The Business Card is a charge card that does not restrict you with a pre-set spending limit. Charges are approved based on your resources and spending pattern, and because your Account is settled in full each month, you will pay no interest. You are free to spend as much as you show us you can afford to repay. Proof of resources and security may be required.

Extend the benefits of the Business Card by requesting Supplementary Cards for employees. All points accumulated on Supplementary Cards will be credited to your Membership Rewards Account. The Supplementary Card fee is NZ$30 per Card per year.

With Membership Rewards¹, you can redeem points for a fantastic range of travel and lifestyle rewards. Flights, luxury accommodation, leading brand electronics, quality homewares - whatever your aspirations, Membership Rewards is a great way to reach them.

Monitoring business expenses each month is quick and easy. No matter what you purchase on the Gold Business Card, it is covered by one consolidated monthly statement which also displays GST separately. Supplementary Cards are also included on the same statement, with each Card's spending identified and subtotaled.

Enjoy the convenience of managing your account online. You can view your latest transactions, updated every business day, download your statement, and download transactions into either a financial software application such as MYOB, Quicken or a common spreadsheet application such as MS Excel.

Global Assist is available whenever you are more than 200km from home, for no longer than 90 days, and is a free service to Business Cardmembers. By calling the Global Assist hotline from virtually anywhere in the world, American Express can put you in touch with legal or medical assistance. Simply call collect on +64 9 359 1696, 24 hours a day.

If, whilst travelling as a passenger on a 'Common Carrier Conveyance Trip', you suffer a serious accident we will pay the following benefits:

          - Loss of life up to $175,000
          - Dismemberment up to $175,000