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Platinum Credit Card Membership Benefits

Online Fraud Guarantee Shop online with confidence. You will not be held responsible for unauthorised online purchases.
Purchase Protection Benefit1 For eligible items which are stolen or damaged accidentally, the purchase protection benefit will replace, repair or refund the item for up to 90 days after the date of purchase1.
Refund Protection Benefit1 Assured product satisfaction. Should any UK retailer refuse you a refund for any eligible items within 90 days of purchase, we will refund the purchase price1.
Repayment Protection If you are off work due to an accident, sickness or unemployment, Repayment Protection will pay 5% of your outstanding balance each month until the balance is cleared, or pay off the outstanding balance if you die.
24 hr Customer Service No matter where you are, or what the time is, American Express can help. Just call 01273 620 555 or visit our online Customer Service pages.
FREE Additional Cards Share the benefits. Apply for a FREE Additional Card and get even more MoneyBack. Call 0800 597 6601 to apply.
Emergency Card Replacement Should your Card be lost, damaged, or stolen, we can get a replacement to you virtually anywhere in the world.
  1. a) Purchase Protection Benefit: Up to £20,000 for every 365 day period, for eligible items stolen or accidentally damaged within 90 days of purchase. Exclusions apply. See Summary of Benefits for full details and requirements.
    b) Refund Protection Benefit: Up to £200 per eligible item and £750 for every 365 day period. Exclusions apply. See Summary of Benefits for full details and requirements.
    c) American Express Services Europe Limited ("AESEL") makes various benefits available to Cardmembers. These benefits derive from contracts which AESEL has made with third parties which AESEL is free to amend, extend or terminate at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will aim to inform you 30 days in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance made between AESEL and certain insurers, including Purchase Protection and Refund Protection. You will lose these benefits if you cease to be a Cardmember. Exclusions apply. Full details of the insurance benefits currently available can be found in the Summary of Benefits document.
    The Platinum Credit Card from American Express is offered by American Express Services Europe Limited. Registered Office: Belgrave House 76 Buckingham Palace Road London SW1W 9AX. Registered in England and Wales with Number: 1833139

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