Terms & Conditions


Terms & Conditions


• 0% WISE PAY or Extended Payment Plan is installment program allowing Cardmembers to pay
for products or services through monthly installment without any interest charge.
• 0% WISE PAY applied only to those participating Items and participating Service Establishments.
• 0% WISE PAY is for all American Express Cards issued by American Express (Thai) Co.,Ltd. excluding American Express Corporate Cards
• Cardmembers can choose to enjoy 3, 6, 9 or 10 monthly installments subject to conditions of those participating merchants.
• The minimum purchase or principle shall not be less than 5,000 Baht per transaction.
• American Express reserves the right to authorize the 0% WISE PAY for certain transactions based on our internal assessment policy.
• Card terms and conditions apply