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| MEMBERSHIP REWARDS® SCHEDULE OF FEES (GST INCLUSIVE) |
| Annual Membership Rewards fee for Gold, Personal or Small Business Charge Card and Credit Cards where applicable and unless waived or reduced by us. Where one or more of these Cards are linked, only one annual fee is payable. |
Annual Fee $50.00 |
| Membership Rewards for Platinum Charge and Platinum Credit Card is complimentary. |
Complimentary |
| Annual Membership Rewards fee for Corporate Cards (cards starting with 3774 1) or Linkage Fee if linked to a Primary Card Account. |
Annual fee $75.00
or 10,500 points |
Membership Rewards with Turbo™
Only available to Cardmembers enrolled in Turbo prior to 01 March 2010 |
Annual fee $99.00
(in addition to the standard annual Membership Rewards fee) |
Points purchase per 1,000 Membership Rewards points for RapidRewards, refer to section 8.3 of the Membership Rewards Terms and Conditions.
Platinum Cardmembers points top up $20.00 = 1,100 points |
$20.00 |
| Transfer Fee applies per transfer of points to any airline partner programme. |
$35.00 |
Membership Rewards travel amendment fees, refer to section 9.9 of the
Membership Rewards Terms and Conditions. |
$50.00 |
| Delinquency Points Forfeiture Reinstatement Fee (Service Fee) |
Call Centre - $25.00 per reinstatement request
Online - $20.00 per reinstatement request |
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| TRANSFER PARTNER PROGRAMMES |
MINIMUM POINTS
TRANSFER |
| Air New Zealand Airpoints™ |
2100 points |
Cathay Pacific Asia Miles™
Malaysia Airlines Enrich
Qantas Frequent Flyer
Singapore Airlines KrisFlyer
Thai Airways Royal Orchid Plus |
500 points |
| Velocity Rewards |
2000 points |
Hilton HHonours®
Priority Club Worldwide®
Starwood Preferred Guest™ |
1000 points |
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| PAY WITH MEMBERSHIP REWARDS POINTS |
MINIMUM POINTS
REDEMPTION |
| Ticketmaster |
2000 points |
| Webjet |
10000 points |
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| OTHER RATES & FEES AMERICAN EXPRESS® CREDIT CARDS |
| Annual Card Fee |
No annual Card fee for the first year,
$90 annually thereafter |
| Supplementary Card Fee |
No annual Card fee for the first year,
$20 annually thereafter |
| Annual Percentage Rate |
19.95% p.a. for Purchases and related fees
21.95% p.a. for Cash Advances and related fees |
| Annual Card Fee |
Annual Card fee of $325.00 |
| Supplementary Card Fee |
No annual Card fee |
| Annual Percentage Rate |
19.95% p.a. for Purchases and related fees
21.95% p.a. for Cash Advances and related fees |
| * Note: These are standard Annual Fees; check your Financial Table and Terms and Conditions for fees specific to your existing Card product. |
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| OTHER RATES & FEES AMERICAN EXPRESS® CHARGE CARDS |
| Annual Card Fee |
No annual Card fee for the first year,
$55 annually thereafter |
| Supplementary Card Fee |
Annual Card fee of $40 |
| Annual Card Fee |
No annual Card fee for the first year,
$95 annually thereafter |
| Supplementary Card Fee |
Annual Card fee of $70 |
| Annual Card Fee |
Annual Card fee of $1,250 |
| Supplementary Card Fee |
No annual Card fee |
| * Note: These are standard Annual Fees; check your Financial Table and Terms and Conditions for fees specific to your existing Card product. |
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| AMERICAN EXPRESS CREDIT CARDS |
Cash Advance Fee*
-- per domestic transaction
-per overseas transaction |
$2.00
$5.00 |
| Conversion Commission |
2% of the converted amount |
| Late Payment Fee |
$25 per statement |
| Minimum Payment Amount |
$10 or 3% of the Closing Balance, whichever is greater |
| Dishonour Fee |
$25 per payment |
| Record of Charge Fee (Service Charge) |
$7.50 per copy |
| Statement Copy Fee (Service Charge) |
$5.00 per statement |
| Overseas Mailing Fee |
$5.00 per year |
| Telecom Convenience Fee |
2% of the Charge |
| * Cash Advance Fee - for Cardmembers enrolled prior to 29 December 2008 only. Cash Advance enrolments are no longer being accepted. |
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| AMERICAN EXPRESS CHARGE CARDS |
| Conversion Commission |
2% of the converted amount |
| Late Payment Fee |
$20 or 3.25% of the Previous Balance, whichever is greater. Additional Late Payment Fees will be charged on any part of the Previous Balance which remains unpaid of 1.625% of the Previous Balance calculated every 15 days and charged in the next monthly statement, subject to a minimum of $20 per month. |
| Minimum Payment Amount |
The full amount is due each month, late payment will result in a Late Payment Fee |
| Dishonour Fee |
$25 per payment |
| Record of Charge Fee (Service Charge) |
$7.50 per copy |
| Statement Copy Fee (Service Charge) |
$5.00 per statement |
| Overseas Mailing Fee |
$5.00 per year |
| Telecom Convenience Fee |
2% of the Charge |
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| AMERICAN EXPRESS LINE OF CREDIT (CENTURION FINANCE) ACCOUNT* |
| Annual Percentage Rate (Overdraft) |
Standard Rate (with O/D cover) 19.25%
Standard Rate 19.50%
Premium Rate 17.00%
Premium Rate (with O/D cover) 16.75% |
Limit Increase Facility Fee
(As of 01 May 2008, this fee is no longer applicable) |
A facility fee of 1% over the minimum limit offered ($3,000 on Personal Cards and $5,000 on Gold Cards) is charged annually on a semi-annual basis |
| * For Terms and Conditions: http://www.americanexpress.com/newzealand/personal/cards/benefits/loc_terms.shtml |
- All information is correct as at 16 February 2010 and is subject to change.
- Annual Percentage Rate -Interest rates are expressed as an Annual Percentage Rate. Interest rates are current as of 20 April 2009 and are subject to change.
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