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American Express® Gold Card

Welcome Gift6 of 4,000 Bonus Membership Rewards® Points
First Year Fee: Rs. 1,000 plus applicable taxes (Second Year onwards Rs. 4,500 plus applicable taxes)

Card Type
Card fee
First Year fee : Rs. 1,000 plus applicable taxes
Second Year onwards : Rs. 4,500 plus applicable taxes
Reward Earn Rate
Earn 1 Membership Rewards Point for every1 Rs. 50 spent including fuel and utilities spend

Key Benefits

MEMBERSHIP REWARD® POINTS

Earn 1,000 bonus points on 6 transactions of ₹1,000 each every calendar month.

NO PRE-SET SPENDING LIMIT

Enjoy greater flexibility with ‘no pre-set spending’5 limit.

REWARDS ON FUEL AND UTILITY

Enjoy 1 Membership Rewards® point on all spend including fuel and utility.

GOLD COLLECTION

Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
Rewards Programme
Earn 1 Membership Rewards Point for every1 Rs. 50 spent except for spends at Insurance and Cash Transactions. You can also earn 1 Membership Rewards Point for every1 Rs. 50 spent on fuel and utility.
Your Points are worth their weight in Gold with a range of exciting rewards to choose from.
24,000 MR points / 24 Karat Gold Collection: (you can choose any of them)
  • Taj voucher worth Rs. 14,000
  • Shoppers Stop voucher worth Rs. 10,000
  • Tata Cliq voucher worth Rs. 9,000
  • Tanishq voucher worth Rs. 9,000
  • Amazon voucher worth Rs. 8,000
  • Flipkart voucher worth Rs. 8,000
  • Reliance Digital voucher worth Rs. 8,000
18,000 MR points / 18 Karat Gold Collection: (you can choose any of them)
  • Taj voucher worth Rs. 9,000
  • Shoppers Stop voucher worth Rs. 7,000
  • Tata Cliq voucher worth Rs. 7,000
  • Myntra voucher worth Rs. 7,000
  • Amazon voucher worth Rs. 6,000
  • Flipkart voucher worth Rs. 6,000
  • Reliance Digital voucher worth Rs. 6,000
Offers and Privileges
Exclusive benefits, intelligent features, assistance at any hour. Your American Express Gold Card brings you many special privileges.
Intelligence from Gold
Enjoy greater flexibility in spending with 'no pre-set' limit. This means that your charges are approved basis your spending pattern, financials, credit record and account history. Please note that ‘no pre-set limit’ does not mean your spending is unlimited. If you anticipate making an exceptionally large purchase, please call us in advance
Travel
Enjoy access to valuable travel benefits under The Hotel Collection enjoy a room upgrade (where available) and a US$100 hotel credit when you stay two consecutive nights at over 400 hotels worldwide including Hilton Hotels, Intercontinental and Hyatt Hotels

Dining offer
Enjoy up to 20% off every time you dine at select restaurant partners. To Know More, Click Here
Gold Services
  • 24X7 Card Related Assistance
  • Dispute Resolution
  • Zero lost Card liability
  • Emergency Card Replacement
Contactless Payment
Effective December 15, 2016, your American Express Card may be enabled for contactless payments.To see if your Card is contactless, look for the contactless symbol network on the front and back of your Card. To know more, click here
Fuel Convenience Fee Waiver at HPCL
Eligibility
To save time before you apply for your Card, it’s best to make sure you can say yes to the following:
  • I am over 18 years of age
  • If self-employed: My company has been trading for more than 12 months
  • I have a good credit history and no payment defaults
  • I have an Indian or multinational bank’s savings or current account in India
  • I have a Personal Annual Income of INR 6 Lakhs and above.
  • I have current residential address in India
  • I/We confirm that I / supplementary card applicant/s is a Resident Indian as defined under the Income Tax Act of India and hereby declare that I/We will notify American Express Banking Corp. if there is a change in the residential status
  • I understand American Express Cards are currently issued to residents of Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Kolkata, Indore, Coimbatore, Chandigarh/Tricity, Ahmedabad, Surat, Vadodra, Bhopal, Bhubaneshwar, Ernakulam, Vijaywada, Lucknow, Ludhiana, Nagpur, Nasik, Trivandrum , Mysuru , Cuttack & Vizag  subject to condition
Footnotes
    1. With effect from 1 July 2021, Cardmembers will earn 1 Membership Rewards® Points on every ₹50 Spent on Utility (electricity, water and gas bills) payments capped at 10,000 Membership Rewards® points in a calendar month. Cardmembers will also earn 1 Membership Rewards® point on every ₹50 Spent on Fuel payments including petrol, diesel, CNG from Oil Marketing Companies (OMCs) capped at 5,000 Membership Rewards® points in a calendar month. Utility services include providers of household/domestic electricity, gas and water. These providers can be government departments and/or agencies including local, state, municipal organizations, public housing societies and/or apartment associations.
    You will not earn any Membership reward points on Insurance and Cash Withdrawals. Telecommunications includes providers of landline phones, mobile phones, internet services, cable, and other pay TV services, and calling cards.


    2. 0% for HPCL transaction less than INR 5,000,1% fee per transaction is applicable for all HPCL transactions on and above INR 5,000, 1% of the transaction value subject to a minimum of INR 10 + applicable taxes, will be charged as convenience fee at fuel stations operated by the Public Sector Oil Marketing Companies BPCL and IOCL, 2.5% of the transaction value subject to a minimum of INR 10 + applicable taxes, will be charged as convenience fee at fuel stations of all other Oil Marketing Companies (except HPCL, BPCL and IOCL).

    3. Limited period offer. Terms and Conditions apply.


    4. For latest options available under Gold Collection please click here.


    5. No pre-set limit’ does not mean your spending is unlimited. It is based on your financials, spend pattern, credit record and Account history.


    6. Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 10,000 within 90 days of Cardmembership.