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For 24/7 Customer Service call Toll Free number 1-800-327-1267 for Collect call: 1-525-326-2660
Annual Membership Fee $1501
Maximum Credit Limit 2 No Pre-Set Spending Limit
Express Cash 3 Express Cash allows you to use your Charge Card to withdraw cash from your designated bank account at participating ATM locations worldwide (visit to find the nearest ATM). You must be enrolled to use this feature. To enroll, call 1-800-CASH-NOW. Upon enrollment, we will send you a Personal Identification Number (PIN). You may change your PIN at any time. You must use your PIN along with your Card when withdrawing cash from an ATM. Upon enrollment, you will be asked to provide information designating the bank account that will be used for this service.
Car Rental Loss & Damage Insurance 4 Car Rental Loss and Damage Insurance can provide coverage for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver (CDW) or similar option offered by the Commercial Car Rental Company. Please read important exclusions and restrictions. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply.
Global Assist Hotline 5 Call us any time you have an emergency when traveling and we'll do everything possible to assist you. We'll help you get emergency medical and legal referrals, 24 hours a day, virtually anywhere in the world. But that's not all. The Global Assist Hotline is also available to you 24 hours a day, 7 days a week for worldwide information such as weather, visa and customs. Just call 1-715-343-7977 in English or call Customer Service at (800) 554-2639.

Fee Based

1 The annual membership fee for this card is $150 and will be billed to your American Express Card account. The annual membership fee for each additional card is $40, and will be billed to your American Express Card.
2 Charges are approved based on a variety of factors, including your account history, credit history, and personal resources .
3 Enrollment in Express Cash is required. When you withdraw cash at an ATM, your bank account will be debited the amount of the withdrawal (inclusive of any ATM operator or network fees) plus a fee of 3% of the total amount of your transaction or $5, whichever is greater. There may be a delay between the date of your cash withdrawal and the date that the total amount of your transaction, including applicable fees, is debited from your designated bank account. Please ensure that your designated bank account has sufficient funds to cover the amount of your transaction, including applicable fees. If a transaction is not honored by your bank for any reason, we will charge the amount of the transaction, including applicable fees, as well as an additional fee of $38, to your Card account. American Express will impose limits on the amount of each cash withdrawal. Your bank or the ATM owner may also charge additional fees, including ATM and overdraft fees, and may impose its own limits on the amount of each cash withdrawal. By using Express Cash, you are indicating your acceptance of the terms of the Electronic Fund Transfer agreement, which is provided to you when you receive your Card. You will be provided with an additional copy if you enroll in Express Cash, and otherwise upon request. For additional information about this feature, please call 1-800-CASH-NOW.
4 In order to receive certain insurance benefits, you need to purchase the trip on your American Express Card. Underwritten by ACE Overseas Insurance Company, Ltd. Subject to the terms and conditions of master policy BDA101. See your Card Member agreement for more information. Please refer to the Terms and Condition for full details of cover and exclusions.
5 Global Assist coordination and assistance services are free benefits from American Express except where specifically noted, Card members are responsible for costs charged by third party service providers.

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