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FEES
Consumer Cards
The American Express Airpoints Platinum Card Annual Card Fee: $195
Supplementary Card Fee: $0 (applicable for the first 4 Supplementary Cards)
Annual Percentage Rate: 19.95% p.a. for Purchases and related fees.
21.95% p.a. for Cash Advances and related fees
The Air New Zealand American Express Platinum Card Annual Card Fee: $395
Supplementary Card Fee: $0 (applicable for the first 4 Supplementary Cards)
Annual Percentage Rate: 19.95% p.a. for Purchases and related fees.
21.95% p.a. for Cash Advances and related fees
The American Express Airpoints Card Annual Card Fee: $0
Supplementary Card Fee: $0 (applicable for the first 4 Supplementary Cards)
Annual Percentage Rate: 0% p.a. for Purchases and related fees for the first 6 months reverting to 19.95% p.a. thereafter
21.95% p.a. for Cash Advances and related fees
The American Express Platinum Edge Card Annual Card Fee: $149
Supplementary Card Fee: $0 (applicable for the first 4 Supplementary Cards)
Annual Percentage Rate: 2.99% p.a. introductory rate on purchases and related fees for first 6 months reverting to 19.95% p.a.
21.95% p.a. for Cash Advances and related fees
The Low Rate Card from American Express Annual Card Fee: $59
Supplementary Card Fee:$0 (applicable for the first 4 Supplementary Cards)
Annual Percentage Rate: 2.99% p.a. introductory rate on purchases and related fees for first 6 months reverting to 12.69% p.a
21.95% p.a. for Cash Advances and related fees
The American Express Platinum Card Annual Card Fee: $1,250 p.a.
Supplementary Card Fee: $0 (applicable for the first 4 Supplementary Cards)
 
Small Business Cards
The American Express Business Card Annual Card Fee: $55
Supplementary Card Fee: $40 p.a.
The American Express Gold Business Card Annual Card Fee: $95
Supplementary Card Fee: $70 p.a.
 
Other Rates and Charges
American Express Charge Cards Express Cash Fee: $2.00 per domestic transaction $5.00 per overseas transaction
Currency Conversion Commission: 2.5% of converted amount
Payment Dishonour Fee: $25
Liquidated Damages: 3.25% or $20 whichever is greater of the overdue amount
Minimum Payment Amount: The full closing balance must be paid by the due date each month, or liquidated damages will be charged.
Record of Charge Fee: $7.50 per copy
Statement Copy Fee: $5.00 per statement
Overseas Statement Mailing Fee: $5.00 per year
Spark Convenience Fee: 2% of the Charge
American Express Credit Cards Cash Advance Fee: $2.00 per domestic transaction $5.00 per overseas transaction
Currency Conversion Commission: 2.5% of converted amount
Payment Dishonour Fee: $25
Late Payment Fee: 3.25% or $20 whichever is greater of the overdue amount
Minimum Payment Amount: $10 or 3% of the Closing Balance, whichever is greater.
Record of Charge Fee: $7.50 per copy
Statement Copy Fee: $5.00 per statement
Overseas Mailing Fee: $5.00 per year
Spark Convenience Fee: 2% of the Charge
 
MEMBERSHIP REWARDSŪ SCHEDULE OF FEES (GST INCLUSIVE)
The annual fees for participation in the Membership Rewards Programme covering all Linked Accounts are as follows:
Annual Membership Rewards fee Platinum Charge
Platinum Credit Card
Complimentary
Corporate Cards
Annual fee $75.00
or 10,500 points
All other cards $50.00
American Express Credit Cards Corporate Cards
Annual fee $75.00
or 10,500 points
All other cards $50.00
Other Programme fees:

Annual TurboTM enrolment fee, charged in addition to the annual Membership Rewards Fee.
Only available to selected Card Members.
$99.00
Points purchase $20.00 = 1,100 Membership Rewards points
Membership Rewards travel booking amendment fee. $50.00 per amendment
Points Reinstatement Fee (Service Fee) Telephone $25.00
Online $20.00
All fees and charges are correct as at September 2015
Membership Rewards Terms and Conditions