to 5616166
(0124) 4405500
From 9:30 AM to 6:30 PM
(Monday to Saturday)

Travel Insurance  Motor Insurance


Steer clear of roadblocks

Travel every mile with a smile & let your Motor Insurance take care of all the bumps.
  • Dedicated helpline and priority claim processing
  • Opt-In for Zero Depreciation cover – Get coverage on replaced parts with no deduction for depreciation
  • Get ‘Road side Assistance’ and ‘Garage Cash’ covers
  • Get cashless servicing at 2900+ network garages across India
  • Quick issuance of digitally signed policy online
  • No Paperwork

Key Benefits

  • Avail inspection facility, at the ease of your doorstep - in case of break in insurance coverage
  • Get assistance on towing, in times of car breakdown or accidental damage
  • No Claim Bonus: If you do not make a claim during the policy period, a No Claim Bonus (NCB) is offered
    on renewals
  • Transfer your NCB: You can transfer full benefits of NO Claim Bonus when you shift your motor insurance policy
  • Free Renewal Reminder Service
  • Track Claim Status Online
  • The applicant should be the basic Cardmember/family member of basic Cardmember of American Express
  • The minimum age of proposer should be above 18 years

A motor insurance policy is mandatory under the Motor Vehicle Act. The policy ensures that the car owner is protected from financial losses, caused by damage or theft to the vehicle and third party liability. With a cashless network of over 2900+ garages across India you can avail of cashless claim facility with very limited out-of-pocket expenses.

What does the policy cover?

This policy covers you for,


Loss Or Damage To Your Vehicle

Provides cover for any loss or damage to your vehicle or the accessories due to

  • Natural Calamities: Fire, explosion, self ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide
  • Man-made Calamities: Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air, etc

Personal Accident Cover

The motor insurance provides compulsory personal accident cover for individual owners of the vehicle while driving. You can also opt for a personal accident cover for passengers.


Third Party Legal Liability

Covers for legal liability due to accidental damage for

  • Any permanent injury/death of a person
  • Any damage caused to the property

Additional Covers

  • Electrical/non-electrical accessories can be covered, e.g. Fog Lights, Music System, Seat Covers, etc
  • You can also cover your bi-fuel system such as CNG


What is not covered in the policy?

  • Mechanical breakdown
  • Consequential loss
  • Depreciation
  • Wear & tear
  • Any contractual liability
  • Intoxicated driving
  • Deliberate accidental loss
  • Damages due to nuclear weapons material or war

Not an American Express Cardmember?  Click Here

Dedicated claims support : Call at 040-66274201 E-mail at :

Insurance is the subject matter of solicitation. The advertisement contains only an indication of the cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. Terms and conditions apply.

General Insurance underwritten by ICICI Lombard General Insurance Company Ltd. (ICICI Lombard) whose registered office is at ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivanayak Temple, Prabhadevi, Mumbai – 400 025. IRDA Reg No. 115. Bank's customer participation in the policy is entirely voluntary. Toll Free No. 1800 2666. Fax No 02261961323. CIN U67200MH2000PLC129408. Website: Email:

Life Insurance is underwritten by PNB MetLife India Insurance Company Ltd. (PNB MetLife) having its principle office at No.5 Brigade Seshmahal, Vani Vilas Road, Basavanagudi, Bangalore – 560004. Toll free No. 1800-425-6969. Website: www.pnbmetlife.comEmail:

This information is provided by American Express Banking Corp. (AEBC), India, having its Principal office at MGF Metropolitan, Office Tower, Level 7, District Centre, Saket, New Delhi-110017. Insurance Regulatory and Development Authority has authorized AEBC India to act as a Corporate Agent from 17th June, 2014 to 16th June, 2017 for soliciting and procuring General Insurance business under license number ILG 8654380 and under license number MLI 8654380 for soliciting and procuring Life Insurance business. The contents of this message (including any attachments) and the contents there of are attributable solely to the ICICI Lombard General Insurance Company Limited & PNB MetLife India Insurance Company Ltd. ('Insurance Company'). No part of the same is either directly or indirectly, attributable to AEBC. The participation of the Cardmember is purely on a voluntary basis. Any such person who purchases or otherwise subscribes to the Insurance Product would do at his/her discretion and shall not receive any advantages in additions to those which he/she would ordinarily be entitled to as an American Express Cardmember. AEBC India does not accept any responsibility for the Insurance Company's actions or decisions. AEBC holds no warranty & makes no representation about claims processing. The contract of Insurance is between the insurer and the insured and not between the bank and the insured. Insurance company is liable to claims processing as per the terms and conditions of this Policy. AEBC India identifies insurance providers and products that may be of some interest to some of their customers. In this role, American Express does not act as an agent or fiduciary for the Cardmember, and may act on behalf of the insurance provider (as its agent or otherwise), as permitted by law. Please be aware that we receive up to 15% of the premium as commissions for Non Life insurance products and up to 30% in the first year and up to 7% of the premium in the subsequent years for Life insurance products from providers as per Insurance Regulatory and Development Authority guidelines.

Beware of spurious phone calls and fictitious/fraudulent offers. IRDA clarifies to public that –

• IRDA or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums

• IRDA does not announce any bonus

Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Product code: ICICI Lombard Group Complete Health Insurance - Misc 131, Group Personal Accident- Misc 05, Motor- Motor 01, International Travel- Misc 129.
PNB MetLife India Insurance Co. Ltd. Met Loan and Life Suraksha (Group Traditional Product) – 117N080V01, PNB MetLife IRDA registration number – 117 .

To understand and view our Data Protection and Privacy Principles, please visit us at :