| LEARN MORE ABOUT... |
 |
|
|
|
| Online Fraud Guarantee1 |
Shop online with confidence. You will not be held responsible for unauthorised online purchases. |
| Purchase Protection2 |
For eligible items which are stolen or damaged accidentally, the purchase protection benefit will replace, repair or refund the item for up to 90 days after the date of purchase2. |
| Refund Protection2 |
Assured product satisfaction. Should any UK retailer refuse you a refund for any eligible items within 90 days of purchase, we will refund the purchase price2. |
| Repayment Protection |
If you are off work due to an accident, sickness or unemployment, Repayment Protection will pay 5% of your outstanding balance each month until the balance is cleared, or pay off the outstanding balance if you die. |
| Membership Rewards® |
Membership Rewards Classic - Earn 1 point for virtually every £1 you charge to your Card3. The £23.50 annual fee covers all Cards enrolled. Redeem your points for a wide range of exciting offers. |
| 24 hr Customer Service |
No matter where you are, or what the time is, American Express can help. Just Call 01273 620 555 or visit our online Customer Service page. |
| Free Additional Card |
Share the benefits. Apply for a FREE Additional Card and earn even more Membership Rewards points. |
| Emergency Card Replacement |
Should your Card be lost, damaged, or stolen, we can get a replacement to you virtually anywhere in the world. |
| Standard Interest Rate |
Typical 18.2% APR variable3 |
- When you use your Card online you will not be held responsible for unauthorized charges.
- a) Purchase Protection: Upto £20,000 for every 365 day period, for eligible items stolen or accidentally damaged within 90 days of purchase. Exclusions apply. See Summary of Benefits for full details and requirements.
b) Refund Protection: Up to £200 per eligible item and £750 for every 365 day period. Exclusions apply. See Summary of Benefits for full details and requirements.
c) American Express Services Europe Limited ("AESEL") makes various benefits available to Cardmembers. These benefits derive from contracts which AESEL has made with third parties which AESEL is free to amend, extend or terminate at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will aim to inform you 30 days in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance made between AESEL and certain insurers, including Purchase Protection and Refund Protection. You will lose these benefits if you cease to be a Cardmember. Exclusions apply. Full details of the insurance benefits currently available can be found in the Summary of Benefits document.
- American Express may vary the APR, interest rates and other charges from time to time. The minimum monthly payment will be 3% of the outstanding balance or £5, whichever is greater. Of course, you may pay off your balance in full at any time. You will have access to credit of at least £700. Purchases conducted within the initial 6 month period form the date we open your account will be charged at an introductory rate of 14.9% p.a. (1.17% per month) and thereafter at a rate of typical typical 18.2 %APR variable, (1.40% per month) on a daily basis. Cash withdrawals will be charged at a rate of 22.4% p.a. including cash transaction charge (1.53% per month). Written details are available on request.
|
|
|
|
