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MEMBERSHIP BENEFITS
Membership Rewards 1 Once you have enrolled in the Membership Rewards® Program1, virtually every dollar charged with an enrolled Card earns one point toward free travel, shopping sprees and gourmet gifts. You can redeem the points you earn in a number of different ways. You can transfer points into the frequent flyer programs of several major airlines or into the frequent guest programs of several hotel chains for free stays. Or, you can redeem your points directly through American Express for valuable gift certificates to some of your favorite establishments in the United States and Puerto Rico.
Purchase Protection Plan 2 When an American Express Cardmember charges a covered purchase with their Card account, anywhere in the world it is automatically protected against accidental damage or theft for up to 90 days from the date of purchase. The coverage is limited to $1,000 per Occurrence, not to exceed $50,000 per Cardmember account per policy year, and in EXCESS of other applicable insurance. For more information call 1-800-322-1277
Buyers Assurance Plan 3 This plan will extend the terms of the original manufacturer's warranty, up to one additional year, on warranties of five years or less that are eligible in the U.S. Covered items must be purchased entirely with the American Express Credit Card. Coverage is limited to eligible products costing $10,000 or less, excluding taxes, not to exceed $50,000 per Cardmember account per policy year. For more information call 1-800-225-3750
Return Protection 4 If you try to return a designated item within 90 days from the date of purchase and the merchant won't take it back, American Express will refund the full purchase price, up to $300 per item, excluding shipping and handling.
Gold Dining Enjoy dinning at some of the most prestigious restaurants in Puerto Rico. With The Gold Card, you will have access to a concierge that will take care of making your reservations at selected restaurants with exclusive offers. Call 1-877-300-DINE (1-877-300-3463) or click here for more information.
Gold Card Events Gold Card Events allows you to purchase the best tickets to the hottest shows, concerts, Broadway plays and sporting events in the United States, in some cases even before the event is announced to the general public. Call 1-800-448-TIKS (1-800-448-8457).
Year End Summary To assist in your financial planning and tax preparation, The Gold Card provides you with a Year-End Summary of Charges listing the charges billed to your Gold Card account during the previous year. For easy reference, these charges are arranged by month and expense category. Accompanying this summary is a Detailed Charge Report which lists the individual charges billed to your Gold Card Account in chronological order.
Payment Flexibility 5 Sign & Travel: Travel now, pay later. With the Sign & Travel® program, you can extend your travel charges any time you make pre-paid travel arrangements or whenever you purchase travel tickets. If you are eligible, simply call 1-800-327-1267. Extended Payment Plan: With the Extended Payment Option, you can enjoy the financial flexibility of paying over time for purchases charged to the American Express Card by calling 1-800-327-1267.
Emergency Card Replacement In the event that The Gold Card is lost, stolen or damaged, just call 1-800-327-1267 from Puerto Rico or the U.S. Virgin Islands and request a Card Replacement. You can also approach the nearest American Express Travel Service Office and request an Emergency Card Replacement.
Online Services 6 With 24 hour-a-day access, you can check your current billed balance, recent charges and other billing periods. If you have a US Bank account, our American Express Online Services allows you to pay your bill online.
Unparalleled Customer Service, 24 Hours a Day, 7 Days a Week American Express is here to help you around the clock, with the kind of Customer Service that keeps Cardmembers loyal for a lifetime. For immediate service, call us at 1-800-327-1267.

1 The annual fee for the Membership Rewards Classic Program is $40. Some Corporate Cards and American Express Credit Cards are not eligible for enrollment. Fees and terms for Corporate Cards may vary. For Platinum Card® members and Corporate Platinum Card® members, there is no annual fee for the Membership Rewards Classic Program. There is no annual fee for the Membership Rewards Options Program.
2 Underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. You must be a U.S. Resident Cardmember, that is, the American Express Card has been issued to you, in your name, and you maintain your permanent residence with in the 50 United States of American, the District of Columbia, Puerto Rico or the U.S. Virgin Islands. Coverage is subject to the terms, conditions and exclusions of Policy AX0951.
3 Underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. You must be a U.S. Resident Cardmember, that is, the American Express Card has been issued to you, in your name, and you maintain your permanent residence with in the 50 United States of American, the District of Columbia, Puerto Rico or the U.S. Virgin Islands Coverage is subject to the terms, conditions, and exclusions of Policy AX0953.
4 Coverage is limited to $1,000 annually per Card Account and is subject to additional Terms, Conditions and Exclusions.
5 Available to Cardmembers with eligibility based on tenure and a review of payment history.
6 Check your Bill and Pay your bill Online services are provided through the United States portion of americanexpress.com which is an English language website designated primarily for the use of continental U.S. Cardmembers. Some of the services and benefits may not be available to Cardmembers residing elsewhere.

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