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About membership rewards


What makes American Express Membership Rewards Programme the Most Powerful Rewards Programme:

  1. Superior Value
    With the American Express Membership Rewards Programme, you earn 1 Membership Rewards Point on every Rs. 40 you spend with your American Express Platinum Card, American Express Platinum Reserve Credit Card, American Express Platinum Travel Credit Card, and American Express Platinum Corporate Card. On all other cards, you earn 1 Membership Rewards Point on every Rs 50 in purchases except on telecommunications, insurance, fuel and other utility services* where you will earn 1 Membership Rewards Point per Rs. 100. And as though that wasn't enough, you can even accelerate your Rewards Points to enable you to avail American Express' special, rewarding experiences, without wasting any time!

  2. • American Express Platinum Cardmembers , American Express Platinum Reserve Credit Cardmembers and American Express Platinum Travel Credit Cardmembers earn 10 times the Membership Rewards Points at over 300 Platinum Partner outlets in India and Singapore.
    *Telecommunications includes providers of landline phones, mobile phones, internet services, cable and other pay TV services, and calling cards. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Other utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations; public housing societies and apartment associations.
  3. Superior Choice in Redemptions
    The American Express Membership Rewards Programme now offers you more exciting opportunities than ever before, with over 600 redemption options.
    • Fly away to your dream destination in over 35 international airlines including British Airways, Cathay Pacific, Etihad Airways, Finnair, Singapore Airlines, Thai Airways, Virgin Atlantic amongst others and all major domestic airlines-Air India and Jet Airways.
    • Experience luxury at over 9,000 hotels abroad including Starwood, Hilton and Accor group of hotels.
    • Be treated like royalty at over 80 hotels in India like the Taj Hotels Resorts and Palaces, The Leela Palaces Hotels and Resorts, Trident Hotels and many more.
    This is just a glimpse of things coming your way in this catalogue!

  4. Points do not expire**
    Your Membership Rewards Points do not expire, allowing you to choose and redeem your Rewards whenever you want.

    ** Points will expire after three years for American Express Platinum Travel Credit Card and after two years for NFTO tier.

Programme Information

The following table gives the details of each programme tier:

about membership

* Taxes extra as applicable

Link Your American Express Cards
If you have more than one Basic American Express Card (e.g. the American Express Gold Card and the American Express Credit Card or the American Express Green Card and the American Express Corporate Card), you can link these Cards to combine the Points earned on each Card. Call our 24x7 Membership Services Helpline for further details.

Supplementary and Additional Cards
If your spouse, children and other dependent family members have Supplementary Cards, then the spending on their Supplementary Cards will earn them Membership Rewards Points which will appear automatically on your Basic Card Account Statement. These Points can thereafter be collectively redeemed for Rewards.

Redeem Your Rewards Faster
You can choose to speed up your redemption. ‘Points+Pay’ is an alternate option that enables you to redeem your desired Reward without having to wait for the required Points level. Simply use your Points to redeem the Points portion and pay the balance amount with your Card.*
*Only ‘Points+Pay’ options given in the catalogue can be exercised. Cardmembers cannot create ‘Points+Pay’ options on their own.

Membership Rewards Top-up
Your Points can also be ‘topped-up’ by purchasing Points in multiples of 1,000 (1,000 Points can be purchased for Rs. 400 only). You can buy Points equal to the Points already accumulated in your account or 10,000 Points (whichever is lower) and redeem them immediately against Non-Frequent Traveller Rewards. The cost of the Points purchased will be charged to your Card and will appear in your next statement #.

# The charges for Points purchased under Points Top-up and balance payment made under ‘Points+Pay’ are not eligible for earning further Membership Rewards Points. Sale of Points shall be purely at the discretion of American Express.

Membership Rewards Statement
Your Membership Rewards Statement will be shown along with your Monthly Card Account Statement.

Pay with Points

membership rewardsNo more hassles, limited flights, memberships to Frequent Flyer Programmes or blackout dates while converting your Rewards Points into miles and then tickets.

Now use your Membership Rewards Points directly to book flights to anywhere, aboard domestic and international airlines. All you have to do is call us.

  • Book tickets for anyone, for any travel, any number of times.          
  • No blackout dates.
  • No Frequent Flyer Programme Membership required.
  • Choice of airlines to fly-Air India, Jet Airways or Jet Konnect and over 50 international airlines like Singapore Airlines, British Airways and Emirates.
  • Pay for tickets by combining Points with part payment on your American Express Card.

To book tickets using your Points, Please call Platinum Card Services Helpline at 0124- 280 1444 for Gurgaon and 1800 180 1255/ 1800 419 1255 (Toll free) - Press Option 1 and the Platinum Reserve Credit Card Membership Travel Services (MTS) at 0124 280 1030 or 1800 180 1030/ 1800 419 1030 (Toll free) - Press Option 2

Terms & Conditions:
• Tickets can be booked on domestic airlines like Indian Airlines/Air India, Jet Airways/Jet Konnect and all leading international airlines (subject to availability at the time of booking) • Any travel purchase made with Membership Rewards Points is non-transferable • Refunds, charges and cancellations may be permitted subject to terms and conditions and any applicable fees set out by the airline • Time for  refund will be dependent on the concerned airline’s policies • In case of refunds, the Membership Rewards Points used for booking are credited back to the point balance of the Cardmember • Applicable cancellation charges or change in itinerary charges will be charged on the Cardmember's Card account • Applicable service tax for all transactions under Pay with Points Programme will be charged to the Cardmember's Card account • Bookings can be made only by the Basic Cardmember and not by the Supplementary Cardmember • American Express at its sole discretion may offer Points+Pay option for travel booking. Such payments will be charged to the Card • Information supplied on the redemption of certain rewards may be used by American Express or the Travel Partner for administrative and marketing purpose • All other standard terms and conditions of Membership Rewards Programme are applicable. For detailed terms and conditions, please refer to