Card Benefits
The Personal Card
Find out just how much more you can do with the Card that lets you do more. Plus, manage your account online! Now you can check your balance any time - night or day. Click here to register.
All these features...and more
- Ideal for all types of everyday purchases, plus travel and entertainment
- No interest charges because you settle your account in full each month
- Supplementary Cards available for family and friends
- Annual fee of NZ$55
Spend when and how you want
Because the American Express® Personal Card is a charge card with no pre-set limits, you can travel the world knowing that your spending power won't be exhausted. With the Card, you are able to spend what you have shown us you can afford to repay each month.
Whatever your aspirations, Membership Rewards® is the best way to reach them
With access to the Membership Rewards Programme every $1 you spend on your Card earns you 1 Membership Rewards point towards a fantastic range of rewards.
Share your benefits with Supplementary Cards
All the benefits of the American Express Personal Card can be shared with your family and friends over 18 years old. Supplementary Cards are issued in the nominated name and billed directly to your account.
- Supplementary Card spending earns you Membership Rewards points
- All charges are separately itemised on your account
- No joining fee
- Supplementary Card annual fee is NZ$40
