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Travel Insurance   Life insurance


Secure the future of your loved ones

Discover life in all its splendid glory, with comprehensive Term Life plan.

  • High covers up to Rs. 5 Crores
  • Covers death due to any cause - Globally
  • No medical check required up to 45 Yrs (up to Rs. 75 Lacs Sum Assured)
  • Hassle free enrollment & convenient premium payment options

  • The proposer should be a primary card member of American Express
  • The minimum entry age is 18 Yrs & maximum is up to 59 Years
  • Benefit shall cease on attainment of age 70 years
  • The individual applying for this policy should not be suffering from any 'pre-existing diseases'
  • Subject to 'Declaration of Good Health'

With the Met Loan and Life Suraksha Plan, one can enjoy a worry free life by paying the premium for few initial years & being covered for the entire term of the policy. This customized term insurance plan offers term up to 25 years, with premium payment options of 5 and 10 years.

The insured will be covered globally and the nominee will be paid the 'Sum Assured' in case of the policy-holders death.

Major Exclusions

  • Death due to any cause will be covered post 90 days of policy inception apart from death due to accidents
  • Death due to suicide will not be covered during the first year of the policy

Know your Premium

*Premium quoted is annual & includes 12.36% service tax

*Maximum age till maturity of policy is 70 yrs

Dedicated Helpline Number - 1800 425 6969 ('Select 1' for English and then 'select 5' on the IVR for direct access for American Express CM's)

General Insurance underwritten by ICICI Lombard General Insurance Company Ltd. (ICICI Lombard) whose registered office is at ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivanayak Temple, Prabhadevi, Mumbai – 400 025

Life Insurance is underwritten by PNB MetLife India Insurance Company Ltd. (PNB MetLife) having its principle office at No.5 Brigade Seshmahal, Vani Vilas Road, Basavanagudi, Bangalore – 560004.

This information is provided by American Express Banking Corp. (AEBC), India, having its Principal office at MGF Metropolitan, Office Tower, Level 7, District Centre, Saket, New Delhi-110017. Insurance Regulatory and Development Authority has authorized AEBC India to act as a Corporate Agent from 17th June, 2011 to 16th June, 2014 for soliciting and procuring General Insurance business under license number ILG 8654380 and under license number MLI 8654380 for soliciting and procuring Life Insurance business from 28th August 2012 to 16th June, 2014. The contents of this message (including any attachments) and the contents there of are attributable solely to the ICICI Lombard General Insurance Company Limited & PNB MetLife India Insurance Company Ltd. ('Insurance Company'). No part of the same is either directly or indirectly, attributable to AEBC. The participation of the Cardmember is purely on a voluntary basis. Any such person who purchases or otherwise subscribes to the Insurance Product would do at his/her discretion and shall not receive any advantages in additions to those which he/she would ordinarily be entitled to as an American Express Cardmember. AEBC India does not accept any responsibility for the Insurance Company's actions or decisions. AEBC holds no warranty & makes no representation about claims processing. Insurance company is liable to claims processing as per the terms and conditions of this Policy. AEBC India identifies insurance providers and products that may be of some interest to some of their customers. In this role, American Express does not act as an agent or fiduciary for the Cardmember, and may act on behalf of the insurance provider (as its agent or otherwise), as permitted by law. Please be aware that we receive up to 15% of the premium as commissions for Non Life insurance products and up to 30% in the first year and up to 7% of the premium in the subsequent years for Life insurance products from providers as per Insurance Regulatory and Development Authority guidelines.

Insurance is a subject matter of solicitation. For complete details on coverage, Terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale.

Beware of spurious phone calls and fictitious/fraudulent offers. IRDA clarifies to public that -

Public receiving such phone calls are requested to lodge a police complaint along with details of phone call number