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Purchase Protection
Your Platinum Card covers the tangible goods purchased
through the Card, against loss or damage within 90 days
of purchase, caused by fire, burglary or natural calamities,
which happens in the residential premises of the insured.
Major exclusions in Purchase Protection include:
Electrical/mechanical breakdown of appliances.• Loss or
damage to precious items like gold, silver, antiques,
securities, etc.
Zero Lost Card Liability*
If your Card is lost or stolen, your liability is nil after you
report the loss to us and limited to a maximum of Rs.1000
before reporting.
Emergency Card Replacement*
In case your Card is lost, stolen or damaged, just notify
Platinum Assist while in India or the American Express
Travel Services Offices or Network Locations if you are
travelling overseas. A Replacement Card will be rushed to
you, usually within 2 business days, free of charge,
anywhere in the world.
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Purchase Protection Terms and Condition
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The Company will not make any payment in respect of: Loss or
damage to gold or silver articles, watches or jewellery or precious
stones or medals or coins or curios, sculptures, manuscripts, rare
books, plans, models, moulds. |
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In the following events, this Policy shall cease to be in force and no
claim shall be admissible, unless in every event, the consent of the
Company to the continuance of the Policy is obtained in writing and
signified on the Policy, or the Company has been duly informed and
has acknowledged continuance of the Policy.
(i) If the premises shall
have been left uninhabited by day and night for ten or more
consecutive days and nights, any burglary occurs during the period
that the premises are left uninhabited.
(ii) If the Insured shall cause or
suffer any material alteration to be made in the premises or anything
to be done whereby the risk is increased.
(iii) If the interest of the
Insured in any property passes from the Insured otherwise than by will
or operation of law.
(iv)The cover under this Section shall be available
only up to 90 (ninety) days from the date of purchase of the tangible
goods by the Insured. Get a cover value of upto Rs. 5 Lacs. |
* Terms & Conditions apply.
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FOR MORE INFORMATION, CALL THE PLATINUM CARD SERVICES HELPLINE AT 0124-280 1444 FOR GURGAON AND
1800 180 1255/1800 419 1255 (TOLL FREE). |
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View Web Site Rules and Regulations, Trademarks and Privacy Statement. Copyright © 2010 American Express Company. All Rights Reserved. Users of this site agree to be bound by the terms of the American Express Web Site Rules and Regulations. Usage of Every American Express product is governed by specific Terms & Conditions. American Express Banking Corp., Cyber City, Tower C, DLF Bldg No.8, Sector - 25, DLF City Ph ll Gurgaon - 122002, India. Incorporated with Limited Liability in the USA. ® Registered trademark of American Express Company.
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