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Welcome to a world of incredible possibilities and enriching experiences. With powerful new features and an incredible collection of travel, shopping, dining and entertainment rewards, Membership Rewards® gives you the freedom and flexibility to pursue your interests and enhance your life.
How does it work? Receive one point for virtually every eligible dollar you charge to the enrolled Card. Redeem points from a rich array of rewards to choose from.
• Points have no expiration date.
• No limit to the number of points you can receive.
Travel Options - More choices and more possibilities for using points to Travel the way that best suits your needs.
Flight Finder - A new and innovative way to transfer points. Search for flights, transfer points to the corresponding Frequent Flyer program and book it entirely on the Membership Rewards website. Use it to top off your frequent flyer account and reach your next award trip even faster.
Pay with Points - Use Membership Rewards points to fly where you want, when you want, on the airline of your choice using Pay with Points. There are no restrictions or blackout dates. You can even pay for a part of the ticket with points and the rest with the Card. Hotels, cruises and vacations are also available.
Receive Rewards Faster
Purchase Points - Get the reward you want today! If you need more points to get a reward, you can purchase additional points at checkout.
Other Ways to Earn Points Faster
• Receive points for the things you buy every day - Shop, eat out, dine in, or take in a movie. Use the Card and receive points for the purchases you would otherwise pay for with cash, check, or a debit card. Watch how quickly the points will add up.
• Additional Cards - Get Additional Cards for your friends and family and receive points faster.
• Link All Your Cards - Accumulate points fast by linking all your eligible American Express® Cards to your Membership Rewards account.
Receive Points when you use your Card
So how do you receive points? It happens automatically – just use your Card every day. You can receive one point for virtually every eligible dollar you spend on The Card. With so many ways to receive points, it just makes sense to use the Card for everything you buy.
No Expiration Date or Point Cap:
Points have no expiration date and there is no limit to the number of points you can receive.
Receiving Points Fast: Here are other ways to earn points fast
- Receive points for the things you buy every day: Shop, eat out, dine in, or take in a movie.
- Use the Card and receive points for the purchases you would otherwise pay for with cash, check, or a debit card. Watch how quickly the points will add up.
- Link Your Cards: Accumulate points even faster by linking all your eligible American Express® Cards to your Membership Rewards account.
- Additional Cards: Get Additional Cards for your family members, friends or anyone else you choose and you can receive points for virtually every dollar they spend on their Card as well as earning points on your own Card.
- Purchase Points: You may purchase points in 1,000-point increments for $25 per 1,000 points, which will be billed on your Card account.*
Purchasing Points
- You may only purchase a maximum of 500,000 points per calendar year.
- You may only purchase points for your own Membership Rewards® program account.
- Corporate Cardmembers and other Business Cardmembers, who have only the Corporate Card enrolled in the Membership Rewards program may not purchase points. - Points purchased are subject to all the Terms and Conditions applicable to points, including those concerning forfeiture.
See your most up-to-date point balance online from the American Express Online Services. If you are not already logged in, just enter your User ID and Password to continue.
Not registered? Register your account online so you can see how many points are in your account. Click here to Register for an account now.
From your Membership Rewards Monthly Statement you can check all your Membership Rewards activity including points earned, points redeemed, redemption history, and your current available balance.
Total Points balance:
The total Membership Rewards points available to redeem for incredible rewards.
Pending Points:
When you earn points from spending with your Card, they initially appear on your billing statement as pending. They only become available as redeemable points after a full monthly billing cycle has passed, provided that you have paid your current bill prior to the "Payment Due" date.
Points used this period:
Points redeemed this period for a reward.
Reinstating Forfeited Points and Adjustments:
Once the account returns to good standing, forfeited points may be reinstated for a $29 fee per month. Your point balance has been adjusted to reflect points purchased, as well as Customer Service corrections to your Membership Rewards account.
How to Redeem Points for Rewards
Here is what you do:

Check your point balance online. Log into the Membership Rewards website. If you are not already logged in, enter your user ID and password to continue.

Find the reward that you want. Browse by category, look for a specific reward. View the details of the reward by clicking on the reward name or reward image.

Select "Add to Cart." Remember to read the reward’s restrictions before selecting Add to Cart.

Select "Proceed to Checkout." Just follow the simple step-by-step instructions to complete your redemption. See below for Checkout Process step by step process.

To redeem some rewards you may be asked to call 1-800-545-5048.
Checkout Process

Select "Proceed to Checkout" after all the rewards for which you wish to redeem are placed in your Cart.

Choose the address where you want your Reward to be shipped. We automatically default to your billing statement address for reward shipment. To ship your Reward to an alternative address, click on the "add a new mailing address" link and update the address to which you want the item to be shipped.

Select your shipping option by choosing the delivery method. Delivery method options will vary by the reward type. All rewards will be shipped via regular delivery for no additional charge.

Review all the information in the verify section of the Cart. Verify rewards, shipping address, delivery method, and contact information. Once you have verified that the information is correct, click on the "Redeem" button.

Print the "Thank You" page as your confirmation. Additionally, an email confirmation will be sent to the email address that is displayed on the Thank you page.

Transfering points to your frequent flyer/guest account
You can transfer points into any one or more participating Frequent Flyer programs of our partner airlines or into Frequent Guest programs for most participating hotel programs. Transferring points is easy.
Here is How It Works:
Link your frequent flyer or guest program accounts to your Membership Rewards account, so that you can transfer points for your next air or hotel booking

Log in here, go to Point Summary, select "Frequent Flyer/Guest Program" and follow the simple instructions to link to your account. You will be entering americanexpress.com, which is an English language website designated primarily for the use of Cardmembers and Merchants in the Continental U.S. Some of the additional services and benefits offered may not be available to Cardmembers and Merchants residing elsewhere.

NOTE: Your request to link your frequent flyer/guest account to your Membership Rewards account must be confirmed by your frequent traveler program. This request will take up to 5 business days for domestic travel partners and up to 2 weeks for international partners.

Find the airline or lodging to which you want to transfer points. Browse airlines and hotels on the travel page or use the search function.
Call the airline or lodging partner and make a reservation. Tell the agent that you intend to use frequent flyer/guest points and find out how many points are required for the flight or stay. Make sure to ask for a confirmation number.
Enter the number of points you wish to transfer and select "Transfer Now." A fee to offset the federal excise tax will be charged to your Card account enrolled in the Membership Rewards program at the time the points are transferred.

NOTE: You cannot reverse a transfer. You may transfer a maximum of 999,000 points to a single frequent flyer/guest account on any given day.

Call the airline and book the flight or the hotel to book your stay
Print the "Thank You" page as your confirmation. Additionally, an email confirmation will be sent to the email address that is displayed on the Thank you page.
Q: How do I enroll in the Membership Rewards® program?
A: Enrolling your Card in the Membership Rewards program takes just a few minutes. Call American Express Customer Service at 1-800-545-5048. Please note: The Membership Rewards program is a built-in feature of The Platinum Card®. There is no need to enroll.
Q: What happens if I forget my Password or User ID?
A: If you forget your password or User ID for American Express Online Services, just click here to reset it. For further assistance, call American Express Customer Service at 1-800-545-5048.
Q: What Cards are eligible for enrollment in the Membership Rewards® program?
A: To view the list of eligible Cards, click here. To qualify for enrollment in the program, your eligible Card account must be in good standing, and the account must be billed in U.S. dollars from an American Express Operations Center in the U.S.
Q: Can I pay a fee to join the Membership Rewards First program?
A: No, based on your current Card, you are only eligible for the Membership Rewards program. To enroll in the Membership Rewards First program, you should consider applying for another additional Card that is in the Membership Rewards First program.
Q: Can I upgrade to the Membership Rewards First program?
A: To upgrade to the Membership Rewards First program, you should consider applying for an additional Card that is eligible for the Membership Rewards First program.
Q: Do Membership Rewards points expire?
A: No. Membership Rewards points have no expiration date, so you can save them for higher value rewards like flights or holidays. But please remember that they are forfeited upon cancellation of your American Express Card.
Q: How can I earn points more quickly?
A: Use your Card for everyday purchases and your points will rapidly increase. Supplementary Cards for your family will also add to your balance and look out for our frequent special offers on your statement or online.
Q: If I do not have quite enough points for a reward, is it possible to buy them?
A: Yes. Many Cardmembers top up their balance to take advantage of our higher value rewards. You can buy points in 1,000-point increments for $25 per 1,000 points, which will be billed on your Card account.
Q: Which airlines can I choose?
A: You can transfer your Membership Rewards points into any of the frequent flyer programs introduced by AeroMexico, Aeroplan/Air Canada, AirTran Airways, All Nippon Airways, Continental Airlines, Delta Air Lines, EL AL Israel Airlines, Frontier Airlines, Flying Blue, Global Pass, Hawaiian Airlines, JetBlue, KLM, Mexicana®, Singapore Airlines and Virgin Atlantic Airways.
Q: Which hotel groups can I choose?
A: You can transfer your Membership Rewards points into one of the following frequent guest programs introduced by Best Western Gold Crown Club® International, Hilton HHonors®, Priority Club® Rewards and Starwood Preferred Guest®.
Q: How long does it take to transfer points to a frequent flyer or hotel frequent guest account?
A: Provided you are already enrolled and your accounts are linked we can normally complete a points transfer within 2 weeks.
Q: If I want to book a flight or hotel, who do I call first?
A: Call the airline or hotel first to check availability. Phone numbers can be found on the airline and hotel partner pages. Tell the reservation agent that you intend to pay with your Membership Rewards points or with a Membership Rewards voucher so that he or she can check the relevant availability. Once you have confirmed availability, call the Membership Rewards team.
Q: Can I switch my points back to Membership Rewards once I have transferred them to a frequent traveler program or exchanged them for a reward?
A: No. Once points have been exchanged for a reward the points cannot be converted back into your Membership Rewards account.
Q: How long does it take to receive a Membership Rewards voucher?
A: Your voucher will arrive within ten working days inside continental U.S, and within twenty working days after you request it if you live in a Latin American Countries, Caribbean and Bermuda.
Q: Can any other of my American Express Cards be linked to my Membership Rewards account?
A: Yes. Any Supplementary Card you take out on your account for a partner or member of the family is automatically linked to your account and will earn you points whenever it is used. To benefit, call 1-800-545-5048.
Q: How do I keep track of my points?
A: Every month you will receive a Membership Rewards statement with your Card statement. This shows the number of points you have accumulated in your account and the points you have redeemed. Alternatively you can now view your points level online.
Q: How do I redeem my points?
A: Redeeming your points is as easy as earning them. First, select a reward from the many on offer. Then go online to (web de MR Dollar Card) or call 1-800-545-5048. You will need to quote your Membership Rewards account or Card number and the reward code, which you will find next to the description of the reward.

ELIGIBILITY

1. The program is available to Basic Personal Card, Gold Card, American Express® Rewards Green Card, American Express® Preferred Rewards Green Card, American Express® Rewards Green Basic Card, American Express® Rewards Gold Card, American Express® Preferred Rewards Gold Card, American Express® Rewards Gold Basic Card, Platinum Card, Rewards Plus Gold Card, FSA Gold Card, Fidelity American Express® Card, Fidelity American Express® Gold Card, Fidelity American Express Platinum Card® and some Blue from American Express Cards, Basic Optima®, Optima Platinum, Optima Gold Card, Platinum Business Credit Card or Business Management Account members whose American Express® Credit Card or Optima Card account is associated with an eligible AMEX charge Card account enrolled in the program (“Eligible AMEX Credit Card”). Basic and Additional CMs holding a Business Card from OPEN: The Small Business Network (“Business CMs”) who have one of the following Cards may also enroll in the program: Business Green Rewards Card, Business Gold Card, Business Gold Rewards Card, Executive Business, Platinum Card, Executive Business Card, Business Purchase Account, Business Costco Card or Business Membership Rewards Card. Basic and Additional Corporate CMs and Executive Corporate CMs ("Corporate CMs") may enroll in the program unless their company has chosen not to participate in the program. Accounts or Cards not listed in this paragraph (e.g., Blue Sky, Blue Clear, Student Optima Card, American Express® Credit Card for Students, American Express Costco Cash Rebate Card, Hilton HHonors Credit Card, Delta SkyMiles® Credit Card, Starwood Preferred Guest® Credit Card, IN:NYCSM, IN: ChicagoSM, IN: LASM, Incentive Funds Card™, Golf Card, JetBlue Card from American Express, American Express® Cash Rebate Card, Blue Cash from American Express, One from American Express Card, Corporate Purchasing Card, Corporate Meeting Card, Corporate Defined Expense Card, Business ExtrAA, Business Travel Accounts, line of credit accounts, Delta SkyMiles Business Credit Card, Gold Delta SkyMiles Business Credit Card, Platinum Delta SkyMiles Business Credit Card, Community Business Card, Business Cash Rebate Card, Cardless Central Billing Accounts and other non-Card accounts) are not eligible for enrollment in the program. Card eligibility is subject to change.

2. Additional CMs on a Basic Card account may not enroll in the program on their own, except Additional Business CMs and Additional Corporate CMs as set forth above in No. 1. If Additional CMs wish to participate in the program, they must apply and be approved for a Basic Card that is eligible to enroll and participate in the program.

3. Each Card account enrolled in the program and linked to a program account is called a “Linked Account” herein. Basic Personal, Gold, Rewards Green, Preferred Rewards Green, Rewards Green Basic, Rewards Gold, Preferred Rewards Gold, Rewards Gold Basic, Rewards Plus Gold, FSA Gold, Fidelity American Express® Card, Fidelity American Express® Gold Card, Platinum Card®, Fidelity American Express Platinum Card® or eligible Corporate and Business CMs may enroll all their AMEX Card accounts of the types listed above and any Additional Cards on such Card accounts in the program. Eligible Corporate CMs may enroll in the program only with the Corporate Card issued in their own name, but not Corporate Cards issued to any other individual. Enrolled Corporate Cards from the same company cannot be linked to the same program account.

4. All Card accounts must be in good standing at the time of enrollment. Any Card account that is not in good standing at the time of enrollment will not be eligible for enrollment in the program.

5. A Card account must be issued by AMEX or one of its affiliates in the U.S. and billed in U.S. dollars from an AMEX Operations Center in the U.S. to be eligible for enrollment in the program.

ANNUAL FEES

1. There is a $40 annual fee for participation in the program, except as otherwise provided below. There is no fee for the program for Rewards Green, Preferred Rewards Green, Rewards Green Basic, Rewards Gold, Preferred Rewards Gold, Rewards Gold Basic, Rewards Plus Gold, Platinum Card, Corporate Platinum Card, Business Membership Rewards, Business Platinum Card, Fidelity American Express Platinum Card members, Business Green Rewards and Business Gold Rewards. The annual fee to enroll a Corporate Card is $75. There is an additional $10 annual fee for each Business Charge Card or Business Credit Card linked to a Membership Rewards account with other enrolled charge cards, unless you have a Platinum Card, a Corporate Platinum Card, any Additional Corporate Platinum Card, a Business Platinum Card, any Additional Card of a Business Platinum Card, an Executive Business Card, or any Additional Card of an Executive Business Card, a Business Centurion Card, any Additional Card of a Business Centurion Card, a Business Membership Rewards Card, any Additional Card of a Business Membership Rewards Card, a Centurion Card or a Fidelity American Express Platinum Card linked to the same Membership Rewards account.

2. The annual fee for the program will be billed to your Card account on the enrollment date and thereafter billed automatically each year on the enrollment date anniversary; it is not refundable. The enrollment date will be considered the day the program enrollment application processing is completed by us. All fees specific to Corporate Cards (other than the $75 annual fee for Corporate Cards linked to a program account with other enrolled charge cards) will be billed on the individual Corporate Card account on the enrollment date.

POINT ACCRUAL

1. Each CM enrolled in the program will accrue one point in his or her program account for every eligible dollar charged and billed on his or her Linked consumer and business Accounts, provided such charges are paid on time, except as indicated in the next sentence. Sign & Travel® Account, Extended Payment Option, Business Payment Option and Eligible AMEX Credit Card charges will accrue when billed, as long as the minimum payment is kept current. A Rewards Plus Gold CM will accrue two points during his or her first year of membership and 1.5 points during each succeeding year of membership for every dollar charged with any airline or hotel having a participating Frequent Customer program.

2. You will not accrue points in your program account for the dollar amount of any charge processed by us prior to the enrollment date.

3. Points accrued in your program account for any given year will be carried forward on each enrollment date anniversary, provided all other conditions set forth herein have been met.

4. You will not accrue points in your program account for the following: Savings; Balance Transfers; Privileged Assets®; Express Cash; AMEX Travelers Cheque; Travel Funds Card or AMEX Gift Cheque Purchases; Cash Advances; Charges for Dishonored Payments; Convenience Check Transactions; Finance Charges, Delinquency Charges; Late Fees and other Fees, including program annual fees, Card account annual fees and fees for enrollment-based CM Services.

5. Points accrued in any program account do not constitute property of the CM and are not transferable by operation of law or otherwise to any person or entity and cannot be transferred to any other account.

6. Credits posted to your Linked Accounts, including those arising from returned goods or services, will reduce the points accrued in your program account.

7. If a credit posted to any of your Linked Accounts reduces the program account balance below the minimum required to convert points into a participating Frequent Customer program or to redeem a reward, we reserve the right to decline your request to convert points into a participating Frequent Customer program or to redeem a reward.

POINT REDEMPTION

1. The request for conversion of points from the program account to a participating Frequent Customer program or for redemption of a reward must be made by the Basic CM, an authorized Additional CM or an individual authorized by the Basic CM. For CMs having Latin America International Dollar Cards, requests for conversion of points or redemption of a reward must be initiated by visiting English website, Spanish website or calling 1-800-545-5048.

2. Once accrued points in your program account have been converted into a participating Frequent Customer program or redeemed for a reward, the points cannot be converted back into your program account.

3. Points accrued in your program account may be converted into a participating Frequent Customer program or redeemed for a reward, provided all of your Linked Accounts are in good standing and not canceled or terminated by AMEX or you (except as provided below) at the time of the point conversion or redemption request.

TRAVEL DOCUMENT REQUIREMENTS

It is your responsibility to obtain and have possession of valid proof of citizenship or naturalization, vaccination certificates and/or visas before boarding a vessel or entering another country. We will not grant refunds, credits or substitutions if improper proof of citizenship or naturalization documents results in your being denied boarding or entry.

POINT FORFEITURE FOR LATE PAYMENT

1. If the amount due on any Linked Account is not paid in full within one month of the closing date on your charge Card billing statement, points accrued in the program for that Linked Account for that month may be forfeited.

2. For any Linked Account for which points have been forfeited, once the Linked Account returns to good standing, the forfeited points may be reinstated for a $29 fee for each month of points reinstated.

POINT FORFEITURE FOR ACCOUNT CANCELLATION

1. If for any reason we cancel any Linked Account (including because of your death, bankruptcy or insolvency), any points accrued in your program account will be forfeited. If we reinstate the Linked Account(s) within one year of cancellation, any points accrued in your program account may be converted into a participating Frequent Customer program or redeemed for a reward, provided all other conditions set forth herein have been met.

2. If you have more than one AMEX Card account enrolled in the program and voluntarily cancel any such Card account and keep at least one AMEX Card account enrolled in the program, you will accrue points in your program account for charges billed to the canceled Card account, provided all other conditions set forth herein have been met.

3. If you voluntarily cancel enrollment in the program or cancel all Linked Accounts enrolled in the program but keep at least one AMEX Card open and in good standing, you will have up to 30 days from date of cancellation to redeem the points accrued in the program account.

4. If you cancel a Linked Account and cancel all Cards that are issued by AMEX or its affiliates, all points accrued in the program account will be forfeited immediately.

5. If any Linked Account is not in good standing, your enrollment in the program may be canceled or the points accrued in your program account forfeited.

PURCHASE POINTS

1. You may purchase points in 1,000-point increments for $25 per 1,000 points, which will be billed on your Card account.

2. You may only purchase a maximum of 500,000 points per calendar year.

3. You may purchase points only for your own program account. Points may not be purchased except in connection with a conversion of points to a participating Frequent Customer program or redemption of points for a reward.

4. Corporate CMs, other than Business CMs, with only the Corporate Card enrolled in the program, may not purchase points.

5. Points purchased are subject to all other program Terms & Conditions applicable to points generally, including those concerning point forfeiture.

FREQUENT CUSTOMER PROGRAMS

1. Points accrued in your program account may be converted into any one or more participating Frequent Customer programs, as provided in the following. 1,000 points accrued in your program account will equal 1,000 miles, points or credits in participating Frequent Customer programs, except with the following: AirTran®—1,500 points equal one (1) Air Tran A+ Credit; Southwest Airlines®—1,500 points equal one (1) Rapid Rewards credit; JetBlue Airways—250 points equal one (1) TrueBlue point; EL AL Israel Airlines—1,050 points equal 15 Matmid Points; Starwood Preferred Guest®—1,000 points equal 333 Starpoints®; and Hilton®—1,000 points equal 1,300 HHonors® Points.

2. For each transfer of points into the Frequent Flyer program of a Domestic airline, an excise tax offset fee of $0.0005 per point, with a maximum fee of $75 (effective 09/01/2009, 0.0006 per point, with a maximum fee of $99), will be charged to your Primary Card account. We charge this fee to offset the federal excise tax we must pay on such transfer. We may offer you the option to redeem points to pay this fee.

3. You may convert points in your program account into a participating Frequent Customer program in 1,000-point increments, except for points converted into the Frequent Flyer programs of AirTran, Southwest Airlines, JetBlue Airways and EL AL Israel Airlines. For the AirTran A+ Rewards program, points must be converted in 1,500-point increments. For the Southwest Airlines Rapid Rewards program, points must be converted in 1,500-point increments. For JetBlue Airways, points must be converted in 250-point increments after a minimum initial transfer of 1,250 points. For the EL AL Israel Airlines Frequent Flyer program, points must be converted in 1,050-point increments.

4. You may only convert points into a participating Frequent Customer program account held by you or an Additional CM linked to your program account.

5. You are subject to, and must comply with, the Terms & Conditions of the Frequent Customer programs of the participating airlines and hotels in which you are enrolled.

6. Some restrictions, including blackout dates and capacity controls, apply to participating Frequent Customer programs. For exact blackout dates and restrictions, please contact the participating airline or hotel directly.

7. Participating airlines and hotels may periodically make changes—such as award-level changes, blackout-date changes or capacity-control changes—to their Frequent Customer programs. AMEX is not responsible for informing you of changes to participating Frequent Customer programs.

8. We assume no responsibility for points converted from your program account into a participating Frequent Customer program or for the actions of any participating airline or hotel in connection with its Frequent Customer program or otherwise.

9. Any airline’s or hotel’s participation in the program is subject to change with or without notice.

10. The insurance programs listed below will not apply to flights taken with Frequent Flyer tickets, unless the insurance program offers an option for Frequent Flyer ticket coverage and you have enrolled in such an option, even if such tickets were obtained by using points converted from a program account. Insurance coverage will only be activated pursuant to the Terms & Conditions of such coverage. The insurance programs are as follows: Travel Accident Insurance, Business Travel Accident Insurance, Automatic Flight Insurance, Executive Flight Protection, Automatic Flight Insurance Plus, Executive Flight Protection Plus, Business Airflight Insurance, Business Airflight Insurance Plus, Baggage Insurance, Baggage Delay and Loss Protection and Executive Baggage Protection Insurance.

11. In the event that notice must be given that an airline will cease participation in the program, we reserve the right to limit the number of points to an amount not less than 100,000 points that you may convert into that airline’s Frequent Flyer program prior to the date that the airline’s participation in the program ceases.

HOTEL TRAVEL CERTIFICATES

1. Guest must present Certificate upon check-in.

2. Blackout dates may apply.

HYATT HOTELS AND RESORTS®

1. Certificates redeemable only at participating Hyatt locations listed on the Certificate and subject to availability.

2. All hotel reservations must be made in advance by calling 1-800-233-1234. The Hyatt Certificate code, located on the front of the Certificate, must be provided when making reservations.

3. If, for some reason, the Hyatt Certificate is not surrendered at check-in, the Certificate holder will have seven days from date of check-out to provide the hotel with the correct Certificate. If the Certificate holder should fail to do this, the Certificate holder’s credit card will be charged.

4. Valid for a standard guest room, single or double occupancy, and only applies to the guest-room rate and associated taxes.

5. No credit will be issued for any Certificate that is not fully used.

6. Elite and Premier Level: Valid for one continuous stay comprised of consecutive nights at any one Hyatt.

7. Prestige Level: Valid for a two-night weekend stay plus a full American breakfast each morning of the Certificate stay at a Hyatt-operated restaurant within the hotel in which the Certificate holder is registered. A weekend night is defined as either a Thursday, Friday, Saturday or Sunday night.

8. Other restrictions apply. Please visit https://www.certificates.hyatt.com for complete terms and conditions and participating locations.

9. HYATT name, design and related marks are trademarks of Hyatt Corporation. ©2006 Hyatt Hotels Corporation. All rights reserved.

MARRIOTT ® INTERNATIONAL INC.

1. Valid only at participating hotels.

2. Flex and Worldwide awards include breakfast for two the following morning and all applicable room taxes.

3. Bonus Bucks Coupon requires a two-night paid stay when redeeming.

4. Award Certificate is valid for 15 months from date of issue.

5. Other terms and conditions apply. Visit Marriott.com/incentives for complete terms and conditions.

OMNI HOTELS®

1. All stays include room taxes and a special Omni Hotels welcome amenity.

2. Based on availability, blackout dates may apply.

3. Guest is responsible for gratuities and incidentals and any applicable taxes and fees.

4. Reservations must be made in advance.

5. Award Certificate is valid 12 months from date of issue.

6. Valid in standard rooms.

7. Valid for one continuous stay comprised of consecutive nights.

8. Award Certificate is not combinable with upgrade certificates, other promotional certificates, groups or convention rates, tour packages or promotional offers.

9. Cannot redeem for cash or other substitutions, not replaceable if lost, stolen, destroyed or expired. Void if altered, photocopied or reproduced.

10. Award Certificate will be voided if sold for cash or other consideration.

FAIRMONT HOTELS & RESORTS

1. Valid at select Fairmont Hotels & Resorts locations.

2. All point values for one-night stay in a double-occupancy Standard room with breakfast for two and include all taxes and gratuities.

3. Advance reservations required.

4. For a list of the participating Fairmont Hotels & Resort locations that accept each certificate, visit www.fairmont.com/ovation.

PREFERRED HOTEL GROUP

1. Certificate is available for a one-night stay in a double-occupancy room type at select properties.

2. For a list of the participating properties, visit www.preferredhotelgroup.com/amexMRewards.

3. Subject to availability and Preferred Hotel Group Inc.’s general terms and conditions.

4. Customers are responsible for all additional room nights and for all incidentals such as, but not limited to, the following: food and beverage, telephone, fitness center, laundry, etc.

5. Advance reservations required.

6. Certificate must be presented upon check-in.

7. Certificates are combinable.

LOEWS HOTELS

1.Offer valid with advanced reservations only.

2.Reward does not include food, beverage, incidental charges, service charges, or gratuities.

3.Reward is not replaceable and has no refundable cash value.

4.Lost, stolen or destroyed vouchers will not be replaced.

SOL MELIA

1. Subject to Sol Melia, Inc.’s standard cancellation fee policy.

2. Subject to room availability.

3. Reward Certificates have no cash value and may not be sold, bartered, or purchased.

4. Lost, stolen or destroyed certificates will not be replaced.

5. Reward Certificates may not be combined with any other discounts, promotions, or offers.

SWISSOTEL

1. Visit www.swissotel.com/offers/membershiprewards for a list of participating locations for each award category.

2. Advance reservations required.

3. Subject to availability and Swissotel Hotels and Resorts general terms and conditions.

4. Guests are responsible for all additional room nights and for all incidental charges.

DESTINATION HOTELS & RESORTS

1. Advance reservations required.

2. Offer subject to availability.

3. All point values for one-night stay in a double-occupancy room.

4. Reward does not include food, beverage, incidental charges, service charges or gratuities.

5. Reward is not replaceable and has no refundable cash value.

6. Lost, stolen or destroyed vouchers will not be replaced.

RADISSON HOTELS & RESORTS

1. Offer valid with advance reservations only.

2. This offer may not be used in conjunction with any package plan, special promotion, group or convention rate, or any other discounted rate.

3. Reward does not include food, beverage, incidental charges, service charges, gratuities, or tax.

4. Gold Rewards/Air mileage will not be awarded in conjunction with the Reward.

AIRLINE TRAVEL CERTIFICATES

The following Terms & Conditions apply to Virgin Atlantic Airways, Air Jamaica, SWISS, South African Airways, Qantas and Cathay Pacific Airways, in addition to the specific Terms & Conditions of each Travel Certificate Partner.

1. All travel must originate in the U.S., and all tickets must be issued in the U.S. and will be sent only to U.S. mailing addresses.

2. Reservations will be held for the following amount of time: 21 days for Virgin Atlantic, 30 days for Air Jamaica, SWISS, South African Airways, and Qantas. Above airlines must receive the Membership Rewards Certificate within above-mentioned reservation window or reservation will be canceled (exception: SWISS must receive Certificate within 21 days). If Certificate is not received by above airlines seven days prior to departure, reservations will be automatically canceled.

3. Travel Certificates are not combinable and cannot be exchanged for a discount on lower or invalid fare class.

4. Airline is responsible for obtaining all applicable taxes and fees directly from the CM at the time of ticketing. All applicable government fees and taxes (domestic and foreign) are the responsibility of the CM and must be paid at the time of ticket issuance. Such charges will be advised at the time reservations are confirmed. When the CM makes the reservation, he or she will be asked for his or her Card information for billing purposes.

5. Certificates for Travel Rewards have no cash value and may not be sold, bartered or purchased. Lost, stolen or destroyed Certificates will not be replaced.

6. Seats may be limited and may not be available on all flights. Wait-list sectors are not allowed.

7. Certificates are transferable to others and can be used as gifts.

8. Cardmembers must purchase tickets with a valid American Express Card.

9. For companion ticket rewards, companion must be booked on same flights, dates and fare class.

10. Only one companion per companion Certificate reward.

11. Paid upgrades are not available, and Frequent Flyer mileage program upgrades are not applicable. (This rule not applicable to Air Jamaica.)

12. After booking is made, CM must send Certificate directly to airline at the address indicated on the redemption information sheet on the back of the certificate in order to obtain tickets.

13. Tickets must be issued within six months of the date the Certificate is issued (except Air Jamaica).

VIRGIN ATLANTIC AIRWAYS TRAVEL CERTIFICATES

1. An expedite fee of $50 per ticket will apply when Certificates are received by Virgin Atlantic Airways for ticketing within seven to 21 days of departure.

2. Cardmembers will receive tickets at least seven days prior to departure.

3. Any changes to itinerary must be made prior to departure from the U.S. and will incur a fee of $50 plus an expedite fee.

4. Certificate is valid for travel between the U.S. and London used in conjunction with a six-month apex or higher fare (“Y” or “B” class).

5. Once issued, Virgin Atlantic Airways tickets are valid for one year or until Dec. 31, 2007, whichever occurs first. All travel must be completed by Dec. 31, 2007.

AIR JAMAICA TRAVEL CERTIFICATES

1. Certificates will be valid for travel from Air Jamaica U.S. gateways to Jamaica and other Caribbean destinations served by Air Jamaica Limited.

2. Certificates will not be accepted for travel on the London and Havana, Cuba, routes.

3. While the Certificates may be presented by the member as a gift, once the Certificate has been redeemed the names may not be changed.

4. American Express Membership Rewards Certificates must be redeemed within 6 months of the issue date.

5. Air Jamaica Limited accepts no liability for Certificates that may be lost or stolen while in transit to its offices. Non-receipt and any issues which arise as a result thereof are the responsibility of, and are to be handled by, the American Express Membership Rewards Customer Service Department to the full exoneration of Air Jamaica.

6. The terms and conditions of this program may be changed at any time with or without notice.

Reservations

Upon completion of making a reservation with Air Jamaica’s Reservations Department, caller will be provided with a Reservation Code.

Schedule Changes

Air Jamaica reserves the right to add/delete destinations applicable to this program without notice. In cases where the origin and/or destination is no longer available, an alternate (within the carrier’s route structure) will be offered. Transportation to the alternate origin or destination is the responsibility of the member when the change occurs prior to commencement of the journey.

Ticketing

1. American Express Certificates must be received in the Air Jamaica E-Ticket Department within 7 business days (Monday–Friday) of departure.

2. Certificates received under 7 days, but not less than 2 days prior to departure, will be assessed a “RUSH FEE” of $100.00 charged against the member’s American Express Card.

3. Certificates received 2 days or less prior to departure will not be processed for travel.

4. E-mail confirmation of ticket issuance will be sent within 14 days following receipt of Certificates. If a valid e-mail address is not available/furnished, an itinerary and receipt will be mailed to the member’s address included on the redemption form.

5. All tickets processed will be electronic. Passengers who require paper tickets will be assessed a charge of $40.00 USD as is consistent with the carrier’s filing for other “print to paper” ticket requests.

Restrictions

1. Tickets issued in exchange for Certificates will have a validity of 1 year from date of issue, after which they will expire. Tickets are valid for thirty (30) days once travel begins. The tickets are nontransferable and have no cash value. Voluntary re-routing of tickets on other carriers is not permitted.

2. Travel will not be permitted on the following dates in 2007 January 1-7, and February 16-21, April 6-11, May 25-30, June 30-July 5, August 31- September 5, November 19-23, and December 14-31. Additional dates may apply.

3. Changes to ticket after issuance will be assessed a charge of $100.00 USD to the member’s American Express account.

4. Tickets issued under this program will be eligible to participate in the airport upgrade program, at the fees currently being assessed at the time of travel.

SWISS TRAVEL CERTIFICATES

1. SWISS must receive the Membership Rewards Certificate within 21 days of reservation or the reservation will be canceled. If Certificate is not received by SWISS seven days prior to departure (with a $45 per ticket rush fee if such receipt is seven to 14 days before departure, as set forth below in No. 2), reservations will be automatically canceled.

2. The American Express Certificate must be received by SWISS at least 14 days prior to departure from the U.S. A rush fee of $45 per ticket will apply when Certificates are received by SWISS for ticketing within seven to 14 days of departure. In all circumstances, Certificate must be received by SWISS for ticketing at least seven days prior to departure.

3. Cardmembers will receive tickets or e-tickets at least five days prior to departure or, if rush fee is paid, within two working days from the date Certificate is received by Participant.

4. Any changes to itinerary must be made prior to departure from the U.S. and will incur a fee of $30, plus an expedite fee of $45, if within 14 days of departure.

5. Certificate is valid for travel from SWISS-operated U.S. gateways to geographical Europe (code share flights operated by other airlines are excluded).

6. Once issued, SWISS tickets are valid for one year and are nonrefundable.

7. Travel is not permitted on the following days in 2007: Jan. 1–5 and Dec. 14–31.

SOUTH AFRICAN AIRWAYS TRAVEL CERTIFICATES

1. If Certificate is not received by SAA seven days prior to departure (with a $45 per ticket rush fee if such receipt is seven to 14 days before departure, as set forth below in No. 2), reservations will be automatically canceled.

2. The Membership Rewards Certificate must be received by SAA at least 14 days prior to departure from the U.S. A rush fee of $45 per ticket will apply when Certificates are received by SAA for ticketing within seven to 14 days of departure. In all circumstances, Certificate must be received by SAA for ticketing at least seven days prior to departure.

3. Cardmembers will receive tickets at least five days prior to departure or, if a rush fee is paid, within two working days from the date Certificate is received by SAA.

4. Any changes to itinerary must be made prior to departure from the U.S. and will incur a fee of $30, plus an expedite fee of $45, if within 14 days of departure. Certificate is valid for travel on SAA from SAA U.S. gateways to South Africa (code share flights operated by other airlines are excluded).

5. No mileage credit is allowed.

6. Once issued, SAA tickets are valid for six months.

QANTAS TRAVEL CERTIFICATES

1. If Certificate is not received by Qantas seven days prior to departure (with a $45 per ticket rush fee if such receipt is seven to 14 days before departure, as set forth below in No. 2), reservations will be automatically canceled. No wait lists will be accepted.

2. The Membership Rewards Certificate must be received by Qantas at least 14 days prior to departure from the U.S. A rush fee of $45 per ticket will apply when Certificates are received by Qantas for ticketing within seven to 14 days of departure. In all circumstances, Certificate must be received by Qantas for ticketing at least seven days prior to departure or reservation will be automatically canceled.

3. Cardmembers will receive tickets or e-tickets at least five days prior to departure or, if a rush fee is paid, within two working days from the date Certificate is received by Qantas.

4. Any changes made after ticket issuance will incur a fee of $75, plus an expedite fee of $25, if within 14 days of departure. Any changes after departure will incur a $100 fee.

5. Certificates are valid for travel from Los Angeles and New York City to Brisbane, Melbourne and Sydney, Australia, or to Auckland, New Zealand, on flights operated by Qantas Airways. They are not valid on charter flights or code share flights. From Los Angeles or New York City to Brisbane, travel must be on direct services. No connections outside the U.S. are allowed. Domestic flights within Australia are not included as a Travel Reward.

6. Qantas’s Contract of Carriage and Conditions of Carriage apply to all travel.

7. Once issued, Qantas tickets are valid for six months from the date of issuance or until Dec. 31, 2008, whichever occurs first. However, once travel commences, all travel must be completed within 30 days. All travel must be completed by Dec. 31, 2008, or the validity of the Qantas ticket, whichever occurs first.

8. These tickets may not be exchanged for cash, are not combinable with any other offer and do not accrue Frequent Flyer points.

CATHAY PACIFIC

1. The Membership Rewards Certificate must be received by Cathay Pacific at least 21 days prior to departure from the U.S. or a rush fee of $150 per ticket will apply. In all circumstances, Cathay Pacific must receive Certificate for ticketing, and any additional payments or fees, at least 7 days prior to departure or reservations will be automatically canceled.

2. Cathay Pacific will send tickets at least 5 days prior to departure or, if a rush fee is paid, within 2 working days from the date Cathay Pacific receives Certificate.

3. Any changes to itinerary or passenger name after the initial booking has been made with a Cathay Pacific Reservations agent (regardless whether the ticket has been issued or not) will incur a nonrefundable change fee of $150 per ticket. If Cathay Pacific receives the change request less than 21 days from the new departure date, a rush charge of $150 per ticket will also apply. Ticket will be issued as an electronic ticket (ET). After ticket issuance, the ticket is 100% non-refundable.

4. Certificates are valid for travel from New York (CX889/888 or CX831/830), Los Angeles (CX881/880 or CX883/882 or CX885/884) or San Francisco (CX873/872) to Hong Kong. Travel is valid only on flights operated by Cathay Pacific and is not valid on code share flights.

5. Paid upgrades, upgrades with FFP mileage, open segments and prepaid ticket advance are not permitted.

6. Reward travel is in “O” class for Economy Class travel.

7. Cardmember is responsible for all taxes, fees and surcharges applicable to the air transportation at time of ticket issuance. Cardmember must purchase tickets and pay taxes with a valid American Express Card with U.S. billing address.

8. All travel must originate in the U.S., and tickets will be sent only to U.S. mailing addresses.

9. Once issued, Cathay Pacific tickets are valid for 6 months from original outbound travel date or until December 31, 2008, whichever occurs first. All travel must be completed by December 31, 2008. Travel is not permitted on the following days in 2007: January 1-6; February 11-27; April 1-15; Dec 15-31. Travel is not permitted on the following days in 2008: January 1-6; January 31 – February 16; March 15-29; Dec 12-31.

10. Cathay Pacific is not responsible for lost, late or misdirected mail or courier shipments.

11. No discounts are available for children or infants. Not combinable with any other promotion.

12. Award travel does not earn points or mileage in any Frequent Flyer program.

13. For travel beyond Hong Kong to a specified onward destination, Membership Rewards enrollees are responsible for payments of additional fares and taxes.

ADVENTURE/SPORT TRAVEL CERTIFICATES

The following Terms & Conditions apply to Busch Entertainment Properties, Butterfield & Robinson, O.A.R.S., Tauck World Discovery, Mountain Travel Sobek, Abercrombie & Kent, Epiculinary, Entertainment Benefits Group, Skip Barber Racing School, Richard Petty Driving Experience, Xperience Days, Classic Car Club, Space Adventures, Smithsonian Journeys, TROON Golf, ESPN Golf Schools, and Van Der Meer in addition to the specific Terms & Conditions of each Travel Certificate Partner.

1. Customer is responsible for any additional charges beyond the value of the Rewards Certificate including, but not limited to, applicable taxes, fees and incidental charges.

2. Certificates have no cash value and may not be sold, bartered or purchased.

3. Certificate cannot be redeemed through a travel agency.

4. Lost, stolen or destroyed Certificates will not be replaced.

5. Membership Rewards points are not refundable once redeemed.

6. Certificates may not be combined with any other discount or offer.

BUTTERFIELD & ROBINSON

1. Subject to availability and the general terms and conditions of Butterfield & Robinson.

2. Limit one Butterfield & Robinson Reward Certificate per traveler per trip.

3. Terms and conditions on the front of the Certificate supersede terms and conditions on the back of the Certificate.

4. Deposit is required to hold customer reservation.

5. Certificate must be received by Butterfield & Robinson prior to trip departure.

O.A.R.S.

1. Valid only on land cost fees for any O.A.R.S. domestic package excluding the Grand Canyon.

2. All departures, subject to availability.

3. Vouchers are not valid on existing account balances.

4. A deposit is required to reserve space on any scheduled departure.

5. The Certificate must be received by O.A.R.S. prior to final payment due date.

6. Standard O.A.R.S. booking and cancellation conditions apply.

7. Terms and conditions on the front of the Certificate supersede terms and conditions on the back of the Certificate.

8. Limit one reward certificate per traveler per trip.

9. All participants are required to sign a standard liability release before the trip, acknowledging awareness and acceptance of risk.

10. Cannot be redeemed through a travel agency.

11. May not be combined with any other discount or offer.

TAUCK WORLD DISCOVERY

1. Deposit is required to hold customer reservation.

2. Certificate must be received by Tauck prior to trip departure.

3. Only one Membership Rewards Certificate may be redeemed per person per tour reservation.

4. Membership Rewards Certificates will be applied toward final payment of a reservation only.

MOUNTAIN TRAVEL SOBEK

1. Certificate is only applicable toward the land cost of an Adventure Trip. It is not applicable toward single supplements, airfare, insurance, park fees, port fees, extras and extensions.

2. Only one certificate per person per trip.

3. Fitness screening is done by Adventure Sales Consultants at the time of booking. Mountain Travel Sobek does not guarantee that customer will qualify as physically fit for their desired trip, and may counsel them to select another trip.

4. Subject to Mountain Travel Sobek’s standard cancellation fee policy.

ABERCROMBIE & KENT

1. Certificate only applicable toward the land cost of an Abercrombie & Kent travel package. It is not applicable toward single supplements, airfare, insurance, park fees, port fees, extras and extensions.

2. Abercrombie & Kent, Inc., does not guarantee that customer will qualify as physically fit for the desired trip.

3. Certificate must be redeemed directly with Abercrombie & Kent.

4. Deposit is required to hold customer reservation. Certificate may be applied toward deposit if ordered prior to time of reservation.

5. Certificate must be received by Abercrombie & Kent, Inc., prior to trip departure.

6. Subject to Abercrombie & Kent’s standard cancellation fee policy.

7. Only one Membership Rewards Certificate may be redeemed per person per tour reservation.

SMITHSONIAN JOURNEYS

1. Not valid with other offers.

2. Subject to availability.

3. Terms and restrictions apply.

4. MR certificates are not redeemable on Smithsonian Journeys Travel Adventures operated by Collette Vacations.

5. Certificate must be received by Smithsonian Journeys., prior to trip departure.

SKIP BARBER RACING SCHOOL

1. Each guest who wishes to participate in any Skip Barber Racing School program or service must comply with all applicable rules and procedures, including but not limited to qualifications, signing of required waivers and releases, and personal conduct.

2. Subject to availability.

3. Call Skip Barber Racing School at 800-221-1131 at least four weeks before the date of the program you wish to attend. Tell the representative you will be using a Membership Rewards Certificate. Skip Barber Racing School will hold your reservation for 30 days.

4. Visit www.americanexpress.com/rewards or call 1-800-AXP-EARN (297-3276) to redeem for the Certificate. The Certificate will be sent directly to you within 10 business days.

5. Once you receive the Certificate, call Skip Barber Racing School to provide the Certificate number. Present Certificate upon check-in.

6. Blackout dates: Lime Rock Park schools, blackout from June 1, 2007 to September 30, 2007. Laguna Seca schools, blackout from May 1, 2007 to September 30, 2007 & December 22, 2007 to January 2, 2008.

7. You are responsible for any additional charges beyond the value of the Certificate including, but not limited to, applicable taxes, fees and incidental charges.

RICHARD PETTY DRIVING EXPERIENCE

1. Must be 16 years or older to ride and 18 years or older to drive.

2. Certificate must be presented at check-in. Failure to present Certificate at time of check-in will result in cancellation of experience or full payment at current retail price of experience.

3. Cancellation of experience due to weather or other factors will result in rescheduling of experience based on availability.

4. Certificate does not include airfare or travel costs.

5. Walt Disney World Speedway® is located in Lake Buena Vista, FL, next to the Magic Kingdom®.

6. All driving programs last approximately three hours.

7. Free admission for spectators.

XPERIENCE DAYS

1. Limit (1) certificate per person.

2. Subject to Xperience Days, Inc. standard cancellation fee policy.

SPACE ADVENTURES®

1. All rewards require advance reservation. Please contact Space Adventures before redeeming.

2. Certain expenses are not covered by these rewards. These include, but are not limited to, air transportation to/from the CM’s home city, airport arrival and departure taxes, insurance, Cancellation Protection Plan, passport and visa fees, pre- or post-voyage arrangements, and meals not included on the itinerary.

3. Rewards are intended for persons in generally good health and without physical disabilities, which would create a hazard either for the MR Customer or other participants. A signed liability waiver is required before participation in certain programs. Certain programs require a standard medical physical, the result of which may prevent the CM from participating in the program if serious conditions warrant.

4. Some programs require participants to be over 16 years of age to participate.

5. Space Adventures reserves the right to disqualify any participant for any reason.

6. CM is subject to the terms and conditions of Space Adventures.

7. Additional restrictions apply. For more information about Space Adventures and its programs, please visit www.spaceadventures.com or call 1-888-85-SPACE (857-7223).

TROON GOLF

Valid for one round of golf.

1. Certificate A only valid at Category A Courses and Certificate B only valid at Category B Courses.

2. Certificates valid for tee-times/play Monday through Thursday (all course hours) subject to availability at the time of reservation; only after 2pm Friday, Saturday and Sunday.

3. Tee-time reservations should be made in accordance to facility guidelines where you intend to play.

4. Certificates include greens fee, cart fee and practice-range fees.

5. Certificates are valid for 12 months from date of issue.

6. Original Certificate must be presented at time of play.

7. Certificate is transferable.

ESPN GOLF SCHOOLS

1. Certificates available for packages at all locations.

2. Certificates are valid for 12 months from date of issue.

3. Certificate is transferable.

4. Original Certificate must be mailed to the following address prior to scheduled lesson.

5. Club orders will be placed when Certificates are received through the mail.

6. Please call 1-800-642-5528 to make your reservations if you have not done so already and tell them you will be using a Membership Rewards Certificate as payment. When your reservation is confirmed, mail this certificate to: ESPN Golf Schools Attn: Scott Daigle 2730 W. Agua Fria Fwy, Suite 207 Phoenix, AZ 85027

VAN DER MEER

1. Customer is responsible for any additional charges beyond the value of the Rewards Certificate including, but not limited to, lodging costs and other incidental charges.

2. Offer valid with advance reservations only.

3. Certificate must be redeemed through Van Der Meer Tennis. Certificate cannot be redeemed through a travel agency.

4. Certificate must be received by Van Der Meer Tennis before check-in.

5. Subject to Van Der Meer Tennis standard cancellation fee policy.

EPICULINARY

1. Certificate is only applicable toward the land cost of an Epiculinary multi-night travel package.

2. $1,000-off Certificate can only be used towards travel packages equal to or greater than $3,000 per person.

3. Limit two (2) Certificates per traveler per trip.

4. Deposit is required to hold customer reservation. Certificate may be applied toward deposit if ordered prior to time of reservation.

5. Certificate must be received by Epiculinary, Inc., prior to trip departure.

6. Subject to Epiculinary, Inc., standard cancellation fee policy.

VAIL RESORTS

All Rewards

1. Valid for Vail, Beaver Creek, Breckenridge, Keystone, and Heavenly (except where noted for lodging rewards).

2. Certificate is valid for the 2006-2007 season only.

3. No credit or cash is given to you in the event a Certificate expires.

4. Certificate may not be sold, bartered, or brokered. All rewards except lodging rewards are transferable.

5. Blackout Dates Apply.

Lodging Rewards

1. Call 1-888-333-0953 to make your reservations prior to ordering these Certificates and inform the customer-service representative of this Certificate. Based on availability.

2. Breckenridge-Keystone reward valid for a hotel room at Great Divide Lodge, Village at Breckenridge Hotel, Inn at Keystone and the Keystone Lodge or for a studio at Keystone Village Studios and River Run. Vail–Beaver Creek–Cordillera reward valid for a hotel room at The Lodge at Vail, The Pines Lodge, the Inn at Beaver Creek, and Cordillera. Family Ski Vacation reward valid for a two-bedroom, two-bath condominium at Arrowhead Village, Chapel Square, Seasons at Avon, Village at Breckenridge Plaza, Mountain Thunder Lodge, River Run, Lakeside Village and select deluxe-lodging properties at Keystone.

3. Certificate must be surrendered upon check-in or credit card on file will be charged for the full amount of stay. Cannot be combined with any other promotional offer.

4. Guest is responsible for gratuities and incidental charges during the stay.

AMERICAN SKIING COMPANY

All Rewards

1. Certificate valid for the 2006–2007 ski season only. No credit or cash given in the event a Certificate expires.

2. Original Certificate must be presented and redeemed at a ticket window (except where noted).

3. Certificate carries no cash value and may not be sold, bartered or brokered, is non-refundable and cannot be used in conjunction with any other promotional offer.

Lift Ticket Rewards and Ski/Snowboard Rentals

1. Valid at Attitash in New Hampshire; Sunday River and Sugarloaf/USA in Maine; Killington, Mount Snow and Pico in Vermont; The Canyons in Utah; and Steamboat in Colorado.

2. 3-Day Lift Ticket valid for 3 consecutive days of skiing; 5-Day Lift Ticket valid for 5 consecutive days of skiing.

Lodging Packages

1. Advance reservations required by calling 1-866-317-2816 and mentioning Package Rate Feature Code AX. Based on availability.

2. Deluxe Package valid at Grand Summit Resort Hotels at Attitash, NH; Mount Snow, VT; Sunday River and Sugarloaf/USA, ME.

3. Luxury Package valid at the Grand Resort Hotels at Killington, VT, and Steamboat, CO; and at the Grand Summit Hotel at The Canyons, UT. Also valid at Sundial Lodge at The Canyons.

4. Blackout dates: Jan. 1, 2007; Jan. 13–15, 2007; Feb. 17–23, 2007.

ASPEN/SNOWMASS

For Lift Tickets

1. Valid at all Aspen Skiing Company operated mountains – Snowmass, Aspen Mountain, Aspen Highlands and Buttermilk.

2. Certificate is valid for the 2006/2007 winter season: Aspen Mountain and Snowmass – November 23, 2006 – April 15, 2007. Aspen Highlands and Buttermilk – December 9, 2006 – April 1, 2007.

3. The following blackout dates apply: January 1- January 3, 2007, February 17–February 19, 2007, March 9–March 22, 2007.

4. No cash or credit will be given if the Rewards Certificate expires.

5. Certificates may not be combined with any other offer or promotion.

6. Call 970-923-1227 for other resort information.

7. Certificate must be surrendered upon redemption and is nontransferable.

8. Lift tickets are nontransferable and nonrefundable upon redemption of certificate.

For Ski or Snowboard Rental Equipment:

1. Valid at all Aspen Skiing Company operated retail locations: Aspen/Snowmass Sports at Aspen Highlands, Buttermilk, and Two Creeks at Snowmass (which include the D&E Ski & Snowboard Shops in Aspen and Snowmass Village and Pro Mountain Sports).

2. Certificate is valid for the 2006/2007 winter season: Aspen Mountain and Snowmass – November 23, 2006 – April 15, 2007. Aspen Highlands and Buttermilk – December 9, 2006 – April 1, 2007.

3. Certificates may not be combined with any other offer or promotion.

4. Call 970-923-1227 if you have questions.

5. Certificate must be surrendered upon redemption.

6. Rental equipment is nontransferable and nonrefundable upon redemption of Certificate.

7. There are no blackout dates on equipment rentals

INTRAWEST MOUNTAIN RESORTS

One-Day Lift Ticket

1. Valid for a one-day lift ticket at Mountain Creek, NJ; Snowshoe, WV; Copper, CO or Winter Park, CO only.

2. Offer excludes Stratton, VT.

3. Once points are redeemed, the redemption is permanent and non-returnable.

4. This certificate is valid from November 15, 2006 to April 15, 2007, subject to resort operating schedules.

5. The following blackout dates apply: January 13 to 15, 2007 and February 14 to 19, 2007.

6. Original certificate must be presented at ticket window.

7. Certificate carries no cash value and may not be sold, bartered or brokered.

8. Certificate is transferable.

Three-Day Lift Ticket

Valid for a three-day lift ticket at participating mountains listed below.

1. Valid for a three day lift ticket at Snowshoe, WV; Copper, CO; Winter Park, CO; Stratton, VT only.

2. Offer excludes Mountain Creek, NJ.

3. Once points are redeemed, the redemption is permanent and non-returnable.

4. This certificate is valid. from November 15, 2006 to April 15, 2007, subject to resort operating schedules.

5. The following blackout dates apply: January 13 to 15, 2007 and February 14 to 19, 2007.

6. Original certificate must be presented at ticket window.

7. Certificate carries no cash value and may not be sold, bartered or brokered.

8. Certificate is transferable.

Standard Ski Rental

1. Valid for a one-day adult rental package at Mountain Creek, NJ; Snowshoe, WV; Copper, CO; Winter Park, CO; Stratton, VT only.

2. Once points are redeemed, the redemption is permanent and non-returnable.

3. This certificate is valid from November 15, 2006 to April 15, 2007, subject to resort operating schedules and to equipment availability.

4. The following blackout dates apply:, January 13 to 15, 2007 and February 14 to 19, 2007.

5. Original certificate must be presented at participating rental locations.

6. Certificate carries no cash value and may not be sold, bartered or brokered.

7. Certificate is transferable.

THE MOORINGS AND NAUTICBLUE

The following Terms & Conditions apply to The Moorings and NauticBlue. Additionally, you may learn more about the terms and conditions specified by each of these travel Certificate participants at www.americanexpress.com/rewards or by calling 1-800-AXP-EARN (297-3276).

1. Certificate is applicable toward any travel package offered by The Moorings or NauticBlue. Bookings must be for a minimum of 5 days.

2. Travel package must be booked and Certificate redeemed directly with The Moorings or NauticBlue.

3. Cancellation of booked travel packages is subject to the standard cancellation fee policy of The Moorings or NauticBlue, which you may learn for The Moorings at www.moorings.com or by calling 1-888-952-8420; for NauticBlue at www.nauticblue.com or by calling 1-800-416-0224.

4. Certificates may be transferred as gifts but may not be bartered, sold or purchased.

5. Deposit is required to hold customer reservation.

6. Must be received by The Moorings or NauticBlue prior to trip departure.

COUNTRY WALKERS

The following Terms & Conditions apply to Country Walkers. Additionally, you may learn more about the terms and conditions specified by each of these travel Certificate participants at www.americanexpress.com/rewards or by calling 1-800-AXP-EARN (297-3276).

1. Certificate is applicable toward any travel package offered by Country Walkers. There is a limit of one Certificate per traveler per trip.

2. Travel package must be booked and Certificate redeemed directly with Country Walkers.

3. Cancellation of booked travel packages is subject to the standard cancellation fee policy of Country Walkers which you may learn for Country Walkers at www.countrywalkers.com.

4. Certificates may be transferred as gifts but may not be bartered, sold or purchased.

5. Certificate can only be used for 2007 adult reservations. It cannot be applied to the following: New Zealand/North & South; Iceland; Turkey; Corsica; Croatia.

6. Certificate cannot be redeemed through a travel agency.

7. Membership Rewards certificates may not be combined with other discounts or offers.

8. The use of a Membership Rewards certificate must be disclosed at time of reservation (they cannot be applied to a reservation once the reservation is confirmed).

9. Membership Rewards certificates may not be combined with other discounts or offers, or applied to Private Trips. 10. Limit of $1,000 in Rewards certificate points per person per trip.

LAND AND SEA

1. Effective Dates: Rewards described are valid for travel from Jan. 1–Dec. 31, 2007. All rewards and corresponding point levels expire on Dec. 31, 2007, with no exceptions.

2. Redeeming Points: Only the Basic CM, an authorized Additional CM or an individual authorized by the Basic CM is permitted to redeem points for a reward. Points cannot be redeemed during travel or after travel has taken place. Published point levels may change due to currency exchange-rate fluctuations, changes in duties, taxes, government levies and fuel surcharges. Points must be redeemed to reserve a reward, and once a reservation has been made the points are nonrefundable, except as noted below.

3. Reservations: Reservations, cancellations and changes can be made only by calling American Express at 1-800-AXP-EARN (297-3276), Monday through Sunday, 8:00 a.m. to 10:00 p.m. (EST). Reservations are subject to availability, must be made by American Express Land and Sea Vacations and must be confirmed at time of booking. Reservations should be made and confirmed at least two weeks prior to check-in/embarkation. Reservations made less than two weeks prior to check-in/embarkation must be approved by the supplier and will be subject to a processing fee. Modifications to existing reservations will be subject to a processing fee. Rewards are valid only for individual travel and are not applicable for groups or conventions. Rewards are non-commissionable to travel agencies and are valid for new bookings only.

4. Cancellations: In the event a cancellation is requested after the reservation has been confirmed, the CM may, for a fee, book another reward or have points reinstated. It is the Cardmember’s responsibility to pay for any additional penalties charged by the hotel, tour operator or cruise line.

5. Refunds: No refunds, credits or substitutions will be issued for any unused portion of a reward, or if improper proof of citizenship or naturalization documents results in your being denied boarding or entry. All points will be forfeited if you do not show up for your confirmed reward.

6. Travel Documents: Travel documents for cruise and tour packages will be issued at least two weeks prior to check-in/embarkation. Travel documents are nontransferable, are void if altered and must be presented at check-in/boarding. A fee will be charged to reissue or replace travel documents. Confirmation numbers for hotel bookings will be provided at the time of the booking.

7. Hotel Properties: Point levels are (1) for standard room categories; (2) per night, based on single or double occupancy; and (3) inclusive of applicable taxes and standard service fees. Room upgrades may be purchased in advance with points, if available. If an amenity is included, the hotel is solely responsible for fulfillment. Fees for third and fourth persons must be paid in cash at the hotel.

8. Vacation Packages: Point levels are (1) for standard room categories; (2) land only, unless otherwise stated; (3) based on double occupancy, unless otherwise stated; and (4) inclusive of applicable taxes and standard service fees. Room and car rental upgrades and additional nights may be purchased in advance, if available. Point levels for singles may vary or may not be available. Published single-point levels are for private lodging accommodations. Packages that include a vehicle do not include fuel, optional personal accident insurance/personal effects, optional loss/collision damage waiver surcharges or local taxes. Some resorts and tour operators do not permit children. Some packages are for couples only. Ground transportation is not included unless otherwise stated.

9. Cruises: Point levels are (1) for the lowest outside-cabin category; (2) for cruise only; (3) based on double occupancy; and (4) include port charges. Cabin upgrades may be purchased in advance only for points, if available. Point levels for single occupancy may vary or may not be available. Onboard incidentals, off-ship services, shore excursions and gratuities are not included in the point levels unless otherwise stated.

10. General: Point levels are subject to change. Rewards are either land only or cruise only and do not include air or ground transportation, alcoholic beverages, parking fees, gratuities or personal incidental expenses, unless otherwise stated. Specific blackout dates and length of stay restrictions may apply. A holiday surcharge may apply when inventory is available. Rewards are not combinable with any other vendor or other AMEX offers, promotions, discounts, group amenities and/or Platinum Travel Service programs. Rewards are subject to all other supplier Terms & Conditions. Some vendors may assess individual service fees. All service fees are subject to change after Dec. 31, 2007. Reservations made through Land and Sea are not eligible for trip-cancellation insurance.

11. Responsibility and Liability: We act solely as an agent for the hotel, tour operator and cruise line and are not responsible for the acts or inaction of each such supplier. We are not liable for any loss or penalties incurred by you if or when a hotel, tour operator or cruise line is sold, ceases to exist or becomes inoperative; if a tour operator cancels a Vacation Package or a cruise line cancels a Cruise; or for acts of nature. Vacation Package components and cruise line ports of call are subject to change without notice. We are not liable for amenities, services and/or facilities not being available due to seasonal closings, renovations, strikes, bankruptcy and/or acts of nature.

12. The partners and benefits described herein are accurate at time of printing and are subject to change or cancellation without notice.

13. CST #1022318-10, Washington UBI #600-469-694, ML #1192, TA #002–Registered Iowa Travel Agency, NV #2001-0126. ©2007 American Express Travel Related Services Company, Inc. All Rights Reserved. Visit www.membershiprewards.com/terms.aspx for complete Terms and Conditions.

CAR RENTAL CERTIFICATES

1. Avis and Enterprise Certificates are combinable for an unlimited number of Certificates on a single transaction. Hertz Certificates are combinable with up to three Certificates on a single transaction.

2. Car-rental Certificates may not be combined with any other corporate discount program number, discount or promotional rates or programs.

3. Taxes, tax reimbursement, local airport fees, customer facility fees ($10/contract in CA for Avis), concession recovery fees, surcharges and optional services — such as refueling, upgrades to higher car classes, extra-day and drop charges, additional driver fee, LDW and optional insurance like PAE, PAI, PEC, SLL and LIS — are the responsibility of the CM for Avis and Enterprise Certificates only.

4. The American Express Car-Rental Loss and Damage Insurance will apply to eligible rentals by eligible CMs only. Noneligible CMs and non-CMs who use Car-Rental Certificates will not be covered. Payment must be made with the American Express Card.

5. Renter must meet participating rental-car establishment’s standard driver, credit and age qualifications (minimum rental age for Avis is 25; exceptions apply/under 25 surcharge may apply) at time and place of rental. Hertz minimum rental age is 21. Age differentials may apply. For Hertz International rentals, driver must present a valid driver’s license held for at least one year prior to rental.

6. All rentals are subject to availability and require a 24-hour advance reservation. International rentals with Hertz must be reserved at least eight hours prior to departure from the U.S.

7. Vehicles must be returned to renting location except where intercity and intracity drop-offs are permitted by the car-rental company.

8. Certificates are redeemable for the amount indicated on the face of the Certificate and have no cash value. When renting internationally, the value of Hertz and Enterprise Certificates will be exchanged for local currency at the time of rental. No credit will be issued for any unused portion. Certificates for Hertz International rentals apply to nonprepaid Affordable rates and require a minimum rental of five days and a maximum rental of three weeks.

9. Certificates must be surrendered at the time of rental, and no reproductions or photocopies of Certificates will be honored.

10. Renters using Certificates will not earn frequent-traveler miles/credits or points.

11. Car-rental Certificates cannot be returned for a credit on your American Express Card or for a redeposit of points into your program Account.

12. Certificates are transferable.

For Avis Only

1. Applicable at participating locations in the contiguous U.S., Hawaii, Puerto Rico and the U.S. Virgin Islands.

2. Applicable to best available rate, excluding special offers or corporate rates, by phone, Internet and at travel agency.

3. Avis offers a fixed 10% discount off the best available rate. Applicable to the time and mileage portion of the rental charge. Offer is for U.S. residents only. Offer may not be used in conjunction with any other AWD#, promotion or offer. Offer and vehicles are subject to availability at participating Avis locations in the U.S.

4. If applicable, there may be a mileage charge for miles in excess of the mileage allowance.

For Enterprise Only

1. Applicable at all U.S. locations and participating locations in Canada.

2. Applicable to standard rates only. Certificates may not be used with corporate rates, travel agency rates or any other rates except those provided by calling 1-866-875-0459.

3. Normal rental qualifications and restrictions apply.

4. Pick-up and drop-off service is subject to geographic and other restrictions.

For Hertz Only

1. Applicable at corporate locations in the U.S. and worldwide.

2. Applicable with best available published rate, less any discounts associated with an American Express–Hertz CDP#. No other contracted rate/discount programs apply. OPEN Savings Cardmembers can use their Hertz CDP discount for Rewards rentals in the U.S. paid on their American Express Business Card to receive 5% cash back on any amount due after the Certificate value has been deducted from the rental.

AMTRAK®

Certificates are valid for exchange at face value toward payment of passenger transportation fares and charges. Certificates are not redeemable for cash.

1. Certificates must be exchanged at an Amtrak ticket office. Call 1-800-USA-RAIL (872-7245) for more information.

2. Certificates may not be used for tickets-by-mail, for online purchases, at self-service ticketing machines (Quik-Trak), onboard trains or at travel agencies.

3. Certificates are valid for use within one year of the date issued, except where prohibited or otherwise extended by applicable law.

4. Travel using Certificates is subject to availability of space. Reservations must be made where required.

5. Travel in conjunction with Certificates is subject to normal restrictions and blackout dates that apply to the type of fare purchased.

6. Maximum value of Certificates is $300.

7. Certificates are void if altered or changed in any way. No photocopies or facsimiles will be accepted.

8. Certificates will not be replaced if lost, stolen or destroyed. Refunds will not be authorized.

RAIL EUROPE

All $100-Off Tickets/Passes only.

1. Please call 1-866-857-RAIL (7245) to make your reservations prior to ordering this Certificate. Please identify yourself as a Membership Rewards enrollee.

2. Full payment is required upon booking. Standard processing fees apply.

3. A $100 credit will be issued to you upon receipt of this Certificate by Rail Europe.

4. Once you have received your tickets/passes, enter your booking A/P number from your Rail Europe invoice and return to Rail Europe.

5. Allow 10 business days for delivery.

6. Two individuals must travel at the same time.

7. Offer cannot be combined with any other promotional offer. No credit or cash is given to you in the event a Certificate expires.

8. Certificate may not be sold, bartered or brokered. Certificates are transferable.

REWARDS AND REDEMPTIONS

1. All rewards are subject to availability. Certain rewards are available only during the time periods described in the program communications. Certain restrictions apply to rewards. Terms & Conditions of each reward are set forth in program communications and/or on the Certificates. Merchants participating in the program are subject to change. Some rewards have limited availability.

2. Redeemed rewards are not refundable, exchangeable, replaceable, redeemable or transferable for cash, credit, other rewards or points under any circumstances.

3. By redeeming rewards, you release AMEX and its parent, subsidiaries and affiliates from any and all liability regarding the redemption or use of rewards or other participation in the program.

4. Rewards must be redeemed in accordance with program communications. AMEX and participating merchants are not responsible for replacing lost, stolen or mutilated Certificates or tickets.

5. We reserve the right to modify or cancel any reward at any time.

6. Any additional travel or accommodation arrangements made in connection with any reward will be your sole responsibility.

7. Some rewards and/or Certificates require an additional charge for shipping and handling.

PRODUCT REWARDS

1. Merchandise will not be delivered to P.O., A.P.O. or F.P.O. boxes. Merchandise rewards can be shipped only to addresses in the 48 contiguous United States.

2. All product orders are subject to product availability. You will be notified if the item you have ordered is not available and if and when it will become available. We reserve the right to substitute items of equal or greater value. We will ship the model pictured or the most current comparable model available. Items shown are the latest models available at the time of printing. Items ordered at the same time may arrive separately. Merchandise will be delivered within 14 days of our receipt of the order, with the exception of Velvet Glove Service and select rewards with unique fulfillment. Allow four weeks for delivery of Velvet Glove Service and refer to redemption details on www.membershipsrewards.com for delivery timeframes on rewards with unique fulfillment.

3. Merchandise shipped by Velvet Glove will be delivered via Velvet Glove Service. A daytime phone number must be provided for orders that require Velvet Glove Service The Velvet Glove crew will bring the merchandise to your address, bring it into your premises, unpack it in the room of your choice (access permitting) and remove all packaging materials. The Velvet Glove crew will not install or set up the merchandise for you. Delivery appointments are available Monday through Friday from 9am to 5pm.

4. If you want to ship to an address other than your billing address, please advise the representative at the time you place the order. Addresses cannot be changed after order has been made.

5. Product rewards may be returned or exchanged within 30 days of delivery unless otherwise specified. TVs and merchandise items that have been assembled by the customer or delivery service may not be returned or exchanged unless proven to be damaged or defective. No exchanges or returns are accepted after 30 days.

6. Return Instructions: Advise your representative that you request a replacement when you call to return. Products must be in their original packaging (with the exception of Velvet Glove Service) and include batteries, cables, remote controls, etc.

7. All The Sharper Image® returns must be sent to the TSI Distribution Center within 60 days via insured parcel post or UPS for an exchange. Original packaging and paperwork must be included. Items should not be returned to store locations. Cash cannot be substituted for any product return. Offer not valid with previous purchases. Offer not valid with Price Matching Policy, Coupons, Merchandise Certificates or other discount/promotional offers. Additional freight will apply to international shipments. Merchandise Certificates will be issued for any returns.

CERTIFICATES AND GIFT CARDS

1. Rewards must be redeemed in accordance with program Communications. We and participating merchants are not responsible for replacing lost, stolen or mutilated Certificates or Gift Cards.

2. Certificates may be combined unless otherwise indicated, but Certificates may not be combined with any other promotional offers from AMEX or the participating retailer.

3. Certificates are generally valid for six months from date of issuance, unless otherwise indicated. Expiration for Gift Cards varies by merchant.

4. Certificates are valid at participating merchants only through the expiration date printed on the front of the Certificate, except as otherwise provided by applicable law.

5. Certificates must be surrendered at redemption. No photocopies of Certificates will be honored.

6. Acceptance of the Certificate is the sole responsibility of the participating merchant, not AMEX.

7. Certificates are not valid toward previous purchases and cannot be used as payment on existing account balances with either the participating merchant or AMEX.

8. Certificates have no cash value and may not be redeemed for cash or its equivalent, and any unused portion will not be returned as cash unless a Certificate states otherwise.

9. Points redeemed for a Certificate or Gift Card cannot be redeposited to your program account once the Certificate or Gift Card is issued.

10. Certificates are transferable unless otherwise noted on the Certificate.

11. Expedited delivery of a Certificate or Gift Card may be available upon request. There is a fee associated with this service.

12. Certificates and Gift Cards are void where prohibited by law.

13. Certificate rewards and Gift Cards shown in this Guide are available through Dec. 31, 2007.

14. Unless otherwise stated on the Certificate, Certificates for rewards offered do not include any federal, state or local taxes, which are your sole responsibility at time of redemption.

15. Use of any Certificate or Gift Card is subject to any additional restrictions listed on the Certificate or Gift Card.

16. If applicable, Certificate rewards or Gift Cards do not include gratuities.

17. Certificate or Gift Cards will arrive within 10 business days.

800Wine.Com™

All orders containing alcohol must be placed and received by an adult at least 21 years old. Void where prohibited. Delivery of alcohol not available in all states.

Barnes & Noble Booksellers

Barnes & Noble is not a sponsor or co-sponsor of this promotion. Please see back of gift card or visit www.bn.com for terms and conditions of use. Barnes & Noble is not liable for any alleged or actual claims related to this offer.

Dell

Dell1 and Dell2 Certificates are only applicable to new system and television purchases through Dell Home System only (software and peripherals not included). Offer may be combined with Dell Home System promotions. Customers must receive redemption Certificate in the mail before calling to purchase. Limit one Certificate per purchase. Item pictured may exceed Certificate value.

FTD.Com®

This offer cannot be combined with any other offer.

Saks Fifth Avenue

Saks Fifth Avenue Rewards Certificates may not be combined with any other promotional offers but may be combined with each other. Certificates are valid only on full-price merchandise. Not valid at Off 5th outlet stores. Offer excludes some designer collections, some cosmetic collections, some leased departments and Gift Card purchases. Saks Fifth Avenue Reward Certificates may not be used as payment on, or credit to, a Saks Fifth Avenue credit card account, except in connection with a qualified purchase. Saks Fifth Avenue Reward Certificates may not be used in conjunction with any Saks Fifth Avenue employee account. Saks Fifth Avenue Corporate Account purchases are not eligible. All returns subject to merchandise credit.

The Home Depot®

1. American Express is not affiliated with The Home Depot®.

2. The Home Depot® is a registered trademark of Homer TLC, Inc.

Staples

Awards shall not be applicable to negotiated pricing/contract stationers and commercial delivery business, or the catalogs and/or Web sites related to such business, including without limitation, Staples Business Advantage, Staples National Advantage, Quill Corporation, Quill.com and Stapleslink.com, or any Staples entity, division or business operating outside of the United States.

Ticketmaster

The Linked Account you designate will be charged for your redemption, and AMEX will debit points from your program account and issue a corresponding credit to your Linked Account. You must have at least 2,000 points available in your program account to make a redemption. If sufficient points to cover the charge for your redemption are unavailable for any reason, the charge will remain on your Linked Account Purchases are subject to the venue’s and Ticketmaster’s no-refund/no-exchange policy. Any credits to your Linked Account in connection with the redemption may not be converted into points. Corporate CMs with only the Corporate Card enrolled in the program may not redeem for this reward. However, Business CMs are eligible to redeem for this reward.

Telecharge

The Linked Account you designate will be charged for your redemption, and AMEX will debit points from your program account and issue a corresponding credit to your primary Linked Account. The credit to your primary Linked Account may not appear in the same billing period as the charge for your redemption. You must have at least 2,000 points available in your program account to make a redemption. If sufficient points to cover the charge for your redemption are unavailable for any reason, the charge will remain on your Linked Account Purchases are subject to the venue’s and Tele-charge’s no-refund/no-exchange policy. Any credits to your Linked Account in connection with the redemption may not be converted into points. Corporate CMs with only the Corporate Card enrolled in the program may not redeem for this reward. However, Business CMs are eligible to redeem for this reward.

iTunes Music Downloads

1. If you are new to iTunes, you will first need to visit www.itunes.com/download and download and install the most recent version of iTunes for Windows or Mac.

2. All song codes, whether or not applied to an iTunes Music Store account, expire as indicated on the certificate.

3. Song codes are not redeemable for cash and cannot be returned for a cash refund, or used to purchase song certificates. Not for resale.

4. Song codes must be redeemed through the iTunes Music Store, open only to persons above the age of 13 in the U.S.

5. iTunes v6.0 or later, compatible hardware and software and Internet access (fees may apply) are required.

6. iTunes and the iTunes Music Store are registered trademarks of Apple Computer, Inc. All rights reserved. Apple is not a participant or sponsor of this promotion.

7. For full T&Cs see www.apple.com/support/itunes/legal/giftallowances.html.

Blockbuster Gift Cards

1. Once points are redeemed, the redemption is permanent and non-returnable.

2. Membership rules and certain restrictions apply for in-store rentals. See blockbuster.com for complete terms and conditions.

3. BLOCKBUSTER Night® and 5 Movie Rental cards carry expiration date, found on back of card, and are redeemable only at participating BLOCKBUSTER® stores.

4. BLOCKBUSTER Total Access™ requires Internet access, a valid e-mail address and a valid credit card/check card or checking account for payment of monthly fee. The current plan being offered, 3 DVDs out-at-a-time, is $17.99 plus applicable tax. If you do not cancel your membership prior to the end of your promotional membership period, your membership automatically renews at the applicable monthly fee until cancelled. See your participating BLOCKBUSTER store or blockbuster.com for complete terms and conditions regarding BLOCKBUSTER Total Access™.

BLOCKBUSTER NAME, DESIGN, AND RELATED MARKS ARE TRADEMARKS OF BLOCKBUSTER INC.© 2006 BLOCKBUSTER INC. ALL RIGHTS RESERVED. COCA-COLA, DIET COKE AND THE DYNAMIC RIBBONS ARE TRADEMARKS AND © 2006 OF THE COCA-COLA COMPANY.© THE COCA-COLA COMPANY. ALL RIGHTS RESERVED.

Movie Ticket Gift Certificates – Regal and AMC

1. Once points are redeemed, the transfer of points is permanent and non-returnable.

2. Tickets are subject to surcharge in NYC area and at IMAX and Premium locations, payable at the theater. Members will receive tickets within 10 business days of redeeming points.

3. Certificates are valid for approximately one year from the date of issuance.

Broadway.com Gift Certificates

1. Certificates expire one calendar year from the date of purchase. (no exceptions or extensions)

2. Redemptions are subject to show availability.

3. Gift certificates can be redeemed for a performance date beyond its expiration date.

Citypass Gift Certificates

1. Once points are redeemed, the transfer of points is permanent and non-returnable.

2. Members will receive booklets within 10 days of redeeming points.

Fleming’s Prime Steakhouse & Wine Bar®

1. Limit of two gift cards per visit.

Roy’s®

1. Limit of two gift cards per visit.

2. Gift Cards valid at all participating Roy’s Restaurants, except Pebble Beach.

Patina Restaurant Group

1. Limit of one certificate per visit.

The Cheesecake Factory

The Cheesecake Factory® Gift Card can be used at any of The Cheesecake Factory restaurants nationwide, and for online purchases at www.thecheesecakefactory.com. Any remaining balance will be available for use on your next restaurant or online visit. You may add value to your gift card during any visit to The Cheesecake Factory restaurants. Gift Cards cannot be replaced if lost or stolen. Where prohibited by law, Gift Cards cannot be used to pay for alcoholic beverages. Use of the Gift Card constitutes acceptance of its terms and conditions. Cheesecake Factory rewards cannot be redeemed by residents of New Mexico, and cannot be shipped to New Mexico.

American Express Gift Card Especially For Dining

1. Some restrictions on merchant acceptance will apply to the Gift Card.

2. The Gift Card is for use within the United States only.

3. It cannot be used at Car Rentals, Casinos, ATMs or for recurring billing purchases (cellular phone service, subscriptions, etc.).

4. Usage restrictions also apply for international airlines. Additional restrictions apply.

5. Visit www.americanexpress.com/gift to review complete terms and conditions.

6. Review terms of merchant offers at www.americanexpress.com/specialoffers. Offers are subject to change without notice.

SHOPAMEX

Merchandise will not be delivered to P.O., A.P.O. or F.P.O. boxes. Merchandise rewards can be shipped only to addresses in the 48 contiguous United States.

The Linked Account you designate will be charged for your purchase, and AMEX will debit points from your program account and issue a corresponding credit to that Linked Account. The credit to your Linked Account may not appear in the same billing period as the charge for your purchase. We will tell you the number of points required to cover the charge for your purchase before you make your purchase. If sufficient points to cover the charge for your purchase are unavailable for any reason, the charge will remain on your Linked Account. Any credits to your Linked Account in connection with the purchase may not be converted into points.

MEMBERSHIP REWARDS PAY WITH POINTS (PWP)

The Linked Account you designate will be charged for your redemption, and AMEX will debit points from your program account and issue a corresponding credit to that Linked Account. You must have at least 5,000 points available in your program account to make a redemption. If the points redeemed do not cover the entire amount of the redemption, the balance of the purchase price will remain charged to your Linked Account. Any credits to your Linked Account in connection with the redemption may not be converted into points.

TAX SERVICES

Official Payments and Link2Gov

1. You may only redeem Membership Rewards points to cover the cost of the tax payment convenience fee.

2. The Linked Account you designate will be charged for your tax payment convenience fee, and AMEX will debit points from your program account and issue a corresponding credit to your primary Linked Account. The credit to your Linked Account may not appear in the same billing period as the charge for the fee. We will tell you the number of points required to cover for the fee before you decide to redeem points for the fee. If sufficient points to cover the charge for the fee are unavailable for any reason, the charge will remain on your primary Linked Account. Any credits to your Linked Account in connection with the fee may not be converted into points.

3. Corporate CMs with only the Corporate Card enrolled in the program may not redeem for this reward. However, Business CMs are eligible to redeem for this reward.

Ameriprise

Brokerage, investments and financial advisory services are made available through Ameriprise Financial Services, Inc., Member NASD and SIPC, an Ameriprise Financial Company. Ameriprise Financial is separate from American Express. After separation we will no longer be owned by American Express. © 2005 Ameriprise Financial, Inc. All rights reserved.

American Express Gift Checks

American Express Gift Checks will not be delivered to P.O., A.P.O. or F.P.O. boxes. They can be shipped only to addresses in the 48 contiguous United States. Some restrictions on merchant acceptance will apply to the Gift Card. The Gift Card is for use within the United States only. It cannot be used at Car Rentals, Casinos, ATMs or for recurring billing purchases. Review terms of merchant offers at www.americanexpress.com/specialoffers. Offers are subject to change without notice. A $5.95 replacement fee may apply for lost or stolen cards. Subject to applicable law, a monthly service fee of $2.00 applies but is waived for the first 12 months (365 days) after purchase. Additional Terms and conditions apply. See www.americanexpress.com/Gift.

Travelers Checks & Gift Cheques

Travelers Checkss & Gift Checks will not be delivered to P.O., A.P.O. or F.P.O. boxes. They can be shipped only to addresses in the 48 contiguous United States.

See www.americanexpress.com/travelerscheque for detailed terms and conditions.

CREATE YOUR REWARD & EXPERIENCES

Packages are subject to availability. All vendors must accept American Express® Cards. Unless otherwise noted, all gratuities and taxes are included in the package point value. Packages are based on certain costs and times associated with products and services. If these change, point redemption values may increase. Terms and Conditions of the Membership Rewards program apply. Visit www.americanexpress.com/rewards for full program terms and conditions.

FIRST COLLECTION AND ELIGIBILITY

1. The FIRST Collection provides Platinum and Centurion Charge Card members with access to an exclusive set of reward partners. The following terms and conditions apply to those partners.

2. The FIRST Collection is available to CMs with an eligible, enrolled Platinum Card®, Centurion® Card, Fidelity American Express Platinum Card, Business Platinum Card®, Business Centurion® Card, or Corporate Platinum Card.

RAFFLES HOTELS & RESORTS

1. Valid at select Raffles Hotels & Resorts locations.

2. All point values for one-night stay in a double-occupancy Standard-brand room with breakfast for two and include all taxes and gratuities. Raffles Hotel, Singapore is a Suite room type.

3. Advance reservations required.

4. For a list of the participating Raffles Hotels & Resorts locations that accept each Certificate, visit www.raffles.com/ovation.

THE RITZ CARLTON

1. Membership Rewards points are not refundable once redeemed.

2. Valid at participating Ritz-Carlton hotels operated by The Ritz-Carlton Hotel Company, LLC (Excluding The Ritz-Carlton Chicago, A Four Seasons Hotel).

3. Certificate must be presented upon check-in.

4. Certificate is not replaceable if lost, stolen destroyed or expired.

5. Any tax liability, including disclosure, connected with receipt or use of this certificate is the recipient’s responsibility.

6. This certificate cannot be used for/towards convention, catering, group and/or tour programs overnight stays.

7. Length of stay restrictions may apply.

8. Resort fees are included.

9. Certificates may not be resold or auctioned online.

10. Certificates are not redeemable for cash and are void if sold for cash or other consideration.

11. Participating properties are subject to change.

EOS TRAVEL CERTIFICATES

1. The certificate number must be provided to Eos at least 72 hours prior to departure to confirm the seats prior to ticketing.

2. Amex Membership Rewards certificate must be exchanged for the Eos e-ticket at least 24 hours prior to departure.

3. The Eos e-ticket is valid for one year from the date of ticket issuance.

4. Once the Eos e-ticket is issued it cannot be refunded to return the points to Membership Rewards.

5. Offer is valid for travel only on Eos Airlines.

6. Certificate cannot be sold, bartered or purchased.

7. The offer is non-refundable, non-redeemable for cash, non-transferable and not valid where published by law.

8. No Blackout dates apply.

9. Eos Club points cannot be accrued when using this reward.

PEBBLE BEACH RESORTS® STAY AND PLAY PACKAGE TRAVEL CERTIFICATES

1. All rewards based on availability.

2. Package valid for garden view room at The Inn at Spanish Bay, inclusive of room tax and service charge.

3. Upgrades are based on availability at the expense of the traveling guest or Cardmember.

4. To book a reservation, credit card authorization for full package price is required. You MUST provide Pebble Beach Resorts with the Reward Code and Certificate Number within 14 days of booking your reservation or your credit card will be charged for full package price.

5. 14-day cancellation policy: Cancellations received within 14 days of arrival will be charged the full package rate against credit card acquired for initial reservation deposit.

6. Additional room nights may be purchased based on availability at rack rate.

7. Booking additional tee times on other courses are subject to the terms and conditions of Pebble Beach Resorts.

8. Individual package Terms and Conditions apply and can be found on membershiprewards.com.

9. Membership Rewards points are not refundable once redeemed.

10. Certificates are not valid with any other promotion or discount.

11. Certificate is valid for 12 months from date of issue.

12. Certificate is transferable.

PRIVATE JET REWARDS

1. Points are for $5,000 increments off the cost of a private jet travel product.

2. Cardmember is responsible for paying any remaining cash balance per transaction and any applicable taxes and fees. Any credit will be applied to the Cardmember’s private travel purchase.

3. Effective Dates: Program described is valid for redemption from January 1, 2007– December 31, 2007. All rewards and corresponding point levels expire on December 31, 2007.

4. Redeeming Points: Only the Basic U.S. Cardmember, an authorized Additional U.S. Cardmember or an individual authorized by the Basic U.S. Cardmember is permitted to redeem points for a reward. Points cannot be redeemed during travel or after travel has taken place. Published point levels can change without notice. Points must be redeemed to receive the Private Jet reward and once redeemed points are nonrefundable, except as noted below.

5. Points Refunds: No refunds, credits or substitutions will be issued for any unused portion of a reward, or if improper proof of citizenship or naturalization documents result in your being denied boarding or entry. All points will be forfeited if you do not claim your private jet purchase or show up for your confirmed private jet booking. In the event of a private jet trip or purchase cancellation, after the redemption has been confirmed, the Cardmember may, for a fee, redeem another reward or have points reinstated.

6. Private Jet Bookings/Purchases: Bookings or purchases, cancellations and changes can be made only by calling the private jet supplier directly. Modifications to existing bookings/purchases may be subject to a fee. It is the Cardmember’s responsibility to pay for any additional penalties charged by private jet supplier. Redemptions are valid for new private jet bookings/purchases only. Private Jet supplier contract terms apply.

7. Redemption Confirmation: Confirmation of your point redemption will be provided. Redemptions are nontransferable. A fee will be charged for the reissuance and replacement of confirmation documents.

8. General: Rewards are for private jet travel products only and do not include ground transportation, parking fees, gratuities or personal incidental expenses, unless otherwise stated. Private jet supplier terms, conditions and restrictions apply. Rewards are not combinable with any other private jet supplier or other American Express offers, promotions, discounts, group amenities and/or Platinum/Centurion Travel Service programs. Rewards and travel are subject to all other supplier and Membership Rewards Program Terms & Conditions. Private jet supplier may assess individual service fees. Standard contract terms and conditions apply for all private jet supplier products.

9. Responsibility and Liability: American Express acts solely as an agent for the private jet supplier and is not responsible for the acts or inaction of each such supplier. We are not liable for any loss or penalties incurred by you if or when a private jet travel product is sold, ceases to exist or becomes inoperative, or if a private jet supplier cancels a flight or for acts of nature. We are not liable for amenities, services and/or facilities not being available due to seasonal closings, renovations, strikes, bankruptcy and/or acts of nature.

10. Flight Regulations: Flights will be operated under Part 121 or 135 of the Federal Aviation Regulations, which govern Supplemental, Commuter and On Demand Operations by air carriers. Accordingly, operational control of your flights will be vested in a Federal Aviation Administration-certificated air carrier possessing Department of Transportation economic authority. These services are offered and provided by private jet management and brokerage companies or directly with private jet operators. As your arrangements are made directly with these entities, consult with them regarding your rights and obligations. All aircrafts utilized for these private jet services are listed on air carrier’s operation specifications. American Express is not an air carrier and possesses no Department of Transportation or Federal Aviation Administration authority. American Express Travel Related Services Company, Inc. markets these opportunities solely for the benefit of its customers, is not an agent of these companies, and is not responsible for their acts or omissions.

11.The partner and benefits described herein are accurate at time of printing and are subject to change or cancellation without notice. CST# 1022318-10, ML #1192, Washington UBI #600-469-694, TA# 002 – Registered Iowa Travel Agency, NV #2001-0126.

12. A Card account must be billed in U.S. dollars from an American Express Operations Center in the U.S. to be eligible for enrollment in the program. Terms and Conditions of the Membership Rewards Program apply. Visit www.membershiprewards.com/terms.aspx.

BERGDORF GOODMAN

A Bergdorf Goodman gift card is redeemable for merchandise and services at Bergdorf Goodman or bergdorfgoodman.com. It cannot be redeemed for cash or applied to a Bergdorf Goodman account. Bergdorf Goodman is not responsible for lost or stolen gift cards. Bergdorf Goodman and Building are service marks of NM Nevada Trust. Bergdorf Goodman is not in any way affiliated with or responsible for this promotion.

NEIMAN MARCUS

Neiman Marcus Gift Cards® are redeemable for merchandise and services from Neiman Marcus® and other operating divisions of The Neiman Marcus Group, Inc. It cannot be redeemed for cash unless required by law and cannot be applied as payment on Neiman Marcus Credit Card accounts. Neiman Marcus is not responsible for lost or stolen NM Gift Cards. Neiman Marcus is a registered trademark of NM Nevada Trust. The Neiman Marcus Group, Inc. is not responsible for the administration of this promotion.

OBEROI HOTELS AND RESORTS

1. Certificate is available for a one-night stay in a double-occupancy room type at select properties.

2. Customers are responsible for all additional room nights and for all incidentals such as, but not limited to, the following: food and beverage, telephone, fitness center, laundry, etc.

3. Advance reservations required.

4. Blackout Dates: December 20th – January 5th.

5. Subject to availability and Oberoi Hotels and Resorts' general terms and conditions.

6. Membership Rewards Points are not refundable once redeemed.

7. Certificate must be presented upon check-in.

8. Reward Certificates have no cash value and may not be sold, bartered, or purchased.

9. Certificates are combinable.

REDEMPTION FOR CASH

You may redeem in increments of 20,000 points for $100 in cash. Payment of the cash will be made by a credit to your Card account. Credits will not be made to a Corporate Card account. Corporate CMs with only the Corporate Card enrolled in the program may not redeem for this reward. However, Business CMs are eligible to redeem for this reward.

GENERAL

1. Fraud or abuse relating to the accrual of points or redemption of rewards may result in forfeiture of accrued points as well as cancellation of your program account and any American Express Card account.

2. The program is intended to be a service provided to an individual, not a company. It is therefore considered fraudulent and abusive for any individual or company to direct, encourage or allow a Corporate CM, Business CM or other individuals to use a single Corporate Card or Business Card account for the purpose of accumulating Membership Rewards points for company use.

3. All questions or disputes regarding eligibility for the program, eligibility of points for accrual, conversion of points or redemptions of rewards will be resolved by American Express at its sole discretion.

4. The determination of tax liability for any federal, state or local taxes (as may be applicable) arising out of the accrual or conversion of points or redemption of rewards in the program shall be your sole responsibility.

5. We are not responsible for typographical errors and/or photographic errors and/or omissions in this brochure.

6. This brochure and these Terms & Conditions supersede all previous Membership Miles® and Membership Rewards Options program brochures and Terms & Conditions.

7. These Terms & Conditions are governed by and construed under the laws (excluding conflicts of law provisions) of New York.

ARBITRATION

This Arbitration section sets forth the circumstances and procedures under which Claims (as defined below) may be arbitrated instead of litigated in court.

1. As used in this Arbitration section, the term “Claim” means any claim, dispute or controversy between you and us arising from or relating to your participation in the program, these Terms & Conditions, any other related or prior agreement that you may have had with us or the relationships resulting from your participation in the program, these Terms & Conditions or any prior agreement, including the validity, enforceability or scope of this Arbitration section, these Terms & Conditions or any prior agreement. For the purposes of this Arbitration Provision, “you” and “us” also include any corporate parent, or wholly or majority owned subsidiaries, affiliates, any licensees, predecessors, successors, assigns, all agents, employees, directors and representatives of any of the foregoing, and other persons referred to below in the definition of “Claims.” “Claim” includes claims of every kind and nature, including but not limited to initial claims, counterclaims, cross-claims, third-party claims and claims based upon contract, tort, fraud and other intentional torts, statutes, regulations, common law and equity. “Claim” also includes claims by or against any third party using or providing any product, service or benefit in connection with the program if and only if such third party is named as a co-party with you or us (or files a Claim with or against you or us) in connection with a Claim asserted by you or us against the other. The term “Claim” is to be given the broadest possible meaning that will be enforced and includes, by way of example and without limitation, any claim, dispute or controversy that arises from or relates to (a) the program account or any point balances on the program account, (b) advertisements, promotions or oral or written statements related to the program or any reward or (c) the redemption for and use of any reward. We shall not elect to use arbitration under this Arbitration Provision for any Claim that you properly file and pursue in a small-claims court in your state or municipality as long as the Claim is individual and pending only in that court. As used in this Arbitration section, “you” and “us” also include any corporate parent, wholly or majority-owned subsidiaries, affiliates, licensees, predecessors, successors, assignees and all agents, employees, directors and representatives of any of the foregoing, and other persons referred to above in the definition of “Claim.”

2. Any Claim shall be resolved, upon the election by you or us, by arbitration pursuant to this Arbitration Provision and the code of procedure of the national arbitration organization (the “Code”) to which the Claim is referred in effect at the time the Claim is filed. Claims shall be referred to either the National Arbitration Forum (“NAF”), the American Arbitration Association (“AAA”), as selected by the party electing to use arbitration. If a selection by us of one of these organizations is unacceptable to you, you shall have the right within 30 days after you receive notice of our election to select the other organization listed to serve as arbitration administrator. For a copy of the procedures, to file a Claim or for other information about these organizations, contact them as follows: NAF, P.O. Box 50191, Minneapolis, MN 55404; Web site: www.arbitration-forum.com. AAA, 335 Madison Avenue, New York, NY 10017; Web site: www.adr.org.

3. IF ARBITRATION IS CHOSEN BY ANY PARTY WITH RESPECT TO A CLAIM, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM IN COURT OR HAVE A JURY TRIAL ON THAT CLAIM OR TO HAVE THEIR CLAIMS RESOLVED EXCEPT AS PROVIDED FOR IN THE CODE OF PROCEDURES OF THE NAF OR AAA, AS APPLICABLE (THE “CODE”). FURTHERMORE, YOU AND WE WILL NOT HAVE THE RIGHT TO PARTICIPATE IN A REPRESENTATIVE CAPACITY OR AS A MEMBER OF ANY CLASS OF CLAIMANTS PERTAINING TO ANY CLAIM SUBJECT TO ARBITRATION. EXCEPT AS SET FORTH BELOW, THE ARBITRATOR’S DECISION WILL BE FINAL AND BINDING. NOTE THAT OTHER RIGHTS THAT YOU WOULD HAVE IF YOU WENT TO COURT MAY ALSO NOT BE AVAILABLE IN ARBITRATION.

4. If either party elects to resolve a Claim by arbitration, that Claim shall be arbitrated on an individual basis. There shall be no right or authority for any Claims to be arbitrated on a class-action basis or on bases involving Claims brought in a purported representative capacity on behalf of the general public, other CMs or other persons similarly situated. The arbitrator’s authority to resolve Claims is limited to Claims between you and us alone, and the arbitrator’s authority to make awards is limited to awards to you and us alone. Furthermore, Claims brought by you against us or by us against you may not be joined or consolidated in arbitration with Claims brought by or against someone other than you, unless agreed to in writing by all parties.

5. This Arbitration section is made pursuant to a transaction involving interstate commerce and shall be governed by the Federal Arbitration Act, 9 USC Sections 1–16, as it may be amended (the “FAA”). The arbitration shall be governed by the applicable Code, except that (to the extent enforceable under the FAA) this Arbitration section shall control if it is inconsistent with the applicable Code. The arbitrator shall apply applicable substantive law consistent with the FAA and applicable statutes of limitations and shall honor claims of privilege recognized at law and, at the timely request of either party, shall provide a brief-written explanation of the basis for the decision. The arbitration proceeding shall not be governed by any federal or state rules of civil procedure or rules of evidence. Either party may submit a request to the arbitrator to expand the scope of discovery allowable under the applicable Code. The party submitting such a request must provide a copy to the other party, who may submit objections to the arbitrator with a copy of the objections provided to the requesting party within fifteen (15) days of receiving the requesting party’s notice. The granting or denial of either party’s request will be at the sole discretion of the arbitrator, who shall notify the parties of his/her decision within twenty (20) days of the objecting party’s submission. The arbitrator shall take reasonable steps to preserve the privacy of individuals and business matters. Judgment upon the award rendered by the arbitrator may be entered in any court having jurisdiction. The arbitrator’s decision will be final and binding, except for any right of appeal provided by the FAA. However, any party can appeal that award to a three-arbitrator panel administered by the same arbitration organization, which shall reconsider anew any aspect of the initial award requested by the appealing party. The appealing party shall have thirty (30) days from the date of entry of the written arbitration award to notify the arbitration organization that it is exercising the right of appeal. The appeal shall be filed with the arbitration organization in the form of a dated writing. The arbitration organization will then notify the other party that the award has been appealed. The arbitration organization will appoint a three-arbitrator panel, which will conduct an arbitration pursuant to its Code and issue its decision within one hundred twenty (120) days of the date of the appellant’s written notice. The decision of the panel shall be by majority vote and shall be final and binding.

6. Any arbitration hearing that you attend shall take place in the federal judicial district of your residence. You will be responsible for paying your share, if any, of the arbitration fees (including filing, administrative, hearing and/or other fees) provided by the Code, to the extent that such fees do not exceed the amount of the filing fees you would have incurred if the Claim had been brought in the federal or state court closest to your billing address that would have jurisdiction over the Claim. We will be responsible for paying the remainder of any arbitration fees. At your written request, we will consider in good faith making a temporary advance of all or part of your share of the arbitration fees for any Claim you initiate in which you or we seek arbitration. You will not be assessed any arbitration fees in excess of your share if you do not prevail in any arbitration with us.

7. This Arbitration Provision shall survive termination of the program or your participation in it. If any portion of this Arbitration Provision is deemed invalid or unenforceable under any principle or provision of law or equity, consistent with the FAA, it shall not invalidate the remaining portions of this Arbitration Provision, these Terms & Conditions or any prior agreement you may have had with us, each of which shall be enforceable regardless of such invalidity.

View Corporate Entities and Important Disclosures, Web Site Rules and Regulations, Trademarks,Privacy Statement and Fraud Protection Center.Copyright © 2001 - 2005 American Express Company. All rights Reserved. Users of this site agree to be bound by the terms of the American Express Web Site Rules and Regulations.

View Web Site Rules and Regulations, Trademarks,Privacy Statement, Charge and Credit Card Agreements and Fraud Protection Center.Copyright © 2001 - 2010 American Express Company. All rights Reserved. Users of this site agree to be bound by the terms of the American Express Web Site Rules and Regulations.