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  The Gold Card
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HOW TO APPLy
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To learn more about the Rewards Gold Card from American Express, please click here.
CARD FEATURES
Annual Membership Fee $2101
Maximum Credit Limit 2 No Pre-Set Spending Limit
Express Cash 3 Express Cash allows you to use your Charge Card to withdraw cash from your designated bank account at participating ATM locations worldwide (visit www.amexatms.com to find the nearest ATM). You must be enrolled to use this feature. To enroll, call 1-800-CASH-NOW. Upon enrollment, we will send you a Personal Identification Number (PIN). You may change your PIN at any time. You must use your PIN along with your Card when withdrawing cash from an ATM. Upon enrollment, you will be asked to provide information designating the bank account that will be used for this service. When you withdraw cash at an ATM, your bank account will be debited the amount of the withdrawal (inclusive of any ATM operator or network fees) plus a fee of 3% of the total amount of your transaction or $5, whichever is greater. There may be a delay between the date of your cash withdrawal and the date that the total amount of your transaction, including applicable fees, is debited from your designated bank account. Please ensure that your designated bank account has sufficient funds to cover the amount of your transaction, including applicable fees. If a transaction is not honored by your bank for any reason, we will charge the amount of the transaction, including applicable fees, as well as an additional fee of $38, to your Card account. American Express will impose limits on the amount of each cash withdrawal. Your bank or the ATM owner may also charge additional fees, including ATM and overdraft fees, and may impose its own limits on the amount of each cash withdrawal. By using Express Cash, you are indicating your acceptance of the terms of the Electronic Fund Transfer agreement, which is provided to you when you receive your Card. You will be provided with an additional copy if you enroll in Express Cash, and otherwise upon request. For additional information about this feature, please call 1-800-CASH-NOW.
Unparalleled Customer Service, 24 Hours a Day, 7 Days a Week American Express is here to help you around the clock, with the kind of Customer Service that keeps Cardmembers loyal for a lifetime. For immediate service, call us at 1-800-327-1267.
Emergency Card Replacement In the event that The Gold Card is lost, stolen or damaged, just call 1-800-327-1267 and request a Card replacement or contact the nearest American Express Travel Service Office.
Online Services With 24 hour-a-day access, you can check your current billed balance, recent charges and other billing periods. If you have a US Bank account, our American Express Online Services allows you to pay your bill online 4. Managing your account has never been faster or easier.
Year-End Summary 5 The Online Year-End Summary, available each January, reflects charges posted to your account from January 1st through December 31st of the prior year


1 The annual membership fee for this card is $210 and will be billed to your Gold Card account. The annual membership fee for each additional card is $65, and will be billed to your Gold Card.
2 Charges are approved based on a variety of factors including your account history, credit history, and personal resources.
3 Enrollment in Express Cash is required. Funds are drawn against the cash advance limit on your Account. Cash withdrawal limits apply. Transaction fees are 3% for each transaction, with a minimum of $5.00 and no maximum. The ATM owner may charge additional fees for each transaction.
4 To make use of this option, you must maintain an eligible bank account in US dollars with a United States-based financial institution. Please see your Cardmember agreement for more information.
5 At the start of each year, we provide access to a Year-End Summary of charges so you can review your annual spending. Log into your American Express online account to view an interactive overview of your spending in pie or bar charts, organized by categories like travel and restaurants. You can also download your information to print or save for a later date in PDF or Excel to help prepare for your taxes and manage your spending.
 
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