
No pre set spending Limit
Enjoy flexibility in spending with no predefined credit limit. Your American Express Platinum Charge Card and the American Express Gold Charge Card take into account the spending patterns, payment behavior and automatically keeps adjusting the spending level. That’s not all , you incur no interest charges as you need to pay in full every month.
As a American Express Platinum Charge Card member or a American Express Gold Card member , the more you spend, the more Membership Rewards points you accumulate. You can also enjoy the flexibility to redeem your Points from over 500+ exciting redemption options including leading airlines and hotels, shopping and more. Points can also be transferred to other loyalty programmes such as airlines (frequent flyer programmes) and hotels (frequent guest programmes).
In order to apply for an American Express card, you must meet the following criteria.
- Be over 18 years of age
- Have a good credit history and no payment defaults
- If Self-Employed you have been trading for at least 18 months or 12 months if you hold an existing American Express issued Card