BMW X6 Terms & Conditions (“Contest”)
The Contest Period
Malayan Banking Berhad (3813-K) “Win a BMW X6”Contest (“Contest”) shall run from 1st November 2008 to 30th April 2009 (both dates inclusive) (“Contest Period”)
1. Subject to the Clause 2 below:
- Principal Cardmember(s) of American Express Charge or Credit Card(s) issued by Maybank or
- Persons who apply for a principal American Express Charge or Credit Card(s) and with approved card (s) during the Contest Period; or
- Principal American Express Charge or Credit Card(s) who enroll for Express AutoPay or any Insurance Policy or
- Principal American Express Charge or Credit Card(s) who enroll & activate the Touch & Go Zing card during the Contest Period.
are eligible to participate in this Contest (“Eligible Cardmembers”).
2. The following persons are NOT eligible to participate in the Tier 1 [Win a BMW X6] Contest
- Permanent and/or contract employees of Malayan Banking Berhad (“Maybank”) (including its subsidiaries and related companies) and their immediate family members;
- Representatives and/or agents (including advertising and promotion agents) of Maybank and their immediately family.
- American Express Charge or Credit Card(s) not issued by Maybank in Malaysia;
- American Express Cardmember(s) who is (are) in default of facilities granted by Maybank at any time during the Contest Period, subject to Maybank’s discretion;
- American Express Corporate Card Cardmembers.
- The Eligible Cardmembers are required to use any one of their American Express Charge or Credit
Card (s) in the following manner to qualify for Tier 1 of the Contest:
• Every Spend of RM100 in a single receipt - 1 entry
• Every 1,000 Membership Reward /TreatsPoints - 1 entry
• Enroll on Express AutoPay/ Insurance Policy - 3 entries
• Activate new/ existing Touch n’ Go Zing card - 3 entries
- Eligible Cardmembers are required to spend a minimum of RM100 and above in a single receipt on retail
transaction with their American Express Charge or Credit Card(s) (“Qualifying Retail Transaction”). Each
Qualifying Retail Transaction equals to one (1) contest entry only.
- Qualifying Retail Transaction refers to retail purchases both local and international, Express AutoPay,
mobile bill payment, online purchase, Flexi Pay Plan and Touch n’ Go Zing Card auto reload of minimum
value of RM100 and above per retail transaction. Split Qualifying Retail Transactions are disallowed and
shall be disqualified.
- Eligible Cardmembers can redeem a Contest Entry with 1,000 Membership Rewards (MR) Points or
TreatsPoints (TP). MR or TP points once deducted from eligible cardmembers’ accounts cannot be
revoked, cancelled, voided or refunded. TP points earned from Maybankard Visa/MasterCard cannot be
used or transferred to redeem for Contest Entry entries.
- During the Contest Period, each successfully approved principal American Express Charge or Credit Card
Applications (“Card Application”) shall entitle the Eligible Cardmembers to the following entries:
• American Express Platinum Charge Card - 50 entries
• American Express Platinum Credit Card - 20 entries
• Maybank American Express Ikhwan Platinum Credit Card - 20 entries
• American Express Gold Charge Card - 10 entries
• American Express KrisFlyer Charge Card - 10 entries
• Maybank American Express Gold Credit Card - 10 entries
• Maybank American Express Gold Ikhwan Credit Card - 10 entries
• American Express Green Charge Card - 5 entries
• Maybank American Express Classic Card - 5 entries
• Supplementary Card for all type - 5 entries
- For the avoidance of doubt, “successfully approved Card Applicant” mean Card Application that is
submitted and approved during the Contest Period. Conditional approvals that are given for a Card
Application, is not deemed to be a successfully approved Card Application.
- Eligible Cardmembers who enroll to Express AutoPay or purchase New Insurance Policy on their
American Express Card will entitled to Three (3) entries.
- Eligible Carmembers who enroll/ activate the new/ existing Touch n’ Go Zing Card will be entitled to Three
(3) entries. The Touch n’ Go Zing Card service is only valid to Maybank American Express Credit Card,
Maybank American Express Ikhwan Credit Card and American Express Platinum Credit Card
- Eligible Cardmembers are entitled to unlimited number of Contest entries. Contest entries will be tracked
from 1 November 2008 – 30 April 2009. Contest Entries will be tracked at Customer Level, i.e. spending
on different cards will be accumulated and tracked.
- For the avoidance of doubt, Eligible Cardmembers who have registered via SMS for Tier 2 of the Contest
are also eligible to participate in Tier 1 of the Contest and vice-versa.
- Short-listed at the end of Contest Period based on the total number of Qualifying Retail Transactions that
are posted on the Maybank’s system. The short-listed Eligible Cardmembers will be contacted by
Maybank or its appointed representatives (at their latest telephone numbers furnished to Maybank as
shown in Maybank’s record) at any time during office hours to answer a series of 10 questions.
- In event Maybank or its appointed representative is unable to contact the short-listed Eligible
Cardmember after 3 attempts and/ or the short-listed Cardmember is not agreeable to participate in the
Contest upon being contacted by Maybank or its appointed representatives, the short-listed Cardmember
will be deemed disqualified from the Contest.
- The short-listed Eligible Cardmembers who answers all or the most number of the questions correctly in
the fastest time will be declared as the Grand prize winner (“the Grand Prize Winner”).
- Maybank will notify the Grand Prize Winner of the Contest either in writing or by phone within 6-12 weeks
from the end of Contest Period. If the short-listed Eligible Cardmembers do not receive any notification in
writing from Maybank or is not contacted by Maybank, then is deemed that Eligible Cardmembers has not
been selected as the Grand Prize Winner for the Contest.
- All balance transfers, payment of annual fees, interest payments, late payment fees, charges for cash
withdrawals, any refunded amount from retail transactions, any disputed retail transactions, unauthorized
or fraudulent retail transactions, card advance withdrawals and other form of service and/or
miscellaneous fees shall not be taken into account in the calculation of ‘Qualifying Retail Transaction’ for
purposes of this Contest.
- Maybank reserves the right to cancel any Qualifying Retail Transactions earned on the Charge or Credit
i. Where payment has been due for thirty (30) days or more and/or;
ii. Where the account(s) is suspected to have been operated fraudulently and/or;
iii. Any account(s) has otherwise been closed by Maybank
The Grand Prize
- The following additional terms & conditions shall apply to the Grand Prize:
- all road tax, registration fees, cost in respect of the application for a number plate, installation
expenses, insurance as well as any other personal expenses, fees, payment and /or cost incurred in
relation to the Grand Prize shall be borne by the Grand Prize Winner;
- The Grand Prize Winner is not allowed to select the colour of the BMW X6 (“Grand Prize”). The
colour of the Grand Prize may differ from the colour of the BMW X6 in the Contest advertisement and
materials promoting this Contest;
- The Grand Prize will be handed over to the Grand Prize Winner at a date and location to be
stipulated by Maybank;
- Maybank expressly excludes and disclaims any representations, warranties, or endorsements,
expressed or implied, written or oral, including but not limited to, any warranty of as to quality and
merchantability of fitness with regards to the Grand Prize;
- Maybank reserves the right at its absolute discretion to substitute the Grand Prize with another
vehicle of similar retail value at any time without prior notice;
- The Grand Prize does not include any accessories or items that are shown in all materials, as they
are for illustration purpose only;
- Any risk or loss or damage to the Grand Prize upon handover to the Grand Prize Winner, Maybank
shall not be liable for or obliged to recognize or replace any defective, lost, damaged or stolen Grand
- Maybank shall not be liable for any loss, damages or liability that may be sustained or incurred as a
result of the utilization of the Grand Prize by the Grand Prize Winner;
- The Grand Prize is not transferable and exchangeable for up-front cash, credit of any kind, whether
in part or in full;
600 units 8G iPod Nano (600 Winners)
- To qualify for Tier 2 of the Contest, Eligible Cardmembers are required to send a short message service (“SMS”) text to Maybank stating their American Express Charge or Credit Card number during the Contest
Period in the following manner:
Type “Amex <space> 15-digit American Express card number” and send to 36600”
- Eligible Cardmembers who receive an SMS confirmation from Maybank shall entitle to participate in Tier 2
of the contest (“Participants”). Standard SMS cost of RM0.30 for each SMS shall be borne by the
- Participants are required to use any one of their registered American Express Charge or Credit Card(s) in
the following manner to qualify for Tier 2 of the Contest:
- Participants need to spend RM3,000 and above ( in one or multiple transactions) on Qualifying Retail
Transaction with their Registered American Express Card within the Contest Period.
- The Qualifying Retails Transaction refers to any retail transaction (local or international)/ New
Express Autopay/ Flexi Pay Plan/ Online Bill Payment/ Mobile Bill Payment/ Online Shopping.
- The Qualifying Retail Transaction can be accumulated and must be posted on the Registered
American Express Card within the same month.
- Should participant holds more then one (1) American Express Card, transaction from the different cards cannot be accumulated.
- The first 100 Participants that spend more then RM3,000 every month (from 1 November 2008 – 30
April 2009) will receive one (1) 8G iPod Nano, limited to 1 iPod per Participant during the Contest
Period and while stocks last.
- Transactions will be tracked based on the posting date from every 1st of the month till end of each calendar month during contest period.
- Winners will be notified by letter or their names published in the Maybank2u.com website or any other
methods of communication chosen by Maybank at its absolute and sole discretion by the 31 July 2009;
- Winners are not allowed to select the colour of the 8G iPod Nano. The colour of the 8G ipod Nano
may differ from the 8G iPod Nano in the Contest advertisement and materials promoting this
- The 8G iPod Nano includes accessories: earphones, USB Cable and dock adapter only.
Other Terms & Conditions
- An Eligible Cardmember’s American Express card account must be of good standing throughout the
Contest Period in order to entitled to participate in this Contest. An Eligible Cardmember who closes
his/her account(s) before 31 July 2009 shall not entitled to any Qualifying Retail Transaction, earned on
such account(s), if at all, during the Contest Period. In event that such Eligible Cardmember has redeemed
the Grand Prize, he/she shall be liable to refund the Grand Prize in the same condition in which the Grand
prize was handed to the Grand Prize Winner or the cost of the Grand Prize to Maybank.
- Transactions made by a supplementary American Express Charge or Credit card shall be aggregated
with that of the principal American Express Charge or Credit Cardmember for purposes of tabulating the
Qualifying Retail Transactions. For the avoidance of doubt, the Principal Cardmember shall be entitled to
the Grand Prize and 8G iPod Nano.
- By participating in this Contest, the Eligible Cardmembers hereby expressly agree to be bound by these
Terms & Conditions. The decisions of Maybank and /or its judges is final. By participating in this Contest
the Eligible Cardmembers hereby give their consent to and authorise Maybank to disclose their particulars
to the appointed representatives engaged by Maybank for purposes of the Contest. Maybank warrants that
the disclosure of such particulars to any third party service providers shall be limited to the Eligible
Cardmembers’ name, address and telephone number and shall be used only in relation to and for
purposes of the Contest.
- All Qualifying Retail Transactions are as recorded by Maybank shall be final and conclusive.
- In the event that Contest entries are submitted by or the Grand Prize or 8G iPod Nano are received by
person who is not an Eligible Cardmember for the Contest; and/or have committed or are suspected of
committing any fraudulent or wrongful acts in relation to the use of their American Express Charge or
Credit card(s) and/or any transactions made thereof, Maybank reserves the right to disqualify such
persons from participating in the Contest.
- The Grand Prize Winner hereby authorizes Maybank to use his/her name and any photographs for
purposes of current and future advertising and promotion relating to the Contest. The Grand Prize Winner
may be featured in any advertising and/or promotion exercises relating to the Contest.
- Maybank reserves the right to cancel, terminate or suspend the Contest with or without any prior notice.
Maybank shall not be liable for any and all loss or damage suffered or incurred by the Eligible
Cardmembers as a direct or indirect result of the cancellation, termination or suspension.
- Maybank shall not be liable for any event beyond the control of Maybank.
- Maybank’s decision on all matters relating to the Contest shall be conclusive and binding. No further
correspondence or attempt to dispute the same would be entertained in any event.
- Maybank reserves the right at it absolute sole discretion to vary, delete, amend or modify to any of these
Terms and Conditions from time to time at any time without prior notice. These Terms and Conditions
may be modified, amended or varied by Maybank by posting on the Website –
www.americanexpress.com.my and/or www.maybank2u.com or by any other mode. The EligibleCardmembers are deemed to have accepted the Terms and Conditions of this Contest by participating in
this Contest (as modified and varied from time to time).