American Express UK – Personal – British Airways American Express Credit Cards

British Airways American Express Credit Cards

The more you put on, the more you'll take-off

British Airways American Express® Credit Card

APPLY NOW AND GET 9,000 AVIOS WHEN YOU SPEND £1000 IN THE FIRST 3 MONTHS OFFER

British Airways American Express Credit Card - Representative 19.9% APR Variable. (2) (Terms and Conditions apply)

Credit Card benefits:

9,000 Avios when you spend £1000 in your first 3 months of Cardmembership.
Collect 1 Avios for virtually every £1 you spend.³
Spend £20,000 on your Card in a year and redeem your Avios on a British Airways flight and you’ll receive another ticket for a companion for the same flight and cabin.⁴
Travel Accident Insurance up to £75,000.⁶
No annual fee.

Read Terms & Conditions
Read Summary Box
Read Summary of Benefits
Read Standard European Consumer Credit Information Apply now

Get off to a flying start with our 9,000 Avios offer for new Cardmembers.

9,000 Avios when you spend £1000 within the first 3 months of Cardmembership.
You'll collect 1 Avios for virtually every £1 you spend.³
If you're not an Executive Club member already, you will automatically be enrolled when you receive your British Airways American Express Card. That means you can collect even more Avios on British Airways flights and holidays, and through other British Airways Executive Club partners.²

Apply now

Companion Voucher:

Spend £20,000 on your Card in one year and redeem your Avios on a British Airways flight and receive another ticket for a companion for the same flight in the same cabin.⁴

All you’ll have to pay is the taxes, fees and charges for you and your companion’s tickets.

Frequently asked questions > Apply now

Travel benefits:

Share the benefits – Complimentary Additional Cards for your friends and family to help you boost your Avios balance even faster.⁷
Online Fraud Guarantee– You will not be held responsible for unauthorised online purchases.⁵
Travel Accident Insurance– Up to £75,000 worth of Travel Accident Insurance when you use the Card to book public transport tickets.⁶
Purchase Protection– Eligible items that are stolen or damaged accidentally, the purchase protection benefit will replace, repair or refund the item for up to 90 days up to £2500.⁶
Refund Protection– If any UK retailer refuses you a refund for any eligible items within 90 days of purchase, American Express will refund the purchase price up to £200.⁶
Emergency Card Replacement– If your Card is lost, damaged or stolen, American Express can get a replacement to you virtually anywhere in the world.⁶

Apply now

British Airways American Express® Premium Plus Card

British Airways American Express Premium Plus Card - Representative example: Representative 50.1% APR variable. Based on £150 annual fee, assumed borrowing of £1200, rate of interest per annum 19.9% (variable)

Premium Plus Card benefits:

18,000 Avios when you spend £3,000 in the first 3 months of Cardmembership.
Collect 1.5 Avios for virtually every £1 you spend and 3 Avios for every £1 you spend on BA flights and BA holidays.³
Spend £10,000 on your Card in a year and redeem your Avios on a British Airways flight and you’ll receive another ticket for a companion for the same flight and cabin.⁴
Travel Accident Insurance up to £250,000.⁶

Read Terms & Conditions
Read Summary Box
Read Summary of Benefits
Read Standard European Consumer Credit Information Apply now

Get off to a flying start with our 18,000 Avios offer for new Cardmembers.

18,000 Avios when you spend £3000 in the first 3 months of Cardmembership.
Then you collect 1.5 Avios for virtually every £1 you spend and 3 Avios for every £1 you spend on BA flights and holidays.³
Ifyou’re not an Executive Club Member already, you will automatically be enrolled when you get your British Airways American Express Card. This means you can collect even more Avios on British Airways flights and holidays, as well as through other British Airways Executive Club partners such as Avis, Hilton, Marriot and Tesco.³

Apply now

Companion voucher:

Spend £10,000 on your Card in one year and redeem your Avios on a British Airways flight and receive another ticket for a companion for the same flight in the same cabin.⁴

All you’ll have to pay is the taxes, fees and charges for you and your companion’s tickets. Your Companion Voucher is valid for 24 months and 2 vouchers can be used in the same booking.

Frequently asked questions > Apply now

Travel benefits:

Share the benefits – Complimentary Additional Cards for your friends and family to help you boost your Avios balance even faster.⁷
Online Fraud Guarantee – You will not be held responsible for unauthorised online purchases.⁵
Travel Accident Insurance – Up to £250,000 worth of Travel Accident Insurance when you use the Card to book public transport tickets.⁶
Purchase Protection – Eligible items that are stolen or damaged accidentally, the purchase protection benefit will replace, repair or refund the item for up to 90 days up to £2500.⁶
Refund Protection – If any UK retailer refuses you a refund for any eligible items within 90 days of purchase, American Express will refund the purchase price up to £300.⁶
Emergency Card Replacement – If your Card is lost, damaged or stolen, American Express can get a replacement to you virtually anywhere in the world.⁶

Apply now

Terms and Conditions

For the Credit Card, 9,000 bonus Avios will be awarded onto your account once you have been approved and you have spent and charged a minimum of £1,000 on goods and services to the account within three months of account opening. For the Premium Plus Card, the 18,000 bonus Avios will be awarded onto your account once you have been approved and a minimum of £3,000 on goods and services has been spent and charged to the account within three months of account opening. If you are a British Airways American Express Credit Card or British Airways American Express Premium Cardholder, you will not be eligible for this offer and this is not an offer to upgrade. Please note, these offers are subject to change. Please note that it can take up to one month for bonus Avios to be awarded to your account.
British Airways American Express CREDIT CARD TERMS & CONDITIONS
The minimum amount you must pay us each month will be the greater of £25 (or the total amount owing if less) or the sum of: 2% of the principal amount owing; interest; default fees; repayment protection insurance, overdue amounts and 1/12th of any annual fees or the full monthly fee (if applicable to the product you hold). A minimum credit limit of £700 will be available. You may pay off your balance in full at any time. The standard interest rate is representative 19.9% APR variable (1.55% per month) for goods and services and 27.9% interest p.a. for cash withdrawals.   British Airways American Express PREMIUM PLUS CARD TERMS & CONDITIONS The minimum amount you must pay us each month will be the greater of £25 (or the total amount owing if less) or the sum of: 2% of the principal amount owing; interest; default fees; repayment protection insurance, overdue amounts and 1/12th of any annual fees or the full monthly fee (if applicable to the product you hold). You may pay off your balance in full at any time. The standard interest rate for goods and services is representative 50.1% APR variable. Based on £150 annual fee, assuming borrowing of £1200, rate of interest (variable) annual 19.9% / 1.53% per month.  The standard interest rate for Cash Withdrawals is 27.9% p.a. (2.08% per month). Charges:
 a) An annual fee of £150 will be applied.
 b) There is a conversion commission of 2.99% on foreign charges.
 c) There is a £3 fee for copies of records of transactions and a £5 fee for copies of statements (please note that your statements sent to you each month when you have used your card will not incur this charge).
 d) There is a Cash Withdrawal charge which is £3 or 3% of the withdrawal (whichever is the greater). Written details are available on request. Subject to terms and conditions. Applicants must be 18 years old or over. Approval subject to status. The information relating to the financial benefits and services of the card is the responsibility of American Express Services Europe Limited and British Airways accepts no responsibility for inaccuracies.
For the Credit Card, you will be awarded 1 Avios for virtually every £1 spent and charged per transaction. Avios are not earned on Balance Transfers, Cash Withdrawals, American Express Travellers Cheques purchases, Foreign Exchange, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Written details available on request.
Subject to availability. Taxes, fees and charges remain payable on the British Airways (BA) American Express (Amex) Card. British Airways Executive Club Terms and Conditions apply and can be found at ba.com/conditions. Once Cardmembers reach the applicable billed expenditure target on their BA/Amex Card (the “Target”), they will receive a Companion Voucher. The Voucher can only be used by the main Cardmember, who must select/advise at the time of booking that they wish to redeem their Companion Voucher. Companion Vouchers can only be used when redeeming Avios for a BA reward flight, paid in full with Avios. All vouchers will be issued in the name of the main BA/Amex Cardmember who must travel with their companion on any booking made with the Voucher. The Companion Voucher is only valid if it has been acquired in accordance with the rules of this promotion. Companion Vouchers must be exchanged for a return ticket and all outbound travel from the UK must be taken before the expiry date of the Voucher(s), which is 12 months from the date of issue for Classic and Premium Cardmembers and 24 months from the date of issue for Premium Plus Cardmembers. Only Premium Plus Cardmembers can redeem two Companion Vouchers when booking a return flight for four passengers without incurring the flight price for two persons travelling on that same flight. Companions must travel with the Cardmember on both the outbound and inbound journeys. Tickets booked by phone need to be booked at least 48 hours in advance. The Target varies depending on the type of BA/Amex Card that the Cardmember holds: Classic Cardmembers – £20,000, Premium Cardmembers - £15,000, Premium Plus Cardmembers - £10,000. Cardmembers must have accrued the Target within a 12-month period ending each year on the anniversary of their Promotion Commencement Date. Spend from the previous anniversary year will not be carried over. Spend towards the Voucher must be charged to the account before the anniversary date. Any spend on the Card made before the anniversary date but not charged to the account until after the anniversary date will not be eligible. Companion Vouchers cannot be used in conjunction with any other promotion. One Companion Voucher per main Cardmember per year. Companion Vouchers are not extendable. Reward Flights and Companion Vouchers may only be used for flights on British Airways mainline services which have a BA prefixed flight number. Travel on franchises, codeshare or alliance airlines is not permitted. Return flights must be booked at the same time as the outward journey is booked. All travel must originate in and return to the UK. The Voucher helpline is 0844 493 0750 open 7:30am – 8pm 7 days a week. The promoters are British Airways Plc, Waterside, Speedbird Way, Harmondsworth, UB7 0GB. Registered in England 1777777 and American Express Services Europe Limited, Registered office: Belgrave House, 76 Buckingham Palace Road, London SW1W 9AX, UK, Registered in England and Wales Number: 1833139.
When you use your Card online you will not be held responsible for unauthorised credit card charges.
American Express Services Europe Limited ("AESEL") makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Full details of the insurance benefits currently available can be found in Your Insurance Documentation available on this website and which will be provided with your Card . Please read this document to understand the limits and exclusions that may apply.  American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. Registered in England and Wales with Number 1833139. American Express Services Europe Limited is authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. For insurance mediation activities only, American Express Services Europe Limited is an Appointed Representative of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register.
Additional Cardmembers must be 18 years or over.
The British Airways American Express Cards are offered by American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London SW1W 9AX. Registered in England and Wales with Number: 1833139.