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American Express® Platinum Card

American Express® Platinum Card
American Express® Platinum Card
Card Type
Annual fee
INR 60,000 plus applicable taxes

Your Platinum World of Privileges

TRAVEL WORLDWIDE WITH OUR LARGE COLLECTION AND AIRLINE DEAL

Access to best in class airport lounges like The Centurion® Lounges, Delta & Priority Pass lounges

GET EXCLUSIVE STAY BENEFITS UP TO INR 44,300.3

Benefits worth INR 44,3003 every time you book at one of the 1000+ properties under the Fine Hotels & Resorts collection.

25% off at Taj, SeleQtions and Vivanta Hotels3

STAY PROTECTED WITH EMERGENCY SERVICES AND INSURANCE.

Go places with complete peace of mind, knowing you are protected with these benefits -
Air Accident Insurance,
Overseas Medical Insurance,
Purchase Protection

24X7 CONCIERGE SERVICE

One call from you is all it takes for our Platinum Concierge to make dining reservations, plan your travel, make last minute bookings for sought-after events or late night deliveries.
Also get protection against fraud or theft of your Card, 24x7 across the globe.

Travel with Platinum

World-Class Service

Rewards

The Rewards are yours to enjoy!

  • Get 3X Membership Reward points on everything, every time you spend abroad.
  • Also earn 1 Membership Reward points for every INR 407 spent with your Card
  • The best part? Your points never expire.
  • Choose to Pay with points or redeem your points for over 500 options across travel, dining, accessories and more
  • Earn 5X Membership Reward points on every purchase through Reward Multiplier8

Platinum Experiences

Get on a gastronomical discovery with a power-packed dining programme from EazyDiner.

Enjoy up to 50% off at over 1800 premium
restaurants in India with complimentary membership to EazyDiner Prime.

Other privileges include a complimentary drink, preferential reservations & a 24X7 VIP helpline

American Express Invites that leave you feeling special.

Get exclusive invitations to VIP-only events and unforgettable experiences. Enjoy access to pre-sale tickets and some of the best seats in the house for concerts, Fashion Weeks, Grammy Awards, Wimbledon and more

Get on a gastronomical discovery with a power-packed dining programme from EazyDiner.

Enjoy up to 50% off at over 1800 premium
restaurants in India with complimentary membership to EazyDiner Prime.

Other privileges include a complimentary drink, preferential reservations & a 24X7 VIP helpline

American Express Invites that leave you feeling special.

Get exclusive invitations to VIP-only events and unforgettable experiences. Enjoy access to pre-sale tickets and some of the best seats in the house for concerts, Fashion Weeks, Grammy Awards, Wimbledon and more

Eligibility

To save time before you apply for your Card, it’s best to make sure you can say yes to the following:
  • I am over 18 years of age
  • If self-employed: My company has been trading for more than 12 months.
  • I have a good credit history and no payment defaults
  • I have current residential address in India
  • I have an Indian or multinational bank’s savings or current account in India
  • I am Employed and have a Personal Annual Income of INR 25 lakhs and above or Self Employed with a Personal Annual Income of INR 15 lakhs and above.
  • I/We confirm that I / supplementary card applicant/s is a Resident Indian as defined under the Income Tax Act of India and hereby declare that I/We will notify American Express Banking Corp. if there is a change in the residential status
  • I understand American Express Cards are currently issued to residents of Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Kolkata, Indore, Coimbatore, Chandigarh/Tricity, Ahmedabad, Surat, Vadodra, Bhopal, Bhubaneshwar, Ernakulam, Vijaywada, Lucknow, Ludhiana, Nagpur, Nasik, Trivandrum , Mysuru , Cuttack & Vizag  subject to conditions
The American Express® Platinum Card
Footnotes
    1. You will receive the welcome gift within 6-8 weeks of payment of annual fee and upon spending INR 50,000 in first 2 months of Cardmembership. You will receive the welcome gift on completion of INR 50,000 spends on basic card and payment of annual fee.
    2. For detailed T&Cs refer here.
    3. Average value based on Fine Hotels & Resorts bookings in 2018 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits. Certain room categories are not eligible for upgrade. Special amenity varies by property. Basis availability and at discretion of the hotel.
    4. For detailed T&Cs refer here.
    5. Maximum of one claim can be filed in a year • Please note that your claims will be settled once you are back in India • Limit of 7 days per trip • Maximum 5 trips in a year • Hospitalisation should be for a minimum of 24 hours • Pre existing injuries/illness excluded • Maximum age 60 years deductible of US$ 100 per claim • ‘Only hospitalisation cover’.• Insurance underwritten by ICICI Lombard General Insurance Company Ltd. and is a subject matter of solicitation. American Express Platinum Card is only the mode of payment for this service. American Express does not take responsibility for the quality of service provided by the partner and is not liable for any direct, indirect, incidental, special, punitive, exemplary or consequential damages of any kind.
    6. Breakdown of appliances or loss or damage to precious items like gold, silver, antiques, securities etc. are not included in this insurance.
    7. You earn 1 Membership Rewards Point for every Rs. 100 spent on Fuel. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Effective June 1,2021 you will earn 4 additional Bonus Membership Rewards Point for every Rs. 100 spent on Fuel with a maximum of 5000 additional Membership Rewards points per calendar month. Bonus points fulfillment may take up to 90 days from the date of transaction. If a Cardmember has not received the points, they can call the number at the back of their Card and the bonus Membership Rewards Points will be awarded only if the transaction is eligible for Bonus points. You will continue to earn 1 Membership Rewards point on every Rs 100 spent on fuel with no limit of maximum points. You will not earn any Membership Rewards Points on all your spending on insurance and utility (electricity, water and gas bills) payments. Other utility services include providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations.
    8. Reward multiplier