• Comprehensive Insurance
• Smarter Financial Management
• Travel Services
• Membership Rewards^TM program
• Other Benefits

The Business Assure Plan has been designed to help guard your business should anything unfortunate happen. As a Gold Business Cardmember, you can nominate your employees as additional Cardmembers so they will be covered under the plan too.

The Business Assure Plan is underwritten by ACE Insurance: It offers valuable benefits like:

• S$150,000 coverage in the event of accidental permanent disablement of the Basic Cardmember or the Additional Cardmember.
• S$1,000 Replacement benefit in the event that an Additional Cardmember sustains permanent disablement, and replacement expenses of up to S$20,000 to hire an individual to replace the affected Additional Cardmember.
• Up to S$20,000 for business overhead expenses incurred to ensure continous business operations should the Basic Cardmember sustain accidental permanent disablement.
• Up to S$20,000 for expenses incurred should the business be wound down as a result of the Basic Cardmember sustaining accidental permanent disablement.

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• No Pre-Set Spending Limit
  Charges are approved based on the payment history and spending patterns of your company. So you'll always have instant access to the resources you need for any business expenses.
• Personal Line of Credit
  If you're approved for an American Express Line of Credit account, you'll enjoy a preferential rate. The Line of Credit offers financial flexibility whenever you need.
• The Quarterly Management Report
  This is a detailed report of all your spending on the Card. Information is separated into different categories like entertainment, travel, dining and shopping. So you can see the details of your spending at a glance.
• International Payment
  You can make Telegraphic Transfers and Drafts in more than 50 currencies at competitive rates and reduced service fees.
• Convenient Payment Method via GIRO
  To help save time, you can make all the payments for your business via GIRO. Less hassles and more convenience for you.

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• Global Assist
• Travel Service
• Worldwide Cash Access
• Emergency Cheque Cashing

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With Membership Rewards, you earn Double Points for life*. This means that you’ll earn 2 points for every S$1.60 spent – anytime, anywhere. Unlike other programs where your hard-earned points expire in as little as one year, your Membership Rewards points last a lifetime**. With these points, you can redeem a wide range of exciting rewards, from travel, hotel stays, fine dining to electronic gadgets. No other rewards program offers so much choice or value.

Find out more on Membership Rewards program

* Applicable only to American Express Cards issued in Singapore by American Express International Inc., excluding Corporate Cards, which are enrolled in the Membership Rewards program and in good standing.

** In the event that you cease your enrolment in the Membership Rewards Program, you will need to redeem your points within 30 days from the date of cessation.

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• Apply up to 5 Additional Cards
• Emergency Card Replacement within next business day
• Exclusive Customer Service Hotline

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