Your compared cards

The Platinum Card^®

• Read Terms & Conditions
• Read Summary Box
• Read Insurance Documentation
• Your Guide to the Lending Code

Important information

If you’d prefer a Card without any rewards, other features or a Cardmembership fee, an alternative option is available – the Basic Card.

1. The 30,000 Membership Rewards bonus points will be awarded onto your account once you have been approved and you have spent and charged £2,000 within the first three months of Cardmembership. All introductory offers are subject to change, can be withdrawn at any time and are not available to existing American Express customers. Please note that it can take up to one month for bonus points to be awarded to your account.
2. Terms and Conditions of Membership Rewards apply. Points are not earned on American Express Travellers Cheques, Foreign Exchange and other Account Charges including Membership Rewards fees and annual Card fees. Read full Terms and Conditions here.
3. Lounge access and Priority Pass. Terms and Conditions apply. View full details here.
4. American Express Services Europe Limited ('AESEL') makes various benefits available to Cardmembers, which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Full details of the insurance benefits currently available can be found in Your Insurance Documentation available on this website and which will be provided with your Card. Please read this document to understand the limits and exclusions that may apply.

Written details available on request. Applicants must be 18 years old or over. Approval subject to status and terms and conditions apply. The Platinum Card is offered by American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. Registered in England and Wales with Number 1833139. American Express Services Europe Limited is authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. For insurance mediation activities only, American Express Services Europe Limited is an Appointed Representative of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register.

• Read Terms & Conditions
• Read Summary Box
• Read Insurance Documentation
• Your Guide to the Lending Code

Important information

If you’d prefer a Card without any rewards, other features or a Cardmembership fee, an alternative option is available – the Basic Card, click here for more information

1. The annual fee is £125. With this offer you will receive the first year of Cardmembership with £0 annual fee. From year two of your membership, a £125 annual fee will automatically be charged to your account on or after the anniversary of your account opening date. The first year fee waiver is only available to new American Express Charge Cardmembers. A customer is not considered a new Charge Cardmember if they hold or have held in the last 6 months another American Express Charge Card.
2. The 20,000 Membership Rewards bonus points will be awarded onto your account once you have been approved and you have spent and charged £2,000 within the first 3 months of Cardmembership. All introductory offers are subject to change, can be withdrawn at any time and are not available if you currently hold or have held any other Membership Rewards enrolled American Express Cards in the past 6 months.
3. Membership Rewards Points are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Read the full terms and conditions here.
4. 7,500 Membership Rewards bonus points will be awarded to your account every year at Card renewal if you have made purchases of at least £15,000 within a 12 month period ending on the anniversary of your Preferred Rewards Gold Card membership. Should you qualify in any given year, the 7,500 bonus points will be awarded to your account up to 60 days after your Card renewal.
5. We will share certain membership information about you with the Priority Travel Group Holdings Limited ("PTG") who administer the LOUNGE CLUB^TM programme. PTG will provide complimentary membership for the primary card holder to LOUNGE CLUB^TM , and issue a card and lounge listing. You will be entitled to two complimetary lounge visits at participating lounges each year you hold a valid Preferred Rewards Gold Card, which may be used by the primary Cardmember or by the primary Cardmember and one guest. Once you have activated your American Express Preferred Rewards Gold Card, please allow up to 28 working days for your LOUNGE CLUB^TM card to arrive in the mail. Use of the airport lounges will be governed by the terms and conditions of LOUNGE CLUB^TM which are available in full at www.loungeclub.com, which you agree to comply with by applying for a card. You also confirm that lounges may change lounge usage fees at prevailing rate (currently £15 per person, per visit) for any lounge visits that exceed the two complimentary lounge visits per membership year to your American Express Preferred Rewards Gold. The lounge usage fees charged are at the discretion of PTG and any changes o the lounge access fee will be advised by them.
6. American Express Services Europe Limited (“AESEL”) makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Details can be found on the American Express website.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The American Express Preferred Rewards Gold Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Conduct Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is an appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

Platinum Cashback Credit Card

• Sample Terms and Conditions
• Summary Box
• Insurance Documentation
• Sample SECCI
• Your Guide to the Lending Code

Important information

Your APR Explained - As we treat all our customers and their applications on an individual basis, the APR and interest rates we offer are determined by the details customers supply, along with an independent verification of credit and repayment history.

Your personal APR for purchases will be 18.7% APR (variable) or 23.9% APR (variable). At least 51% of our customers receive our best purchases rate of 18.7%.

Customers accepted at either rate will receive the same level of rewards, servicing and other benefits.

1. Introductory offers are not available to existing American Express Cashback customers.
2. Cashback will be payable to you by us at 1.25% on every full pound spent and charged per purchase. Cashback will be paid by crediting your account during each Card anniversary month on the expenditure that has taken place during the preceding 12 months.
3. An additional cashback of 1.25% on every full pound spent and charged per purchase made during your Card anniversary month if you have made purchases in excess of £10,001 on your Card in the preceding 12 months. Your Card anniversary month is the one month period each year following the date on which your account was opened. See Card terms and conditions for full details.
4. Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.
5. American Express Services Europe Limited (“AESEL”) makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Details can be found on the American Express website.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The American Express Platinum Cashback Credit Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is an appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

British Airways American Express Premium Plus Card^®

• Read Terms & Conditions
• Read Summary Box
• Read Insurance Documentation
• Read Standard European Consumer Credit Information and Additional Explanations
• Your Guide to the Lending Code

Important information

1. 18,000 bonus Avios will be awarded onto your account once you have been approved and you have spent and charged a minimum of £3,000 on goods and services to the account within three months of account opening. Introductory offers are subject to change, can be withdrawn at any time and are not available if you currently hold or have held any other British Airways American Express Cards in the past 6 months. Please note that it can take up to one month for bonus Avios to be awarded to your account.
   
2. Terms and Conditions apply to Avios redemptions. Reward flights and companion voucher bookings are subject to availability. Detailed information on companion vouchers can be found here; detailed information on Avios redemptions can be found here. All applicable terms and conditions will be provided within your Welcome Pack if you are approved.
3. American Express Services Europe Limited (“AESEL”) makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Details can be found on the American Express website.
4. Avios are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The information relating to the financial information of the Card is the responsibility of American Express Services Europe Limited and British Airways accepts no responsibility for inaccuracies. British Airways plc, registered in England and Wales (company number 1777777) is an introducer appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited.

The British Airways American Express Cards are offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is an appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

British Airways American Express Credit Card^®

• Sample Terms and Conditions
• Summary Box
• Insurance Documentation
• Sample Standard European Consumer Credit Information and Additional Explanations
• Your Guide to the Lending Code

Important information

American Express may vary the %APR, interest rates and other charges from time to time. The minimum amount you must pay us each month will be the greater of £25 (or the total amount owing if less) or the sum of: 2% of the principal amount owing; interest; default fees; repayment protection insurance, overlimit and overdue amounts and 1/12th of any annual fees or the full monthly fee (if applicable to the product you hold). You may pay off your balance in full at any time.

Your APR Explained - As we treat all our customers and their applications on an individual basis, the APR and interest rates we offer are determined by the details customers supply, along with an independent verification of credit and repayment history.

Your personal APR for purchases will be 15.9% APR (variable) or 19.9% APR (variable).

At least 51% of our customers receive our best purchases rate of 15.9%. Customers accepted at either rate will receive the same level of rewards, servicing and other benefits.

1. 3,000 bonus Avios will be awarded onto your account once you have been approved and you have spent and charged a minimum of £500 on goods and services to the account within three months of account opening. Introductory offers are subject to change, can be withdrawn at any time and are not available if you currently hold or have held any other British Airways American Express Cards in the past 6 months. Please note that it can take up to one month for bonus Avios to be awarded to your account.
   
2. Terms and Conditions apply to Avios redemptions. Reward flights and companion voucher bookings are subject to availability. Detailed information on companion vouchers can be found here; detailed information on Avios redemptions can be found can be found here. All applicable terms and conditions will be provided within your Welcome Pack if you are approved.
3. American Express Services Europe Limited (“AESEL”) makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Details can be found on the American Express website.
4. Avios are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The information relating to the financial information of the Card is the responsibility of American Express Services Europe Limited and British Airways accepts no responsibility for inaccuracies. British Airways plc, registered in England and Wales (company number 1777777) is an introducer appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited.

The British Airways American Express Cards are offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is an appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

The Starwood Preferred Guest^® Credit Card from American Express

• Read Terms & Conditions
• Read Summary Box
• Read Insurance Documentation
• Read Standard European Consumer Credit Information and Additional Explanations
• Your Guide to the Lending Code

Important information

1. You will receive 20,000 bonus Starpoints when you spend and charge £1,000 within the first three months of Cardmembership. Please note that it can take up to two months for bonus Starpoints to be awarded to your account. Please see complete information on complimentary nights by visiting spg.com.
2. American Express Services Europe Limited (“AESEL”) makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Details can be found on the American Express website.
3. Terms and Conditions apply to Starpoints redemptions and are subject to availability. Detailed information can be found here. All applicable terms and conditions will be provided within your Welcome Pack if you are approved.
4. Starpoints are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.

ALOFT, ELEMENT, FOUR POINTS, LE MERIDIEN, PREFERRED GUEST, SHERATON, SPG, ST. REGIS, STARPOINTS, THE LUXURY COLLECTION, W, WESTIN, and their respective logos are the trademarks of Starwood Hotels & Resorts Worldwide, Inc. or its affiliates.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The information relating to the financial information of the Card is the responsibility of American Express Services Europe Limited and SPG accepts no responsibility for inaccuracies. Starwood Hotels & Resorts Worldwide Inc, registered in England and Wales is an introducer appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited. The American Express Starwood Preferred Guest Credit Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is an appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

• Read Terms & Conditions
• Read Summary Box
• Read Insurance Documentation
• Your Guide to the Lending Code

1. Purchases are approved based on a variety of factors, including account history, credit record and personal resources, security may be required.
2. Membership Rewards Points are not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques purchases, Foreign Exchange and Express Cash transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Read the full terms and conditions here.
3. Based on airline transfer redemption with British Airways Executive Club. Rewards flights are subject to applicable taxes, fees, charges and surcharges. Full Executive Club terms and conditions apply, visit ba.com for details.
4. American Express Services Europe Limited ('AESEL') makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Full details of the insurance benefits currently available can be found in Your Insurance Documentation available on this website and which will be provided with your Card. Please read this document to understand the limits and exclusions that may apply.

The Costco TrueEarnings^™ American Express^® Credit Card

1. Read Terms & Conditions
2. Read Summary Box
3. Read Standard European Consumer Credit Information and Additional Explanations
4. Your Guide to the Lending Code

Important information

1. 1. An annual cashback reward will be payable to you by us at the following rate: 1% on every full pound spent and charged per purchase (up to a max of £300 in any 12 month period), 2% on every full pound spent on purchases at eligible travel retailers in the UK and abroad, 3% on every full pound spent and charged on all eligible restaurant purchases, both UK and abroad. cashback rewards are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The Costco TrueEarnings^® American Express Credit Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

Nectar Credit Card

• Read Terms & Conditions
• Read Summary Box
• Read Insurance Documentation
• Read Standard European Consumer Credit Information and Additional Explanations
• Your Guide to the Lending Code

Important information

1. 10,000 bonus points will be awarded onto your account once you have been approved and a minimum of £1,000 has been spent and charged to the account within three months of account opening. All introductory offers are subject to change, can be withdrawn at any time.
2. Nectar points are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.
3. American Express Services Europe Limited (“AESEL”) makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Details can be found on the American Express website.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. Loyalty Management UK Ltd, registered in England and Wales (company number 04236999) is an introducer appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited. The American Express Nectar Credit Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is an appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

The Harrods American Express^® Card

Important information

1. Points are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Points are not earned in Harrods on the purchase of gift cards and other services. Please visit harrods.com/rewards for further details.
2. Spend over £40,000 on your Card in a 12 month period from your Card anniversary date and choose to redeem 40,000 Harrods Rewards points for a night’s stay at The Ritz Hotel in Paris, in a double room. Only principal Cardmembers are entitled to this benefit and there is a limit of one night per Cardemember per 12 month period. All bookings are subject to availability. To claim your Ritz voucher please call the Harrods Rewards Team on +44 (0) 20 7893 8408 within 6 months of spending £40,000 on your Card. Once the Ritz voucher has been received, you will have 6 months to redeem it at the Ritz Hotel in Paris.
3. The minimum spend expectation for BY APPOINTMENT – Personal Shopping & Beyond is £2,500.
4. A complimentary blow-dry at Urban Retreat for ladies and a complimentary wet-shave at The Refinery for gentlemen, is limited to one per 12 month period, starting from your Card anniversary date for the principle Cardmember only.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The American Express Harrods Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

Basic Card

• Read Account Terms & Conditions
• Read Summary Box
• Your Guide to the Lending Code

Important information

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The American Express Charge Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

• Read Terms & Conditions
• Read Summary Box
• Read Insurance Documentation
• Your Guide to the Lending Code

Important Information

If you'd prefer a Card without any rewards, other features or a Cardmembership fee, an alternative option is available – the Basic Business Card

1. The 60,000 Membership Rewards bonus points will be awarded onto your account once you have been approved and you have spent and charged £6,000 within the first 3 months of Cardmembership. Introductory offer is subject to change, can be withdrawn at any time and is not available if you currently hold or have held any other Membership Rewards enrolled American Express Cards in the past six months. Enough for a return flight to New York or Dubai in Premium Economy with British Airways. Terms, taxes and fees apply. Carrier charges remain payable on British Airways redemption flights and upgrades
2. Points are not earned on American Express Travellers Cheques, Foreign Exchange, Express Cash transactions and other Account Charges Including Membership Rewards fees and annual Card fees. Read the full terms and conditions here.
3. For more details, please click here
4. Redeem your points for a credit against a travel transaction on your account. Tripflex allows you to redeem your points for a Statement Credit to offset eligible Travel transactions billed to your American Express Card statement. You can redeem points against any of your eligible travel transactions and choose how many points you would like to redeem for a credit. Visit Tripflex to view your eligible travel transactions. There is a minimum redemption of 1,000 points. Tripflex credits will appear on your account within three working days. Learn more
5. American Express Services Europe Limited ("AESEL") makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Card member. Terms, conditions and exclusions apply. Full details of the insurance benefits currently available can be found in Your Insurance Documentation available on this website and which will be provided with your Card. Please read this document to understand the limits and exclusions that may apply.
6. The Priority Pass lounge access for Platinum - Priority PassTM Present your Priority Pass membership card and boarding pass for access to over 600 lounges in their programme. The main and Platinum Supplementary Cardmember are automatically enrolled into Priority Pass. In order to access Priority Pass lounges, the Cardmember must present a valid Priority Pass card in his or her name, along with boarding pass for same day travel and passport. The main and the Platinum Supplementary Cardmember may bring up to 1 guest into the lounge at no cost. Any additional guests will be charged a fee at the prevailing rate – currently £15 per person, per visit, to his or her American Express Platinum Card. Subsequent years’ renewal terms and conditions are at the discretion of Priority Pass. For complete conditions of use visit prioritypass.com. He or she agrees to abide by the conditions of use as contained in the Lounge Listing.
7. Terms Apply. Please visit the Starwood Preferred Guest® Gold, Club CarlsonSM Gold Elite and Hertz #1 Club websites to find out more.
8. Purchases are approved based on a variety of factors including account history, credit record and personal resources, security may be required. We reserve the right to apply temporary spending limits in accordance with the Cardmember Agreement.

Information is correct at the time of going to print. Participating business partners may vary from time to time. Offers are subject to availability and may vary.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The American Express Platinum Business Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is an appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

• Read Terms & Conditions
• Read Summary Box
• Read Insurance Documentation
• Your Guide to the Lending Code

Important Information

If you’d prefer a Card without any rewards, other features or a Cardmembership fee, an alternative option is available – the Basic Business Card

1. The 40,000 Membership Rewards bonus points will be awarded onto your account once you have been approved and you have spent and charged £3,000 within the first 3 months of Cardmembership. Introductory offer is subject to change, can be withdrawn at any time and is not available if you currently hold or have held any other Membership Rewards enrolled American Express Cards in the past six months. Enough for a business class return flight to Europe with British Airways. Terms, taxes and fees apply. Carrier charges remain payable on British Airways redemption flights and upgrades.
2. Points are not earned on American Express Travellers Cheques, Foreign Exchange, Express Cash transactions and other Account Charges Including Membership Rewards fees and annual Card fees. Read the full terms and conditions here
3. For more details, please click here
4. Redeem your points for a credit against a travel transaction on your account. Tripflex allows you to redeem your points for a Statement Credit to offset eligible Travel transactions billed to your American Express Card statement. You can redeem points against any of your eligible travel transactions and choose how many points you would like to redeem for a credit. Visit Tripflex to view your eligible travel transactions. There is a minimum redemption of 1,000 points. Tripflex credits will appear on your account within three working days. Learn more
5. American Express Services Europe Limited ("AESEL") makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Card member. Terms, conditions and exclusions apply. Full details of the insurance benefits currently available can be found in Your Insurance Documentation available on this website and which will be provided with your Card. Please read this document to understand the limits and exclusions that may apply.
6. Purchases are approved based on a variety of factors including account history, credit record and personal resources, security may be required. We reserve the right to apply temporary spending limits in accordance with the Cardmember Agreement.

Information is correct at the time of going to print. Participating business partners may vary from time to time. Offers are subject to availability and may vary.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The American Express Gold Business Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is an appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

• Read Terms & Conditions
• Read Summary Box
• Read Insurance Documentation
• Read Standard European Consumer Credit Information and Additional Explanations
• Your Guide to the Lending Code

Important Information

If you’d prefer a Card without any rewards, other features or a Cardmembership fee, an alternative option is available – the Basic Business Card

1. Subject to status, interest rate and credit limits may vary according to individual circumstances.
2. Nectar points are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.
3. 4 Nectar points per £1 consists of collecting 2 points for virtually every full £1 you spend and charge on the Nectar Credit Card and 2 points on your Nectar loyalty card at participating Nectar partners. Different points levels may apply. Participating business partners may vary from time to time. Offers are subject to availability and may vary. See nectar.com for details.
4. American Express Services Europe Limited ("AESEL") makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Card member. Terms, conditions and exclusions apply. Full details of the insurance benefits currently available can be found in Your Insurance Documentation available on this website and which will be provided with your Card. Please read this document to understand the limits and exclusions that may apply.

Information is correct at the time of going to print. Participating business partners may vary from time to time. Offers are subject to availability and may vary.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The Nectar Business Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is an appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

Important information