The Gold Credit Card from American Express combines the privileges of Gold Cardmembership with the convenience of credit terms.
Apply for your Gold Credit Card
Membership Rewards®, 24 hour online access, special offers and unbeatable online security. Why wait?
Learn about your Gold Credit Card Benefits
- At 19.95% p.a. interest rate, the American Express Gold Credit Card has real financial savings.
- No annual fee for the first year of Cardmembership.2
- 24 hour Online Account Management.
- 100% Online Fraud Guarantee - you won't be held responsible for any unauthorised charges when you use your Gold Credit Card online.
- Supplementary Cards to share the benefits of the Gold Credit Card with someone close to you. And with Membership Rewards your supplementary card can also earn you valuable points on your Account. An annual Card fee of only $20 applies.
Whatever your aspirations, Membership Rewards is the best way to reach them
With access to the Membership Rewards Programme every $1 you spend on your Card earns you 1 Membership Rewards point towards a fantastic range of rewards.
Terms and Conditions
- Minimum payment requirements of the Card Account apply to balance transfers. There are no interest free days on balance transfers. The promotional interest rate only applies to a balance transfer requested on the attached application form (please see reverse of application form for more details).
- After the first year an annual Card fee of $90 applies.



