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Enjoy easy ways to earn rewards and manage your spending

This Charge Card provides you with valuable benefits and rewards like Membership Rewards® points. You can spend points on just about anything, so you can buy the things you need and earn the things you want. All with no interest, since you pay your full balance each month.

  • 1 point for virtually every full pound you spend1
  • Double points for booking with American Express Travel
  • No limit to the number of points you can earn
  • Save points for big-ticket purchases-points don't expire

  • Flights on any airline, without blackout dates when you book online with American Express Travel
  • Car rentals, hotel stays, cruises, and vacations
  • Brand name products, experiences, and gift cards
  • Transfer points to Frequent Flyer nad hotel programs
  • Donate points to charity

For more ways to redeem your points, please visit the Membership Rewards catalogue.

Boost your points balance

Bills are another great way to maximise your points. Simply pay your bills every month or quarter with your Gold Card. That way you’ll earn more points on all your outgoings. Once again, it’s not a case of spending more. It just makes sense to get rewarded for the things you pay for already.

Image of two people lying down on the beachMore Cards mean more points

The more Cards you give to friends and family, the more points you’ll earn towards fantastic rewards. You can apply for one Supplementary Card on your account without paying an additional annual fee. And your Supplementary Card will earn you points at the same rate as your Card. It really is one of the fastest ways to boost the number of points you earn. Remember, additional Cardmembers must also be UK residents aged 18 or over.

Discover a host of exclusive deals and discounts from some of the tops brands across fashion, dining, travel and more. What’s more, when you pay for a deal with your Card, you don’t just get the specially negotiated prices. You’ll also earn points on everything you buy. Visit for all the latest offers.

View offers


Sync your American Express Card with Foursquare to unlock exclusive Cardmember offers and more on the go. 

Sync your Card now 


Discover even more with TripAdvisor when you connect your Card. Share your travel and dining experiences and be rewarded.

Connect your Card

Add a Card. Earn more points.

Add a complimentary Supplementary Card for a friend or family member and you’ll really rack up the points. Applying is easy.

Earn bonus points

Refer your friends to take out an American Express Card and earn bonus Membership Rewards points if they are approved. You could earn up to 90,000 Membership Rewards points every year just by referring your friends.2

Important Information

1. Membership Rewards points are not earned on Balance Transfers, Cash Advances, American Express Travellers Cheque purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment and referral charges and American Express Credit Card finance charges. Read the full term and conditions here.

2. You may refer as many friends or family members as you wish but you can only receive a maximum of 90,000 Membership Rewards points per calendar year for those approved for a Card. The number of bonus Membership Rewards points you receive is dependent on the Card you refer. Applicants must be UK residents aged 18 years old or over.

American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. Registered in England and Wales with Company Number 1833139. American Express Services Europe Limited is authorised in the United Kingdom by the Financial Conduct Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services.