Who is the American Express Charge Card for?

If you have an active and mobile lifestyle, an American Express Dollar or Euro Charge Card can provide benefits to meet your needs.

Jeremy $	Jeremy is an expat currently working in London. Paid in US dollars he uses his Dollar Card to draw on his bank account in the same currency.
Louise €	Louise regularly travels to Europe on business. Her Euro Charge Card is a convenient way to pay for things while she is there.
David $	David’s small business trades with the US. Required to pay his bills in US dollars, his Company Dollar Card provides substantial savings on foreign exchange charges.
Angela €	Having purchased a second home in Spain, Angela uses her Euro Charge Card to pay costs such as the utility bill and gardener. Both charged in euros the Card saves her money on foreign exchange charges.
Peter $	Whilst working in Washington, Peter received bonuses in US dollars. Now back in England he still holds these funds in a US dollar account. He uses his Dollar Card to access these funds to pay for a holiday abroad each year.
Jane €	Jane has a holiday home in Spain and splits her time between the UK and Spain. She uses her Euro card to pay for things whilst she's in Spain, it allows her to save money on foreign exchange charges.

Q. I'm an Expat living and working in the US. I don't have a credit history in the US as I've only been in the US for a week, can I still apply for an American Express dollar card?

A. YES – The American Express Cards in US Dollar and Euros are international cards, which means we have different credit requirements to normal card issuers.

Q. I'm an Expat living in Paris; I would like my bills to be sent to my home in Paris? Can I apply for the Euro card?

A. YES - On the application form you will find an option to tick where you would like your bills to be sent to, please tick the appropriate box.

Q. I've just moved to Spain, I'm still learning Spanish and for the moment I need a card which is serviced in English. Can I apply for a Euro Card?

A. YES - Our cards are serviced in English from the UK.

Q. I frequently travel to the US on business, when I buy goods by phone or internet, suppliers insist on a card with the US billing address. Can I have a US dollar card billed to my work address in the US?

A. YES - On the application form you will find an option to tick where you would like your bills to be sent to, please tick the appropriate box.

Q. I invest money offshore in US dollars. Can I use the American Express Card to access my money offshore?

A. Yes - Your card can be paid directly from your offshore bank account saving you foreign exchange charges.

Q. I frequently travel on business to the US and Europe, can I apply for a card in US Dollars and Euros?

A. Yes - Please clearly highlight that you require cards both in US dollars and euros on the application form.

An American Express Dollar Charge Card offers you direct access to your US dollar funds

An American Express Euro Charge Card offers you direct access to your Euro funds