The Platinum Card^®

• Read Terms & Conditions
• Read Summary Box
• Read Insurance Documentation
• Your Guide to the Lending Code

Important information

If you’d prefer a Card without any rewards, other features or a Cardmembership fee, an alternative option is available – the Basic Card.

1. The 40,000 Membership Rewards bonus points will be awarded onto your account once you have been approved and you have spent and charged £1,500 within the first 3 months of Cardmembership. Please note that it can take up to one month for bonus points to be awarded to your account. Offer valid until midnight on 4th July 2012. Existing Cardmembers already enrolled into the Membership Rewards Programme will not be eligible for the 40,000 bonus points.
2. Terms and Conditions of Membership Rewards apply. Points are not earned on American Express Travellers Cheques, Foreign Exchange and other Account Charges including Membership Rewards fees and annual Card fees. Read full Terms and Conditions here.
3. Lounge access and Priority Pass. Terms and Conditions apply. View full details here.
4. American Express Services Europe Limited ('AESEL') makes various benefits available to Cardmembers, which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Full details of the insurance benefits currently available can be found in Your Insurance Documentation available on this website and which will be provided with your Card. Please read this document to understand the limits and exclusions that may apply.

Written details available on request. Applicants must be 18 years old or over. Approval subject to status and terms and conditions apply. The Platinum Card is offered by American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. Registered in England and Wales with Number 1833139. American Express Services Europe Limited is authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. For insurance mediation activities only, American Express Services Europe Limited is an Appointed Representative of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register.

The Preferred Rewards Gold Card

• Read Terms & Conditions
• Read Summary Box
• Read Insurance Documentation
• Read Standard European Consumer Credit Information and Additional Explanations
• Your Guide to the Lending Code

Important information

If you’d prefer a Card without any rewards, other features or a Cardmembership fee, an alternative option is available – the Basic Card, click here for more information

1. Purchases are approved based on a variety of factors, including account history, credit record and personal resources, security may be required.
2. The 20,000 Membership Rewards bonus points will be awarded onto your account once you have been approved and you have spent and charged £1,000 within the first 3 months of Cardmembership. All introductory offers are subject to change, can be withdrawn at any time and are not available to existing American Express customers. Please note that it can take up to 60 days for bonus points to be awarded to your account.
3. Membership Rewards Points are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Read the full terms and conditions here.
4. 7,500 Membership Rewards bonus points will be awarded to your account every year at Card renewal if you have made purchases of at least £15,000 within a 12 month period ending on the anniversary of your Preferred Rewards Gold Card membership. Should you qualify in any given year, the 7,500 bonus points will be awarded to your account up to 60 days after your Card renewal.
5. American Express Services Europe Limited (“AESEL”) makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Details can be found on the American Express website.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The American Express Preferred Rewards Gold Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is an appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

Platinum Cashback Credit Card

• Read Terms & Conditions
• Read Summary Box
• Read Insurance Documentation
• Read Standard European Consumer Credit Information and Additional Explanations
• Your Guide to the Lending Code

Important information

^*As of 3 January 2012 the American Express Platinum Cashback Credit Card offered the highest total cashback across all purchases over a full 2 year period. Based on the total cashback earned over 2 years (after annual fees have been deducted) on a monthly spend of £750; including an introductory bonus of 5% in the first 3 months of Cardmembership and a flat ongoing rate of 1.25% on all purchases (calculated using the ONS Family Spending 2011 Edition household expenditures by category).

1. All introductory offers are subject to change, can be withdrawn at any time and are not available to existing American Express customers.
2. An annual cashback will be payable to you by us at the following rate: a) 1.25% on every full pound spent and charged per purchase; and b) An additional cashback of 1.25% on every full pound spent and charged per purchase made during your card anniversary month if you have made purchases in excess of £10,001 on your card in the preceding 12 months. Cashback will be paid by crediting your account during each Card anniversary month on the expenditure that has taken place during the preceding 12 months. Your Card anniversary month is the one month period each year following the date on which your account was opened. See card terms and conditions for full details.
3. Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.
4. American Express Services Europe Limited (“AESEL”) makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Details can be found on the American Express website.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The American Express Platinum Cashback Credit Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is an appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

British Airways American Express Premium Plus Card^®

• Read Terms & Conditions
• Read Summary Box
• Read Insurance Documentation
• Read Standard European Consumer Credit Information and Additional Explanations
• Your Guide to the Lending Code

Important information

1. 6,000 bonus Avios will be awarded onto your account once you have been approved and first spent on your Card. If you are a British Airways American Express Credit Card or British Airways American Express Premium Cardmember, you will not be eligible for this offer and this is not an offer to upgrade. Please note that it can take up to one month for bonus Avios to be awarded to your account. Please note this offer is subject to change.
2. Terms and Conditions apply to Avios redemptions. Reward flights and companion voucher bookings are subject to availability. Detailed information on companion vouchers can be found here; detailed information on Avios redemptions can be found here. All applicable terms and conditions will be provided within your Welcome Pack if you are approved.
3. American Express Services Europe Limited (“AESEL”) makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Details can be found on the American Express website.
4. Avios are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The information relating to the financial information of the Card is the responsibility of American Express Services Europe Limited and British Airways accepts no responsibility for inaccuracies. British Airways plc, registered in England and Wales (company number 1777777) is an introducer appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited.

The British Airways American Express Cards are offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is an appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

British Airways American Express Credit Card^®

• Read Terms & Conditions
• Read Summary Box
• Read Insurance Documentation
• Read Standard European Consumer Credit Information and Additional Explanations
• Your Guide to the Lending Code

Important information

1. 1,000 bonus Avios will be awarded onto your account once you have been approved and you have spent and charged a minimum of £500 on goods and services to the account within three months of account opening. If you are a British Airways American Express Credit Card or British Airways American Express Premium Cardmember, you will not be eligible for this offer and this is not an offer to upgrade. Please note that it can take up to four weeks for bonus Avios to be awarded to your account. Please note this offer is subject to change.
2. Terms and Conditions apply to Avios redemptions. Reward flights and companion voucher bookings are subject to availability. Detailed information on companion vouchers can be found here; detailed information on Avios redemptions can be found can be found here. All applicable terms and conditions will be provided within your Welcome Pack if you are approved.
3. American Express Services Europe Limited (“AESEL”) makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Details can be found on the American Express website.
4. Avios are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The information relating to the financial information of the Card is the responsibility of American Express Services Europe Limited and British Airways accepts no responsibility for inaccuracies. British Airways plc, registered in England and Wales (company number 1777777) is an introducer appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited.

The British Airways American Express Cards are offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is an appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

Nectar Credit Card

• Read Terms & Conditions
• Read Summary Box
• Read Insurance Documentation
• Read Standard European Consumer Credit Information and Additional Explanations
• Your Guide to the Lending Code

Important information

1. 5,000 bonus points will be awarded onto your account once you have been approved and a minimum of £500 has been spent and charged to the account within three months of account opening. All introductory offers are subject to change, can be withdrawn at any time.
2. Nectar points are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.
3. American Express Services Europe Limited (“AESEL”) makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Details can be found on the American Express website.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. Loyalty Management UK Ltd, registered in England and Wales (company number 04236999) is an introducer appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited. The American Express Nectar Credit Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is an appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

The Starwood Preferred Guest^® Credit Card from American Express

• Read Terms & Conditions
• Read Summary Box
• Read Insurance Documentation
• Read Standard European Consumer Credit Information and Additional Explanations
• Your Guide to the Lending Code

Important information

1. You will receive 20,000 bonus Starpoints when you spend and charge £1,000 within the first three months of Cardmembership. Please note that it can take up to two months for bonus Starpoints to be awarded to your account. Please see complete information on complimentary nights by visiting spg.com.  
2. American Express Services Europe Limited (“AESEL”) makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Details can be found on the American Express website.
3. Terms and Conditions apply to Starpoints redemptions and are subject to availability. Detailed information can be found here. All applicable terms and conditions will be provided within your Welcome Pack if you are approved.
4. Starpoints are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.

ALOFT, ELEMENT, FOUR POINTS, LE MERIDIEN, PREFERRED GUEST, SHERATON, SPG, ST. REGIS, STARPOINTS, THE LUXURY COLLECTION, W, WESTIN, and their respective logos are the trademarks of Starwood Hotels & Resorts Worldwide, Inc. or its affiliates.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The information relating to the financial information of the Card is the responsibility of American Express Services Europe Limited and SPG accepts no responsibility for inaccuracies. Starwood Hotels & Resorts Worldwide Inc, registered in England and Wales is an introducer appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited. The American Express Starwood Preferred Guest Credit Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is an appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

The Costco TrueEarnings^™ American Express^® Credit Card

1. Read Terms & Conditions
2. Read Summary Box
3. Read Standard European Consumer Credit Information and Additional Explanations
4. Your Guide to the Lending Code

Important information

1. 1. An annual cashback reward will be payable to you by us at the following rate: 1% on every full pound spent and charged per purchase (up to a max of £300 in any 12 month period), 2% on every full pound spent on purchases at eligible travel retailers in the UK and abroad, 3% on every full pound spent and charged on all eligible restaurant purchases, both UK and abroad. cashback rewards are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The Costco TrueEarnings™ American Express Credit Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

Basic Card

• Read Account Terms & Conditions
• Read Summary Box
• Your Guide to the Lending Code

Important information

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The American Express Charge Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

The Harrods American Express^® Card

Important information

1. Points are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Points are not earned in Harrods on the purchase of gift cards and other services. Please visit harrods.com/rewards for further details.
2. Spend over £40,000 on your Card in a 12 month period from your Card anniversary date and choose to redeem 40,000 Harrods Rewards points for a night’s stay at The Ritz Hotel in Paris, in a double room. Only principal Cardmembers are entitled to this benefit and there is a limit of one night per Cardemember per 12 month period. All bookings are subject to availability. To claim your Ritz voucher please call the Harrods Rewards Team on +44 (0) 20 7893 8408 within 6 months of spending £40,000 on your Card. Once the Ritz voucher has been received, you will have 6 months to redeem it at the Ritz Hotel in Paris.
3. The minimum spend expectation for BY APPOINTMENT – Personal Shopping & Beyond is £2,500.
4. A complimentary blow-dry at Urban Retreat for ladies and a complimentary wet-shave at The Refinery for gentlemen, is limited to one per 12 month period, starting from your Card anniversary date for the principle Cardmember only.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The American Express Harrods Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.