Card Benefits
The Blue Credit Card
The American Express® Blue Credit Card offers you all the benefits of membership with the added convenience of choosing the level of repayments that suits you. The Blue Credit Card also gives you the choice of Membership Rewards® or MoneyBack.
All these features... and more
- Up to 55 days interest-free on purchases - depending on purchase date, date of statement and current account balance.
- Manage your Account online
- Two rewards programmes to choose from - MoneyBack or Membership Rewards.
- Supplementary Cards available for family and friends.
- Interest rate of 19.95% p.a.
- Personalised Service.
- Online Fraud Protection Guarantee: When you use the American Express Card online, you will not be held responsible for unauthorised charges.
Earn MoneyBack
MoneyBack is the best programme to give you more cash back from your credit card purchases. Earn up to 1% of your annual spend back every time you use your Card. This rebate is credited to your Card Account every 12 months*. The more you use your Card, the more money you get back!
* The maximum rebate every 12 month period is $1,100. Cash withdrawals, interest, fees or balance transfers are not included.
| Eligible Spend | MoneyBack Credit |
|---|---|
| (12 Months) | |
| NZ$1 - $2,000 | 0.50% of eligible spend up to $2,000 |
| NZ$2,001 - $4,500 | 0.75% of eligible spend between $2,001 and $4,500 |
| NZ$4,501 + | 1% of eligible spend above $4,500 |
Whatever your aspirations, Membership Rewards is the best way to reach them
With access to the Membership Rewards Programme every $1 you spend on your Card earns you 1 Membership Rewards point towards a fantastic range of rewards.
Membership Rewards with Turbo™ gets you there faster
Enrol in Turbo to earn 2 points for every $1 you spend. Whether it’s flights, luxury accommodation, electronics, vouchers, wine, quality homewares or whatever you may have your heart set on Turbo will get you there twice as fast.
To view the full range of rewards and benefits of the Programme click here.
Share your benefits with Supplementary Cards
All the benefits of the American Express Blue Credit Card can be shared with your family and friends over 18 years old. Supplementary Cards are issued in the nominated name and billed directly to your Account.
- Supplementary Card spending earns you Membership Rewards points or MoneyBack
- All charges are separately itemised on your Account
- An annual fee of only $15
Personalised Service
From a lost Card to a statement query, whatever your needs, you can expect a prompt response from American Express. We're at your service from 8am to 6pm, Monday to Friday. Just call our Telephone Service Centre toll free on 0800 656 660.
