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Car Insurance - Excess Protection

Excess Protection - just £29.95 (Included in Prestige Car Insurance)

What extra benefits will I receive?

With Excess Protection, you can reclaim up to £500 for an excess which you need to pay following a claim on your American Express Car Insurance policy for any of the following events:

  • Accidental damage
  • Malicious damage
  • Fire damage
  • Attempted theft
  • Any damage caused through theft of your vehicle

Cover is provided for the holder of the American Express Car Insurance policy along with any named drivers.

Important notes

Any claim under this cover must reported to the cover provider within 30 days of an insured event under the American Express Car Insurance policy. No refund of premium is allowable on cancellation of Excess Protection Cover after the initial 14 day cooling off period.

For full details of policy cover, terms and exclusions, please refer to the Policy Wording

Have a question?

Check our FAQs or call 0844 463 2686

Monday – Friday 8am – 8pm
Saturday 9am – 4pm

Two different levels of cover:

Standard Prestige
Rescue Service following an accident Included Included
Courtesy car Included Included
Legal Advice helpline Optional Included
Breakdown Cover (Europe) Optional Included
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American Express Insurance Services Europe Limited registered in England and Wales under company number 05048826 at 76 Buckingham Palace Road, London, SW1W 9AX introduces you to UKAIS Limited who will arrange and administer your policy of Car Insurance. UKAIS Limited is authorised and regulated by the Financial Services Authority under registration no. 307223. The company is registered in England and Wales under company no 02613429 with its offices at Prospect House, Gordon Banks Drive, Trentham Lakes North, Stoke On Trent, ST4 4TW.